Comparison

Mintos vs Go & Grow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mintos

Build and diversify your investment portfolio across various asset classes like loans, bonds, real estate, ETFs, and money market funds. Start investing with as little as €50 and earn regular returns. This regulated platform offers accessible and low-cost investing for all experience levels.

Highlights
  • Diversified asset classes
  • Invest from €50
  • Low-cost investing
  • Regulated and licensed
  • Secondary market access
  • Portfolio management technology
Features
Read full description

Create your wealth with Mintos, one of Europe’s leading investment platforms trusted by 600,000+ investors. With Mintos, you can build and diversify your portfolio across loans, bonds, real estate, ETFs, and money market funds - all assets in one place. Whether you’re starting out or growing a larger portfolio, Mintos gives you the opportunity to earn regular returns, manage risk, and build long-term wealth. Invest like nowhere else Mintos offers a unique mix of asset classes from loans, bonds, real estate, ETFs to money market funds. All in one place to diversify your investment portfolio to meet your personal ambition. Accessible investing Start from just €50. Low cost investing with transparent fees. Many asset classes are available for free. Licensed and regulated With a MiFID II license, we’re a regulated investment firm. Managing €700M+ in assets and operating across Europe. Invest your way From beginner to experienced investor, Mintos empowers you to reach your financial goals. Manage risk across different asset classes and regions, a foundation to a healthy portfolio with good returns. Starting from daily returns on loans to predictable returns on bonds, real estate and other assets. Our secondary market gives you access to cash when you need it. Life happens, we know it. Access our proprietary technology in loans portfolio management and let us do the work for you. Disclaimer: The value of your investment can go up as well as down. You could lose some or all of the invested money. Mintos is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme provides compensation if Mintos fails to return financial instruments or cash to investors. The compensation is limited to the outstanding liabilities, up to €20 000. The scheme doesn’t compensate for losses due to changes in the price or liquidity of financial instruments.

About

Go & Grow

Effortlessly grow your money with daily returns of up to 6% p.a. Set financial goals, diversify investments, and access your funds anytime. Start building wealth with just €1.

Highlights
  • Earn up to 6% p.a. with daily returns
  • Start with as little as €1
  • Diversify across loan fractions
  • Automated wealth building
  • Create and manage financial goals
  • Flexible access to funds
Features
Read full description

Grow money your way – earn up to 6%* p.a. with daily returns and have the flexibility to withdraw your money whenever you need it*. Trusted by over 500,000 customers across Europe, with more than €2B invested since 2008. Go & Grow is a simple, automated way to start growing your money. —Simple, effortless wealth building— - Start with just €1 and put your money to work consistently, regardless of your budget. - Earn up to 6%* p.a. with returns added to your balance daily. - Diversify across a portfolio of over 650,000 loan fractions, designed to support consistent performance. - Fully automated and easy to use. A simple way to work toward your financial goals on your terms. —Manage your money with Goals— - Create goals to stay organized, whether you’re saving for a trip, building an emergency fund, or planning what matters most. - Stay flexible with everything in one place. Move and split your funds between goals with ease. - Keep earning up to 6%* p.a. on your total balance, no matter how you divide your goals or how many you create. - Track your progress and see how your balance is growing based on the goals you set. —18+ years of proven experience— - A proven track record of more than €2B invested and over €179M in returns paid out since 2008. - Trusted by over 500,000 customers across Europe as a simple alternative for growing your money. - Positively rated across more than 7,000 Trustpilot reviews, showing the trust of our community. —In the app you can— - Manage your Go & Grow balance 24/7 with a clear and transparent overview that puts you in charge of your financial journey. - Watch your daily returns roll in, and see exactly how your money is working for you. - Move or split your funds between goals anytime to match your priorities. - Access your money whenever you need it, and withdraw at any time* for a flat €1 fee. —Earn rewards together— - Invite a friend to Go & Grow and you both receive a reward to help grow toward your financial goals. Capital at Risk. Go & Grow, provided by Go&Grow OÜ. Potential yields up to 6% p.a. Risks are associated with the service, including potential loss of capital. Past performance does not guarantee future outcomes. Liquidity limits or partial payouts may apply. Review terms at Goandgrow.eu and consult a financial advisor if necessary.

Screenshots

Mintos4 screens
Go & Grow3 screens

Verdict

The call

The clearest difference is rating: Go & Grow at 5.0 against Mintos's 4.0. Go & Grow also leads on review sentiment (33% vs 0%). Mintos's advantage is update cadence (every 8 days vs every 2 months) and ratings volume (10 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Go & Grow holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 10 and 3 respectively. Written reviews point the same way: 0% of Mintos's written reviews are positive against 33% of Go & Grow's.

UpkeepUpdate frequency

Mintos ships an update every 8 days, Go & Grow every 2 months. The most recent releases landed on September 20, 2026 and September 8, 2026 respectively.

Scorecard4 real differences · 6 level
Mintos versus Go & Grow: the parameters behind the verdict, then further details
ParameterMintosGo & Grow
PriceFreeFree
Rating4.0 (10 ratings)5.0 (3 ratings) — better
Positive reviews0.0% of reviews32.8% of reviews — better
Number of ratings10 — better3
Update frequencyEvery 8 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size80 MB81 MB
Age rating4+4+
DeveloperAS Mintos MarketplaceGo&Grow OU

Customer experience

Mintos

All ratings10 ratings
Positive60.0%
Neutral30.0%
Negative10.0%
Written reviews3 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

Go & Grow

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews58 reviews
Positive32.8%
Neutral10.3%
Negative56.9%

In-app purchases

None

Mintos

No in-app purchases

None

Go & Grow

No in-app purchases

Questions

Is Mintos free?
Mintos is free to download, with no in-app purchases.
Is Go & Grow free?
Go & Grow is free to download, with no in-app purchases.
Which has better reviews, Mintos or Go & Grow?
Go & Grow is rated higher. Mintos averages 4.0 out of 5 from 10 ratings, while Go & Grow averages 5.0 from 3 ratings.
Do Mintos or Go & Grow have ads?
Neither Mintos nor Go & Grow shows ads.
Which is updated more often, Mintos or Go & Grow?
Mintos ships an update every 8 days, and Go & Grow every 2 months. Most recently, Mintos was updated on September 20, 2026 and Go & Grow on September 8, 2026.

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