READYSAVE™ vs ErnestoPay

Download READYSAVE™ to: • Login securely using Face ID, Touch ID, or passcode • Check account balances, transaction history, and projected monthly retirement income • Track investments and personal rate of return over time • Adjust your savings rate with personalized guidance that’s unique to you Wherever you are in your retirement journey, READYSAVE™ can help you build confidence as you save for your future. Download the app today and log in using your existing account username and password. Stay tuned for new functionality as the experience evolves. Images are for illustrative purposes only. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. To make changes not yet available within the app, visit your participant website.

Today, your reviews stay with the business where you work, or they don't exist at all. With ErnestoPay, every client who tips you can rate you, and those reviews build a professional profile that's yours alone. Share it with your QR code or link. Your dashboard shows every tip and every charge, itemized. Cash disappeared, and your tips went with it. ErnestoPay gives you your own channel to keep receiving the recognition your work deserves, with zero approval needed from your employer. Whatever your line of service work, if you earn tips, ErnestoPay is for you. HOW IT WORKS • Ready in minutes: create your profile with name, photo, and occupation. • Get your personal QR code and link, ready to share. • Your client scans, rates you (optional), and tips you — your client doesn't need to download anything. • Get an alert for every tip, on your phone and your watch. Show your QR from your wrist, no need to reach for your phone. • Money goes straight to your bank account. WHY ERNESTOPAY • Always at hand: on your phone and your watch, for when you can't reach for your phone. • Direct to you: no employer sign-off or setup required. • Full transparency: see every tip and every amount, no fine print. • Tax forms included: your tax form is issued securely when you need one. • Bilingual from the first screen: Spanish and English, your choice. • Payments processed securely: your money never passes through uncontrolled middlemen. • Your profile, your network: share your profile and grow your network of clients and contacts. YOUR RATING IS YOUR STRONGEST INTRODUCTION Today, a rating defines the trust the market recognizes. On ErnestoPay, every star and every tip you receive is the most honest testimonial of your work: nobody rates or pays out of obligation, they do it because your work earned it. Over time, you build a professional reputation of your own that travels with you, beyond any single employer. YOUR NETWORK GROWS, YOUR OPPORTUNITIES GROW Your profile card is shareable: send it on Instagram, WhatsApp, or wherever your clients find you. Every time you share it, your network of clients and contacts grows — and so do your opportunities. ErnestoPay is your network for identity, trust, and access to tips. What you earn is yours.