SMEGA vs PayFlow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SMEGA
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Smega is a service that enables subscribers to make financial transactions from a mobile money wallet on their mobile phone. It is most suitable for anyone who does not have a bank account as it does not require that one has a bank account in order to use the mobile money wallet and enjoy its benefits.
PayFlow
Easily pay bills, buy airtime and data, and manage entertainment subscriptions on your mobile device. This app simplifies your financial and entertainment management in one convenient place.
- Effortless bill payments
- Airtime and data top-ups
- Manage TV subscriptions
- Entertainment subscription management
- User-friendly interface
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Take control of your finances with the all-in-one convenience of PayFlow! Effortless bill payments: PayFlow simplifies your life by letting you pay your bills on the go. Whether it's topping up your airtime and data, settling your electricity bills, or managing your TV subscriptions, PayFlow makes it quick and easy with just a few taps on your phone. Stay connected, always: Never run out of airtime or internet data bundle again! PayFlow ensures you stay connected to what matters most by allowing you to seamlessly top-up your mobile data plans directly within the app. A world of entertainment: Discover and subscribe to your favourite entertainment options, from TV shows and streaming services to betting platforms, all within the user-friendly PayFlow app. Download PayFlow today and experience the convenience of managing your finances and entertainment subscriptions in one place!
Screenshots
Verdict
The clearest difference is update cadence: PayFlow at every 4 months against SMEGA's every 31 months. SMEGA's advantage is iOS requirement (11.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SMEGA ships an update every 31 months, PayFlow every 4 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | SMEGA | PayFlow |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.5 (2 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 31 months | Every 4 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 26 MB | 12 MB |
| Age rating | 4+ | 17+ |
| Developer | BOTSWANA TELECOMMUNICATIONS CORPORATION LIMITED | Retenvo Technologies Limited |
In-app purchases
SMEGA
No in-app purchases
PayFlow
No in-app purchases
