SMEGA vs BSB SKGWAMA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SMEGA
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Smega is a service that enables subscribers to make financial transactions from a mobile money wallet on their mobile phone. It is most suitable for anyone who does not have a bank account as it does not require that one has a bank account in order to use the mobile money wallet and enjoy its benefits.
BSB SKGWAMA
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S’kgwama – Banking Made Simple, Anywhere S’kgwama is Botswana Savings Bank’s agency banking service that brings everyday banking closer to you through a nationwide network of authorized agents such as shops, fuel stations, and kiosks. Services at Your Fingertips • Deposit & Withdraw Cash – Handle cash safely and conveniently. • Balance Enquiry – Check your account balance in seconds. • PIN Change – Manage your security with ease. Why Choose S’kgwama • Convenient – Bank right where you shop or travel. • Affordable – Enjoy low transaction fees. • Safe & Secure – All transactions are real-time and bank-authorized. • Extended Hours – Access services beyond traditional banking times. Who Benefits • Rural communities without nearby branches. • Unbanked and underbanked individuals seeking financial inclusion. • Small businesses needing quick cash services. • Anyone who values hassle-free, on-the-go banking. Download the S’kgwama App today and enjoy banking that fits your lifestyle—where you shop, when you need it.
Screenshots
Verdict
The clearest difference is iOS requirement: SMEGA at 11.0 against BSB SKGWAMA's 13.1. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | SMEGA | BSB SKGWAMA |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 31 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 13.1 |
| Further details — not scored | ||
| Size | 26 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | BOTSWANA TELECOMMUNICATIONS CORPORATION LIMITED | Botswana Savings Bank |
In-app purchases
SMEGA
No in-app purchases
BSB SKGWAMA
No in-app purchases








