Comparison

Malaa | ملاءة vs وفير

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Malaa | ملاءة

This financial app helps you track spending, save money, and grow your wealth through investments. It securely links your bank accounts, categorizes transactions, and offers personalized investment portfolios managed by experts. It is regulated and Shariah compliant, with low management fees.

Highlights
  • Track all bank accounts in one place
  • Automatic transaction categorization
  • Budget creation and tracking
  • Personalized investment portfolios
  • Shariah compliant investments
  • Automatic Zakat calculation and payment
  • Low annual management fee
Features
Read full description

Meet Malaa: your all-in-one financial app that helps you track, save, and grow your money! Effortlessly integrate your bank accounts, view your spending patterns, and boost your savings through investments. Regulated under Saudi Central Bank's guidelines and Saudi Capital Market Authority, our priority is helping you understand your financial data, not capitalizing on it. + Monitor all your bank accounts: Our integration brings together all your bank accounts in one place, so you can see your spending and earnings at a glance. No more logging in to multiple accounts or manually entering transactions. We automate the expense tracking to help you stay on top of your finances. Malaa integration with your bank is compliant with the Saudi Central Bank's guidelines for open banking, so you can rest assured that your financial data is encrypted. + Know where you spend your money: Our new categorization engine will automatically categorize your transactions so you can see exactly where your money is going. No more guessing! you can create budgets for different categories of spending, like groceries, transportation, and entertainment. Then, our engine will automatically allocate each transaction to its corresponding budget, so you can easily control your spending. + Take a deeper look at your finances: Get key insights about your finances so you can make smart decisions. Customize your analytics report to track what's most important to you, and quickly view balances, categories across all of your accounts. See past transactions to understand your spending and make sure you're on track to reach your financial goals. + Grow your savings with investments: with just a few questions, our algorithm will create a personalized investment portfolio that meets your risk tolerance and financial goals. You can deposit money easily with Mada, Visa, Mastercard, Apple Pay, or bank transfer. And our team of investment experts will manage your portfolio for you, so you can relax and focus on other things. Our investments have been reviewed by the Shariyah Review Bureau making it Shariah compliant, we also automatically calculate and pay your zakat for you, so you don't have to worry about it. Malaa offers the lowest annual management fee in Saudi Arabia at 0.35%. You can start investing today with as low as 1000 SAR for your initial deposit, and 50 SAR for subsequent deposits.

About

وفير

Easily monitor your expenses with detailed reports on purchases and payments. This finance app offers automatic and intelligent tracking to help you manage your money effectively.

Highlights
  • Automatic expense monitoring
  • Detailed purchase reports
  • Intelligent payment tracking
  • Smooth user interface
  • AI and smart features
  • Bank message analysis
Features
Read full description

Wafeer the easiest way to track your spending Accurately monitor your expenses and get detailed reports of your purchases and payments. automatically and intelligently • Privacy Policy and Terms of Use: https://wafeer.net/PrivacyPolicy https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Malaa | ملاءة4 screens
وفير4 screens

Verdict

The call

The clearest difference is in-app purchases: Malaa | ملاءة at none against وفير's 4. Malaa | ملاءة also leads on review sentiment (62% vs 37%) and rating (4.6 vs 4.3). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. وفير sells 4 in-app purchases, starting at $4.99 per month. Malaa | ملاءة asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Malaa | ملاءة holds the better App Store score, 4.6 against 4.3. Both are backed by a comparable volume of ratings — 373 and 168 respectively. Written reviews point the same way: 62% of Malaa | ملاءة's written reviews are positive against 37% of وفير's.

UpkeepUpdate frequency

Malaa | ملاءة ships an update every 10 days, وفير monthly. Both last shipped on November 11, 2026.

Scorecard5 real differences · 5 level
Malaa | ملاءة versus وفير: the parameters behind the verdict, then further details
ParameterMalaa | ملاءةوفير
PriceFreeFree
Rating4.6 (373 ratings) — better4.3 (168 ratings)
Positive reviews61.8% of reviews — better37.1% of reviews
Number of ratings373 — better168
Update frequencyEvery 10 days — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size125 MB54 MB
Age rating4+4+
DeveloperMala'a For Information Technology CompanyWafeer Holding LTD

Customer experience

Malaa | ملاءة

All ratings368 ratings
Positive88.6%
Neutral3.3%
Negative8.2%
Written reviews34 reviews
Positive61.8%
Neutral2.9%
Negative35.3%

وفير

All ratings168 ratings
Positive83.9%
Neutral2.4%
Negative13.7%
Written reviews35 reviews
Positive37.1%
Neutral8.6%
Negative54.3%

User reviews

Malaa | ملاءة

From 373 App Store ratings

What we love

  • 👍 Excellent app for tracking spending
  • 👍 Great for saving and investment
  • 👍 User-friendly interface
  • 👍 Good customer service
  • 👍 Low administrative fees

Room to improve

  • 👎 Low profits/returns mentioned by some users
  • 👎 High minimum deposit requirement
  • 👎 Investment losses reported by some users
  • 👎 Lack of US investment funds for long-term goals
  • 👎 Unclear and strange withdrawal fees

وفير

From 168 App Store ratings

What we love

  • 👍 Good app idea
  • 💡 Macro for copy-paste
  • 🚀 AI and smart features
  • 👍 Smooth user interface
  • 👍 Excellent for expense tracking

Room to improve

  • 🐛 App under maintenance for days
  • 👎 Does not support all banks/financial institutions
  • 👎 Expensive for limitations
  • 👎 Limited to 50 operations
  • 🔒 Not licensed by Saudi Central Bank

Bugs and requests

Malaa | ملاءة

Reported bugs

8 issues
  • App not working after last update, unable to access funds
  • Unable to link bank accounts (Alinma and others)
  • Support page not opening
  • Spend analysis screen fails to load
  • Visa card not readable
Show 3 more
  • Withdrawal fees are unclear and strange
  • Discrepancy between sell price and wallet balance
  • App only supports specific banks, long waiting times for others

Requested features

11 requests
  • Add US investment funds for long-term investment
  • Add Widget for portfolio tracking
  • Make seller name optional
  • Allow customization of the home page (e.g., add budgets, remove recent expenses)
  • Support STC Pay for faster transactions
Show 6 more
  • Add a widget for quick expense logging
  • Add more colors and change the app's style
  • Add automatic night mode based on device settings
  • Allow importing expenses from other apps
  • Enable creation of multiple spending wallets (general, games, travel)
  • Add investment portfolios for dividends

وفير

Reported bugs

19 issues
  • App under maintenance for extended periods
  • Does not support all banks and financial institutions
  • Limited to 50 operations, preventing full month/week tracking
  • No customer support or response to inquiries
  • Search functionality has issues
Show 14 more
  • Paid version does not display transactions over a year
  • Automatic message reading is not working for some users
  • App frequently logs users out
  • Login issues and password reset problems
  • App freezes and crashes unexpectedly
  • Automatic transaction categorization is inaccurate
  • Some transactions are not recorded or duplicated
  • App requires manual copy-paste even after setup
  • App requires opening the lock every time
  • App does not read messages automatically
  • App requires manual copy-paste even after performing all required steps
  • App logs out and requires password reset repeatedly
  • App crashes and exits suddenly
  • Message feature sometimes doesn't work

Requested features

12 requests
  • Support for more banks and financial institutions
  • Improve automatic transaction categorization
  • Allow entry of income (e.g., salary)
  • Enable creation of main and sub-categories
  • Improve search functionality
Show 7 more
  • Provide access to transactions beyond one year in paid versions
  • Allow users to report issues and suggestions directly in the app
  • Develop automatic message reading for all users
  • Support for countries outside Saudi Arabia
  • Allow users to use the app without mandatory registration
  • Improve handling of transfers from accounts during copy-paste
  • Develop a feature to recognize transfers from accounts when copying and pasting

In-app purchases

None

Malaa | ملاءة

No in-app purchases

4 purchases

وفير

Subscriptions4
  • وفير بلس الذهبية1 Month trial$4.991 Month
  • Wafeer Diamond - Monthly$9.991 Month
  • وفير بلس الذهبية - السنوية$44.991 Year
Show 1 more
  • Wafeer Diamond - Yearly$124.991 Year

Questions

Is Malaa | ملاءة free?
Malaa | ملاءة is free to download, with no in-app purchases.
Is وفير free?
وفير is free to download, with in-app purchases available.
Which has better reviews, Malaa | ملاءة or وفير?
Malaa | ملاءة is rated higher. Malaa | ملاءة averages 4.6 out of 5 from 373 ratings, while وفير averages 4.3 from 168 ratings.
Do Malaa | ملاءة or وفير have ads?
Neither Malaa | ملاءة nor وفير shows ads.
Which is updated more often, Malaa | ملاءة or وفير?
Malaa | ملاءة ships an update every 10 days, and وفير monthly. Most recently, Malaa | ملاءة was updated on November 11, 2026 and وفير on November 11, 2026.

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