Comparison

Malaa | ملاءة vs Derayah Global Trader

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Malaa | ملاءة

This financial app helps you track spending, save money, and grow your wealth through investments. It securely links your bank accounts, categorizes transactions, and offers personalized investment portfolios managed by experts. It is regulated and Shariah compliant, with low management fees.

Highlights
  • Track all bank accounts in one place
  • Automatic transaction categorization
  • Budget creation and tracking
  • Personalized investment portfolios
  • Shariah compliant investments
  • Automatic Zakat calculation and payment
  • Low annual management fee
Features
Read full description

Meet Malaa: your all-in-one financial app that helps you track, save, and grow your money! Effortlessly integrate your bank accounts, view your spending patterns, and boost your savings through investments. Regulated under Saudi Central Bank's guidelines and Saudi Capital Market Authority, our priority is helping you understand your financial data, not capitalizing on it. + Monitor all your bank accounts: Our integration brings together all your bank accounts in one place, so you can see your spending and earnings at a glance. No more logging in to multiple accounts or manually entering transactions. We automate the expense tracking to help you stay on top of your finances. Malaa integration with your bank is compliant with the Saudi Central Bank's guidelines for open banking, so you can rest assured that your financial data is encrypted. + Know where you spend your money: Our new categorization engine will automatically categorize your transactions so you can see exactly where your money is going. No more guessing! you can create budgets for different categories of spending, like groceries, transportation, and entertainment. Then, our engine will automatically allocate each transaction to its corresponding budget, so you can easily control your spending. + Take a deeper look at your finances: Get key insights about your finances so you can make smart decisions. Customize your analytics report to track what's most important to you, and quickly view balances, categories across all of your accounts. See past transactions to understand your spending and make sure you're on track to reach your financial goals. + Grow your savings with investments: with just a few questions, our algorithm will create a personalized investment portfolio that meets your risk tolerance and financial goals. You can deposit money easily with Mada, Visa, Mastercard, Apple Pay, or bank transfer. And our team of investment experts will manage your portfolio for you, so you can relax and focus on other things. Our investments have been reviewed by the Shariyah Review Bureau making it Shariah compliant, we also automatically calculate and pay your zakat for you, so you don't have to worry about it. Malaa offers the lowest annual management fee in Saudi Arabia at 0.35%. You can start investing today with as low as 1000 SAR for your initial deposit, and 50 SAR for subsequent deposits.

About

Derayah Global Trader

Access 33 global markets and trade stocks, options, and bonds with low commissions and fractional shares. Manage your cash and holdings on one screen, create unlimited watchlists, and utilize various order types. Enjoy real-time data and leverage options for advanced trading.

Highlights
  • Trade in 33 markets across 18 countries
  • Stocks, options, bonds, ETFs trading
  • Fractional shares trading
  • Eight order types
  • Unlimited watchlists
  • Real-time market data subscription
  • 3x leverage and short selling
Features
Read full description

Derayah Global Mobile App grant an easy access to its clients for 33 Markets through multiple channels either by mobile App, web based or by calling one of Derayah expert brokers. With Derayah Global App, you can benefit from: Trade in 33 Markets across 18 global countries. Easy to trade stocks, options, bonds, ETF’s etc,, lowest trading commission. Fractional shares trading. 8 types of orders that the client can use. One screen reflects all cash details and holdings. Creating unlimited watch lists. Low fees subscription for Real-time market Data. Free deposits/withdrawal Derayah Global Plus facilitate to its clients to trade with 3x leverage & short selling.

Screenshots

Malaa | ملاءة4 screens
Derayah Global Trader4 screens

Verdict

The call

The clearest difference is rating: Malaa | ملاءة at 4.6 against Derayah Global Trader's 3.4. Malaa | ملاءة also leads on ads (none vs shown) and update cadence (every 10 days vs every 17 months). Derayah Global Trader's advantage is review sentiment (92% vs 62%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Malaa | ملاءة holds the better App Store score, 4.6 against 3.4. That said, the two scores are not equally well evidenced: Malaa | ملاءة has 368 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 62% of Malaa | ملاءة's written reviews are positive against 92% of Derayah Global Trader's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Malaa | ملاءة ships an update every 10 days, Derayah Global Trader every 17 months. The most recent releases landed on October 29, 2026 and October 21, 2026 respectively.

Scorecard6 real differences · 4 level
Malaa | ملاءة versus Derayah Global Trader: the parameters behind the verdict, then further details
ParameterMalaa | ملاءةDerayah Global Trader
PriceFreeFree
Rating4.6 (368 ratings) — better3.4 (5 ratings)
Positive reviews61.8% of reviews91.7% of reviews — better
Number of ratings368 — better5
Update frequencyEvery 10 days — betterEvery 17 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size125 MB48 MB
Age rating4+4+
DeveloperMala'a For Information Technology CompanyDERAYAH FINANCIAL

Customer experience

Malaa | ملاءة

All ratings368 ratings
Positive88.6%
Neutral3.3%
Negative8.2%
Written reviews34 reviews
Positive61.8%
Neutral2.9%
Negative35.3%

Derayah Global Trader

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews12 reviews
Positive91.7%
Neutral0.0%
Negative8.3%

Bugs and requests

Malaa | ملاءة

Reported bugs

8 issues
  • App not working after last update, unable to access funds
  • Unable to link bank accounts (Alinma and others)
  • Support page not opening
  • Spend analysis screen fails to load
  • Visa card not readable
Show 3 more
  • Withdrawal fees are unclear and strange
  • Discrepancy between sell price and wallet balance
  • App only supports specific banks, long waiting times for others

Requested features

11 requests
  • Add US investment funds for long-term investment
  • Add Widget for portfolio tracking
  • Make seller name optional
  • Allow customization of the home page (e.g., add budgets, remove recent expenses)
  • Support STC Pay for faster transactions
Show 6 more
  • Add a widget for quick expense logging
  • Add more colors and change the app's style
  • Add automatic night mode based on device settings
  • Allow importing expenses from other apps
  • Enable creation of multiple spending wallets (general, games, travel)
  • Add investment portfolios for dividends

Derayah Global Trader

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Malaa | ملاءة

No in-app purchases

None

Derayah Global Trader

No in-app purchases

Questions

Is Malaa | ملاءة free?
Malaa | ملاءة is free to download, with no in-app purchases.
Is Derayah Global Trader free?
Derayah Global Trader is free to download, with no in-app purchases.
Which has better reviews, Malaa | ملاءة or Derayah Global Trader?
Malaa | ملاءة is rated higher. Malaa | ملاءة averages 4.6 out of 5 from 368 ratings, while Derayah Global Trader averages 3.4 from 5 ratings.
Do Malaa | ملاءة or Derayah Global Trader have ads?
Derayah Global Trader shows ads; Malaa | ملاءة does not.
Which is updated more often, Malaa | ملاءة or Derayah Global Trader?
Malaa | ملاءة ships an update every 10 days, and Derayah Global Trader every 17 months. Most recently, Malaa | ملاءة was updated on October 29, 2026 and Derayah Global Trader on October 21, 2026.

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