Malaa | ملاءة vs Miyar Capital | معيار المالية

Meet Malaa: your all-in-one financial app that helps you track, save, and grow your money! Effortlessly integrate your bank accounts, view your spending patterns, and boost your savings through investments. Regulated under Saudi Central Bank's guidelines and Saudi Capital Market Authority, our priority is helping you understand your financial data, not capitalizing on it. + Monitor all your bank accounts: Our integration brings together all your bank accounts in one place, so you can see your spending and earnings at a glance. No more logging in to multiple accounts or manually entering transactions. We automate the expense tracking to help you stay on top of your finances. Malaa integration with your bank is compliant with the Saudi Central Bank's guidelines for open banking, so you can rest assured that your financial data is encrypted. + Know where you spend your money: Our new categorization engine will automatically categorize your transactions so you can see exactly where your money is going. No more guessing! you can create budgets for different categories of spending, like groceries, transportation, and entertainment. Then, our engine will automatically allocate each transaction to its corresponding budget, so you can easily control your spending. + Take a deeper look at your finances: Get key insights about your finances so you can make smart decisions. Customize your analytics report to track what's most important to you, and quickly view balances, categories across all of your accounts. See past transactions to understand your spending and make sure you're on track to reach your financial goals. + Grow your savings with investments: with just a few questions, our algorithm will create a personalized investment portfolio that meets your risk tolerance and financial goals. You can deposit money easily with Mada, Visa, Mastercard, Apple Pay, or bank transfer. And our team of investment experts will manage your portfolio for you, so you can relax and focus on other things. Our investments have been reviewed by the Shariyah Review Bureau making it Shariah compliant, we also automatically calculate and pay your zakat for you, so you don't have to worry about it. Malaa offers the lowest annual management fee in Saudi Arabia at 0.35%. You can start investing today with as low as 1000 SAR for your initial deposit, and 50 SAR for subsequent deposits.

Miyar Capital's app allows customers to onboard with minimal KYC by obtaining personal details from Absher. It also allows customer to see their investments and positions in funds along with cash position, transactions and requesting a cash withdrawal from Miyar investment account. Customer can view transaction history and can download the reports as well. يتيح تطبيق شركة معيار المالية الإشتراك بمنتجات الشركة بعد استيفاء الحقول اللازمة بنموذج (اعرف عميلك), وتأكيد بياناتهم المسجلة فى أبشر. كما يتيح للسادة العملاء متابعة استثماراتهم الخاصة في المنتجات الاستثمارية, بالإضافة الى المركز النقدي والقوة الشرائية وجميع المعاملات من طلبات التحويل النقدي من وإلى حساباتهم الاستثمارية لدى شركه معيار. هذا بالاضافة الى عرض سجل المعاملات وتحميل التقارير.هذا بالاضافة الى عرض سجل المعاملات وتحميل التقارير.