Malaa | ملاءة vs Hepy

Meet Malaa: your all-in-one financial app that helps you track, save, and grow your money! Effortlessly integrate your bank accounts, view your spending patterns, and boost your savings through investments. Regulated under Saudi Central Bank's guidelines and Saudi Capital Market Authority, our priority is helping you understand your financial data, not capitalizing on it. + Monitor all your bank accounts: Our integration brings together all your bank accounts in one place, so you can see your spending and earnings at a glance. No more logging in to multiple accounts or manually entering transactions. We automate the expense tracking to help you stay on top of your finances. Malaa integration with your bank is compliant with the Saudi Central Bank's guidelines for open banking, so you can rest assured that your financial data is encrypted. + Know where you spend your money: Our new categorization engine will automatically categorize your transactions so you can see exactly where your money is going. No more guessing! you can create budgets for different categories of spending, like groceries, transportation, and entertainment. Then, our engine will automatically allocate each transaction to its corresponding budget, so you can easily control your spending. + Take a deeper look at your finances: Get key insights about your finances so you can make smart decisions. Customize your analytics report to track what's most important to you, and quickly view balances, categories across all of your accounts. See past transactions to understand your spending and make sure you're on track to reach your financial goals. + Grow your savings with investments: with just a few questions, our algorithm will create a personalized investment portfolio that meets your risk tolerance and financial goals. You can deposit money easily with Mada, Visa, Mastercard, Apple Pay, or bank transfer. And our team of investment experts will manage your portfolio for you, so you can relax and focus on other things. Our investments have been reviewed by the Shariyah Review Bureau making it Shariah compliant, we also automatically calculate and pay your zakat for you, so you don't have to worry about it. Malaa offers the lowest annual management fee in Saudi Arabia at 0.35%. You can start investing today with as low as 1000 SAR for your initial deposit, and 50 SAR for subsequent deposits.

Hepy is a simple service tracking app for independent professionals. Keep your clients, services, received payments and internal expenses organized in one place, without unnecessary complexity. With Hepy, you can: • Track how much you generated • Record received payments • See what is still pending • Organize services by client • Record internal expenses • Follow monthly performance and insights • Set and monitor daily goals • Customize language, currency and appearance • Export useful information when needed • Keep your data stored locally on your device Hepy was designed for professionals who want a clear and practical way to understand their work without complicated systems. Your data stays on your device, giving you greater control over your information. Hepy PRO removes ads and unlocks additional features such as backup and restoration. Simple control for the work you do every day. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/