Financely vs The Checkbook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Financely
Organize and manage your personal expenses with a beautiful, minimalistic interface. Log daily transactions, track spending with custom categories, and view spending metrics. Back up your data and sign in for future updates and features.
- Beautiful and easy-to-use interface
- Log daily expenses and income
- Custom spending categories
- View spending metrics
- Data backup and restore
- Ad-free experience
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Financely is a new mobile app for organizing and managing your personal expenses. Achieve financial peace of mind and do it beautifully. With a simple interface and minimalistic one-page design, logging your day-to-day transactions has never been more fluid. Features: - Beautiful and easy-to-use interface - Add or remove daily transactions such as expenses and income - Back up and restore your data - Sign in for updates, improvements and features to come - Keep track of personal spending with custom categories - Create, edit and remove categories to fit your spending habits - View metrics about your spending - Ad-free experience!
The Checkbook
Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.
- Real-time transaction tracking
- Upcoming bill and deposit scheduling
- Bank account reconciliation
- Multiple account management
- Customizable color themes
- Transaction search and filtering
- Recurring transaction setup
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Finance At Your Fingertips Track your financial transactions on-the-go in real time. Enter upcoming bill payments and deposits to see how your account balance will change. Reconcile each transaction against your bank account to balance your checkbook and ensure accuracy to the penny. * No ads. * Quick entry screen for new transactions to keep up with spending while you're on the move. * Create a new transaction in seconds with type ahead feature for common transactions. * Manage transactions in multiple accounts. * Customize color theme for each account. * Search for transactions. * Toggle visibility of reconciled transactions to see what hasn't cleared your bank account yet. * Set up recurring transactions. * Transfer money between accounts. * Basic reporting to view spending or income by category and daily spending. * Export transactions to CSV file. * Enable Face ID / Touch ID to secure access to your financial data. * Turn on iCloud Drive data storage to sync transactions across multiple devices. * Share every new transaction with a joint account owner via email or Shared Storage (subscription required) to keep app in sync for different users. Privacy Note: The developer does not collect any data from this app for the default local device or iCloud storage options. The developer only securely stores data for the Shared Storage option (subscription required) for the purpose of sharing and syncing the data with your invited users. See Privacy Policy for more details.
Screenshots
Verdict
The clearest difference is price: Financely at Free against The Checkbook's $4.99. Financely also leads on in-app purchases (none vs 2) and update cadence (every 4 days vs fortnightly). The Checkbook's advantage is rating (4.8 vs 4.0) and review sentiment (76% vs 55%). On ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Financely is free to download; The Checkbook costs $4.99 up front. The Checkbook sells 2 in-app purchases, starting at $1.99 per month. Financely asks for nothing beyond the download.
The Checkbook holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: The Checkbook has 994 ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 55% of Financely's written reviews are positive against 76% of The Checkbook's.
Financely ships an update every 4 days, The Checkbook fortnightly. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.
| Parameter | Financely | The Checkbook |
|---|---|---|
| Price | Free — better | $4.99 |
| Rating | 4.0 (28 ratings) | 4.8 (994 ratings) — better |
| Positive reviews | 54.5% of reviews | 76.1% of reviews — better |
| Number of ratings | 28 | 994 — better |
| Update frequency | Every 4 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | Free |
| Best chart rank | — | #35 — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 10.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 96 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Eric Phung | Four One Four 213, LLC |
Customer experience
Financely
The Checkbook
Bugs and requests
Financely
Not enough reviews yet to summarise bugs or requests.
The Checkbook
Reported bugs
3 issues- Data loss and sync issues
- Incorrect transaction display
- Recurring transactions not working as expected
Requested features
6 requests- 📊 Spending reports and analytics
- 🔁 More recurring transaction options
- 🖨️ Check printing capability
- 🔀 Ability to split transactions
- 🔄 Easier transaction editing/deletion
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- 🔒 Backup and restore options
In-app purchases
Financely
No in-app purchases
The Checkbook
- Shared Storage - Monthly$1.991 Month
- Shared Storage - Annual7 Days trial$19.991 Year
