Pichincha Envíos vs Squared
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pichincha Envíos
Send money to Ecuador securely, easily, and quickly from Spain. No account needed with the bank, and payments can be made with any debit card. Funds are credited immediately or available for pickup within minutes.
- Send money to Ecuador
- Secure and fast transfers
- Pay with any debit card
- Immediate credit or quick pickup
- Competitive exchange rates
- Over 7,000 pickup points
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Envío de dinero a Ecuador seguro, fácil y rápido Pichincha Envíos es una marca comercial de Banco Pichincha España. Este servicio permite a las personas residentes y mayores de edad, enviar dinero a Ecuador desde sus oficinas o vía online, de manera segura, fácil y rápida. No es necesario tener cuenta en Banco Pichincha España y el envío se puede pagar con tarjeta de débito de cualquier entidad financiera. El dinero se acredita inmediatamente en una cuenta de Banco Pichincha Ecuador o está disponible, en 10 minutos, para su retiro por ventanillas en las agencias del Banco o en sus corresponsales Mi Vecino. En total, hay más de 7.000 puntos de cobro. Tipo de cambio competitivo Cada euro cuenta; por eso, con Pichincha Envíos siempre tienes beneficios en tus envíos de dinero a Ecuador. Utiliza nuestro simulador y comprueba, en cualquier momento, lo competitivo que es nuestro tipo de cambio. Con la solidez del Grupo Pichincha Banco Pichincha España es un banco constituido en 2010 con ficha bancaria española. La entidad financiera está supervisada por el Banco de España y adherida al Fondo de Garantía de Depósitos Español. Pertenece al Grupo Pichincha, de origen ecuatoriano, con más de 100 años de historia, y presencia también en Colombia, Perú, Panamá y Miami.
Squared
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Settled. Done. Squared keeps track of who paid what for whom – on the weekend trip, in the flatshare, at dinner for six. No scrap of paper, no spreadsheet, no guesswork at the end. SPLIT IT HOWEVER IT FELL • Equal – everyone pays the same share • Custom – you set each amount yourself • Full – one person covers another, in either direction The odd cent works out too: Squared distributes remainders so the shares always add up to exactly what was paid. FRIENDS AND GROUPS Everyone has a personal code (like #ABC123). Type in a code or an email address and you're connected. For anything involving more than two people, there are groups. BALANCES, ALWAYS CURRENT See at a glance who owes you and what you owe – per person and per group. SETTLE UP & ARCHIVE When it's over, Squared works out the shortest path for everyone to clear their balances. Instead of everyone paying everyone, only the necessary transfers remain. Open balances carry over into your friends list and stay there until they are actually paid. The group is archived and read-only – the full history stays, nothing is deleted. NOTIFICATIONS When someone adds a new expense, you'll know. When a group is settled, you get one message with your own open amount. NO FRILLS • Free • No ads • No tracking, no analytics SDKs • Sign in with Apple or Google – no password needed Available in English, German and Spanish. PLEASE NOTE: Squared does not process payments. It only works out who owes whom – you send the money the way you always have, by banking app, PayPal or cash. Questions or requests? https://split-smart-b7136.web.app/support
Screenshots
Verdict
The clearest difference is update cadence: Squared at every 5 days against Pichincha Envíos's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pichincha Envíos ships an update fortnightly, Squared every 5 days. The most recent releases landed on September 23, 2026 and October 9, 2026 respectively.
| Parameter | Pichincha Envíos | Squared |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 37 MB | 34 MB |
| Age rating | 17+ | 4+ |
| Developer | Banco Pichincha España S.A. | Alexander Sippel |
In-app purchases
Pichincha Envíos
No in-app purchases
Squared
No in-app purchases
Questions
Is Pichincha Envíos free?
Is Squared free?
Do Pichincha Envíos or Squared have ads?
Which is updated more often, Pichincha Envíos or Squared?
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