Comparison

Kari the Lender vs ROCAgent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kari the Lender

This business app offers tools for mortgage referrals and signing up for real estate continuing education classes. It includes exclusive bonus content and class materials accessible via a special in-app scanner.

Highlights
  • Submit mortgage referrals
  • Sign up for Realtor CE classes
  • Access bonus content
  • Use in-app scanner for class materials
  • Convenient smartphone access
Read full description

Kari's Mortgage App provides top tools in one easy-to-use app. For the first time ever in one place, you can submit a referral, sign up for Realtor CE classes and more all from the convenience of your smartphone! Exclusive: Access bonus content and class materials by using our special scanner, which is only available in our app. © 2023 Kari Phillips

About

ROCAgent

This app helps real estate professionals quickly generate seller net sheets and buyer estimates with preloaded calculations. It offers a free plan for basic estimates and a premium subscription for unlimited access and advanced features.

Highlights
  • City/county specific closing costs
  • Professional seller net sheets
  • Buyer estimate generation
  • Free plan for basic estimates
  • Premium subscription with advanced features
  • 30-day free trial for premium
Features
Read full description

ROCAgent is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. ROCAgent is jam-packed with features that are sure to wow your clients! Premium subscription: Take the industry’s #1 Closing Cost app to the next level with Premium! Here’s how it works: Getting started is simple. Download the app now and sign up for a free 30-day trial. We have monthly and annual plans available. Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With Premium you have: • A user can opt in for a free 30 day trial, but they are required to enter their payment information first. They will be charged for the monthly or annual subscription, depending on the option they choose, after the free 30-day trial is comparisonlete, unless they cancel before the next billing date. The monthly subscription is $0.99/month and the annual subscription is $9.99/year. • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to mailto:support@palmagent.com

Screenshots

Kari the Lender4 screens
ROCAgent4 screens

Verdict

The call

The clearest difference is in-app purchases: Kari the Lender at none against ROCAgent's 2. Kari the Lender also leads on iOS requirement (12.0 vs 16.0). ROCAgent's advantage is update cadence (every 2 months vs every 13 months) and ratings volume (7 vs 1). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ROCAgent sells 2 in-app purchases, starting at $0.99 per month. Kari the Lender asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Kari the Lender against 5.0 for ROCAgent. That said, the two scores are not equally well evidenced: ROCAgent has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Kari the Lender ships an update every 13 months, ROCAgent every 2 months. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Kari the Lender versus ROCAgent: the parameters behind the verdict, then further details
ParameterKari the LenderROCAgent
PriceFreeFree
Rating5.0 (1 ratings)5.0 (7 ratings)
Positive reviews—100.0% of reviews
Number of ratings17 — better
Update frequencyEvery 13 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size85 MB361 MB
Age rating4+9+
DeveloperKari PhillipsROC Title, LLC

Customer experience

Kari the Lender

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

ROCAgent

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Kari the Lender

No in-app purchases

2 purchases

ROCAgent

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year

Questions

Is Kari the Lender free?
Kari the Lender is free to download, with no in-app purchases.
Is ROCAgent free?
ROCAgent is free to download, with in-app purchases available.
Which has better reviews, Kari the Lender or ROCAgent?
Kari the Lender and ROCAgent are both rated 5.0 out of 5 on the App Store, from 1 and 7 ratings respectively.
Do Kari the Lender or ROCAgent have ads?
Neither Kari the Lender nor ROCAgent shows ads.
Which is updated more often, Kari the Lender or ROCAgent?
Kari the Lender ships an update every 13 months, and ROCAgent every 2 months. Most recently, Kari the Lender was updated on October 7, 2026 and ROCAgent on October 24, 2026.

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