Southgate Wallet vs LoanZone
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Southgate Wallet
Manage your Southgate Salary Packaging Cards securely and conveniently from anywhere. Check balances, view transaction history, and track your spending 24/7. Exclusively for Southgate Salary Packaging Services customers with active accounts.
- Check live card balance
- View transaction history
- Track spending
- Secure 24/7 access
- Login with existing portal credentials
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The Southgate Wallet gives you convenient and secure access to your Southgate Salary Packaging Cards anywhere in the world, 24 hours a day/7 days a week. This includes both the Southgate Everyday Purchases Card and/or the Southgate Meal & Accommodation Card. KEY FEATURES OF THE APP: โข Check your live card balance โข View card transaction history โข Track your spending WHO CAN USE THIS APP? Please note, this app is exclusively for use by customers of Southgate Salary Packaging Services who have an active account with us, where your salary package includes the Southgate Everyday Purchases Card and/or the Southgate Meal & Accommodation Card. All other fringe benefit types will continue to be reported via your Online Employee Portal, accessible via our website www.southgatesalpack.com.au. HOW DO I LOGIN? Login to the Southgate Wallet App using the same Username and Password that is used to access your salary packaging account via the Online Employee Portal on Southgateโs website. Both username and password are case sensitive. If you have forgotten your password, please follow the prompts on the login page of the Online Employee Portal via our website www.southgatesalpack.com.au. This will also reset your password for access to the Southgate Wallet App. FOR ASSISTANCE Please contact Southgate on 1300 132 500 if you have any questions or require assistance.
LoanZone
Manage your home loan with self-service features. Track and adjust repayments, transfer funds, and access BPAY. You can also manage your Visa debit card and update your postal address.
- Track and manage home loans
- Set custom repayments
- Transfer funds to external accounts
- Access BPAY
- Manage Visa debit card
- Update postal address
- Raise service requests
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With access to a variety of self-service features, you will be able to track and manage your home loan whenever and wherever you like. Key features include: Set your repayments to suit you Transfer funds to external accounts Handy access to ยฎBPAY Manage your Visa debit card Change your postal address Raise a service request to our team ยฎBPAY is registered to BPAY Pty Ltd ABN 69 079 137 518
Screenshots
Verdict
The clearest difference is update cadence: Southgate Wallet at every 2 weeks against LoanZone's every 2 months. LoanZone's advantage is review sentiment (50% vs 33%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Southgate Wallet ships an update every 2 weeks, LoanZone every 2 months. Both last shipped on November 3, 2026.
| Parameter | Southgate Wallet | LoanZone |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 33.3% of reviews | 50.0% of reviews โ better |
| Update frequency | Every 2 weeks โ better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 โ better | 13.0 |
| Further details โ not scored | ||
| Size | 92 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Southgate Financial Services Pty Ltd | Resimac Group Ltd |
Customer experience
Southgate Wallet
LoanZone
In-app purchases
Southgate Wallet
No in-app purchases
LoanZone
No in-app purchases
Questions
Is Southgate Wallet free?
Is LoanZone free?
Do Southgate Wallet or LoanZone have ads?
Which is updated more often, Southgate Wallet or LoanZone?
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