Comparison

Southgate Wallet vs LoanZone

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Southgate Wallet

Manage your Southgate Salary Packaging Cards securely and conveniently from anywhere. Check balances, view transaction history, and track your spending 24/7. Exclusively for Southgate Salary Packaging Services customers with active accounts.

Highlights
  • Check live card balance
  • View transaction history
  • Track spending
  • Secure 24/7 access
  • Login with existing portal credentials
Features
Read full description

The Southgate Wallet gives you convenient and secure access to your Southgate Salary Packaging Cards anywhere in the world, 24 hours a day/7 days a week. This includes both the Southgate Everyday Purchases Card and/or the Southgate Meal & Accommodation Card. KEY FEATURES OF THE APP: โ€ข Check your live card balance โ€ข View card transaction history โ€ข Track your spending WHO CAN USE THIS APP? Please note, this app is exclusively for use by customers of Southgate Salary Packaging Services who have an active account with us, where your salary package includes the Southgate Everyday Purchases Card and/or the Southgate Meal & Accommodation Card. All other fringe benefit types will continue to be reported via your Online Employee Portal, accessible via our website www.southgatesalpack.com.au. HOW DO I LOGIN? Login to the Southgate Wallet App using the same Username and Password that is used to access your salary packaging account via the Online Employee Portal on Southgateโ€™s website. Both username and password are case sensitive. If you have forgotten your password, please follow the prompts on the login page of the Online Employee Portal via our website www.southgatesalpack.com.au. This will also reset your password for access to the Southgate Wallet App. FOR ASSISTANCE Please contact Southgate on 1300 132 500 if you have any questions or require assistance.

About

LoanZone

Manage your home loan with self-service features. Track and adjust repayments, transfer funds, and access BPAY. You can also manage your Visa debit card and update your postal address.

Highlights
  • Track and manage home loans
  • Set custom repayments
  • Transfer funds to external accounts
  • Access BPAY
  • Manage Visa debit card
  • Update postal address
  • Raise service requests
Features
Read full description

With access to a variety of self-service features, you will be able to track and manage your home loan whenever and wherever you like. Key features include: Set your repayments to suit you Transfer funds to external accounts Handy access to ยฎBPAY Manage your Visa debit card Change your postal address Raise a service request to our team ยฎBPAY is registered to BPAY Pty Ltd ABN 69 079 137 518

Screenshots

Southgate Wallet4 screens
LoanZone4 screens

Verdict

The call

The clearest difference is update cadence: Southgate Wallet at every 2 weeks against LoanZone's every 2 months. LoanZone's advantage is review sentiment (50% vs 33%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Southgate Wallet ships an update every 2 weeks, LoanZone every 2 months. Both last shipped on November 3, 2026.

Scorecard2 real differences ยท 6 level
Southgate Wallet versus LoanZone: the parameters behind the verdict, then further details
ParameterSouthgate WalletLoanZone
PriceFreeFree
Positive reviews33.3% of reviews50.0% of reviews โ€” better
Update frequencyEvery 2 weeks โ€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 โ€” better13.0
Further details โ€” not scored
Size92 MB45 MB
Age rating4+4+
DeveloperSouthgate Financial Services Pty LtdResimac Group Ltd

Customer experience

Southgate Wallet

Written reviews15 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

LoanZone

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Southgate Wallet

No in-app purchases

None

LoanZone

No in-app purchases

Questions

Is Southgate Wallet free?
Southgate Wallet is free to download, with no in-app purchases.
Is LoanZone free?
LoanZone is free to download, with no in-app purchases.
Do Southgate Wallet or LoanZone have ads?
Neither Southgate Wallet nor LoanZone shows ads.
Which is updated more often, Southgate Wallet or LoanZone?
Southgate Wallet ships an update every 2 weeks, and LoanZone every 2 months. Most recently, Southgate Wallet was updated on November 3, 2026 and LoanZone on November 3, 2026.

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