SahakaariPay vs Hamro Saving mBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SahakaariPay
This mobile banking app allows users to perform financial transactions like utility payments, money transfers, and mobile top-ups. It connects with third-party payment gateways and is designed for small financial institutions, offering a cost-effective and intuitive solution.
- Utility bill payments
- Online money transfers
- Mobile top-ups
- Third-party payment gateway integration
- Multi-vendor support
- SMS banking option
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Sahakaari Pay is a mobile application developed by Planet Earth Solutions Pvt. Ltd. Our main aim is to provide this app to all the small types of financial institutions throughout the country. Using this app, customers can easily access given facilities from their handheld devices, anywhere and anytime. Users can easily carry out financial transactions such as utility payment, online money transfer, top up, all efficiently keep the transaction with the third party payment gateways like eprabhu, esewa, khalti, and much more. Keeping all the demand and need of small financial institutions in mind, we have created SahakaariPay as a multi vendor application. A user can select the particular financial institutions that he/she is currently involved. Generally, this application is best for those who couldn’t afford the cost of the single developer account. So our main agenda here is to target all the small financial institution of the country, making it cost effective, intuitive and to increase the user of this mobile banking application. What is Sahakaari Pay Mobile Banking App? As the name suggests, Sahakaari pay is a user-friendly and highly secured mobile banking app, created to carry out banking and payment related transactions via any handheld devices. Simply, use this app to carryout all types of banking services such as online payments, fund transfer and so on, via internet and sms channel. How can I use Sahakaari Pay Mobile banking App? You don't need to be highly educated to use this service. All you need is to have an account with one of the partner banks of PES. Then request your bank to open up mobile banking account with your mobile number, email and account number. They must be linked together. Right after the verification, bank will send your username, password and 4 digit MPIN. Then, you can easily use the service Sahakaari Pay mobile banking app. Please change the provided password and MPIN to fully secure your account and transactions. Can I change the password and MPIN? Yes, you can easily change the password and MPIN. But first you need to login with the existing username and password. Then Go to Settings, and you can see the two options, stating, change password and change transactions PIN. Remember that you need to change the password and MPIN time and again in order to fully secure your account. ** Always make use the password and MPIN which can be easily and securely remember. What is switch to SMS Channel? This service is for those who doesn’t have any internet access. You can use SMS to access mobile banking service. Sahakaari Pay will automatically send SMS to get the desired services. Can is recharge my mobile balances with Sahakaari Pay? Yes, through this mobile banking app, you can top up or get recharge coupons for NT, Ncell, Smart Cell, CDMA, UTL mobile phone balances. Not only that, you can also pay utility bills like NT Landlines, Internet Service Providers, SIM TV, Dish Home, etc. Security Tips Please don’t share your username, password and MPIN with anyone to fully secure your mobile app. Always remember to logout from the app as soon as you finish your work.
Hamro Saving mBank
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Hamro Saving mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Hamro Saving mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Hamro Saving mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Hamro Saving mBank accounts faster and securely via internet. Hamro Saving mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Hamro Saving mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Hamro Saving mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Hamro Saving mBank, and you need to subscribe to the Hamro Saving mBank Banking Service. This app helps you to pay multiple utility payments though the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Hamro Saving mBank Hamro Saving mBank is leading Payment Service Provider. Hamro Saving mBank is leading fin-tech company in Nepal.
Screenshots
Verdict
The clearest difference is update cadence: SahakaariPay at every 3 months against Hamro Saving mBank's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SahakaariPay ships an update every 3 months, Hamro Saving mBank every 9 months. The most recent releases landed on October 11, 2026 and October 23, 2026 respectively.
| Parameter | SahakaariPay | Hamro Saving mBank |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 months — better | Every 9 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.6 | 15.7 — better |
| Further details — not scored | ||
| Size | 79 MB | 445 MB |
| Age rating | 4+ | 17+ |
| Developer | Planet Earth Solutions | mBank Technologies |
In-app purchases
SahakaariPay
No in-app purchases
Hamro Saving mBank
No in-app purchases
Questions
Is SahakaariPay free?
Is Hamro Saving mBank free?
Do SahakaariPay or Hamro Saving mBank have ads?
Which is updated more often, SahakaariPay or Hamro Saving mBank?
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