Comparison

Debexpert vs Settled

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debexpert

Facilitates the quick, transparent, and profitable realization of NPL debt for sellers. Buyers gain access to a large volume of debt portfolios traded by banks across the US.

Highlights
  • Realize NPL debt quickly
  • Transparent debt trading
  • Profitable debt realization
  • Access to large debt portfolios
  • Bank debt trades across US
Features
Read full description

Debexpert For Sellers We provide an opportunity to realize NPL debt quickly, transparently, and profitably Debexpert for buyers Large numbers of debt portfolios, trades by banks all over US

About

Settled

This app streamlines contract creation and e-signature collection for solo service professionals. Quickly generate custom contracts, send them to clients for digital signing, and store all agreements securely. It's designed to save time and eliminate the need for paper or complex software.

Highlights
  • Custom contract templates for 23+ professions
  • Legally-binding e-signatures (ESIGN Act compliant)
  • Instant PDF generation with signatures
  • Client reminders for unsigned contracts
  • Full audit trail and secure storage
  • Branding options (logo, colors)
Features
Read full description

Settled is the fastest way for solo service entrepreneurs to send contracts and collect e-signatures. No more paper contracts, emailed PDFs, or expensive DocuSign subscriptions. Create a contract in under 2 minutes. Send it to your client. Get it back signed. Keep the record. Done. BUILT FOR SOLO PROS • Makeup artists & beauty pros • Photographers & videographers • Wedding & event planners • DJs, musicians, and entertainers • Florists, cake bakers, caterers • Hair stylists, barbers, brow artists • Content creators & influencers • Any service provider who needs a signed agreement before showing up HOW IT WORKS 1. Pick your profession — service packages and pricing come pre-loaded 2. Fill in your client's details, event date, and services 3. Hit Send — Settled emails your client a secure signing link 4. Your client reviews, signs on their phone, and you both get the signed PDF 5. All contracts stored in your dashboard, ready for download anytime WHAT'S INCLUDED • Custom contract templates for 23+ service professions • Multi-service line items with deposits and travel fees • Legally-binding e-signatures (ESIGN Act compliant) • Your logo, brand color, and business name on every contract • Instant PDF generation with embedded signatures • Client reminders for unsigned contracts • Full audit trail — IP, timestamp, document hash, signer email • Clear terms covering booking, liability, cancellation, and disputes PRICING Start free with 3 contracts per month. Upgrade for unlimited contracts and more: • Settled Pro — $9/month or $84/year: unlimited contracts, custom branding, and deposit links. • Settled Studio — $19/month or $179.99/year: everything in Pro, plus bulk send, contract analytics, and CSV export. Subscriptions are auto-renewable. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically at the same price unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Terms of Use (EULA): https://www.settledapp.work/terms Privacy Policy: https://www.settledapp.work/privacy YOUR DATA Your contracts, clients, and business info are yours alone. Settled never shares, sells, or uses your data for advertising. Cancel anytime and export everything. Built in Miami by RicardoHQ LLC. Designed for solo entrepreneurs who'd rather focus on their craft than chase signatures.

Screenshots

Debexpert4 screens
Settled4 screens

Verdict

The call

The clearest difference is rating: Settled at 4.9 against Debexpert's 3.0. Settled also leads on ratings volume (8 vs 2). Debexpert's advantage is in-app purchases (none vs 4) and update cadence (fortnightly vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settled sells 4 in-app purchases, starting at $9.00 per month. Debexpert asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Settled holds the better App Store score, 4.9 against 3.0. Both are backed by a comparable volume of ratings — 2 and 8 respectively.

UpkeepUpdate frequency

Debexpert ships an update fortnightly, Settled every 2 months. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Debexpert versus Settled: the parameters behind the verdict, then further details
ParameterDebexpertSettled
PriceFreeFree
Rating3.0 (2 ratings)4.9 (8 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings28 — better
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size34 MB14 MB
Age rating4+4+
DeveloperDEBEKS, OOORicardo Faneite

Customer experience

Debexpert

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Settled

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Debexpert

No in-app purchases

4 purchases

Settled

Subscriptions4
  • Settled Pro$9.001 Month
  • Settled Studio$19.001 Month
  • Settled Pro$84.001 Year
Show 1 more
  • Settled Studio$179.991 Year

Questions

Is Debexpert free?
Debexpert is free to download, with no in-app purchases.
Is Settled free?
Settled is free to download, with in-app purchases available.
Which has better reviews, Debexpert or Settled?
Settled is rated higher. Debexpert averages 3.0 out of 5 from 2 ratings, while Settled averages 4.9 from 8 ratings.
Do Debexpert or Settled have ads?
Neither Debexpert nor Settled shows ads.
Which is updated more often, Debexpert or Settled?
Debexpert ships an update fortnightly, and Settled every 2 months. Most recently, Debexpert was updated on October 15, 2026 and Settled on October 24, 2026.

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