Comparison

SIP Calculator vs SplittyX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SIP Calculator

Calculate your investment growth for SIP and Lumpsum plans with detailed projections and personalized planning. This tool offers an intuitive interface for both new and experienced investors to make smarter financial decisions.

Highlights
  • SIP and Lumpsum calculation
  • Investment projections with charts
  • Intuitive user interface
  • Personalized financial planning
  • Quick calculation results
Features
Read full description

Plan your investments smarter with SIP Calculator – Lumpsum Plan. Whether you’re starting your financial journey or an experienced investor, this app helps you calculate accurate returns on SIP (Systematic Investment Plans) and Lumpsum investments with ease. Key Features SIP & Lumpsum Calculator – Get precise estimates of your investment growth. Investment Projections – View detailed charts and tables for clear insights. Easy-to-Use Interface – Simple, intuitive design for everyone. Personalized Planning – Adjust amount, duration, and expected return to match your goals. Quick Results – Instant calculations for smarter financial decisions. Perfect for mutual fund investors, financial planners, and anyone tracking SIP or Lumpsum growth, this app is your go-to tool for wealth building and financial planning. Subscription: Unlock all features and enjoy an ad-free experience with SIP Calculator Subscription. Available in monthly or annual plans, managed easily in your account settings. Terms of Use : https://chief-cheque-627.notion.site/Terms-of-Service-1d76adfdb374813aa7ade85688d35425 Privacy Policy : https://chief-cheque-627.notion.site/Privacy-Policy-1d76adfdb374815897d7ce0e33613172

About

SplittyX

Features
Read full description

SplittyX makes sharing expenses effortless — for trips, your flat, a night out, or anything you pay for together. Add an expense once, split it fairly, and always know exactly who owes what. FREE, WITH NO DAILY LIMITS Unlimited expenses on every plan. No daily cap, no waiting between entries, no "you have reached today's limit". SPLIT IT HOWEVER IT REALLY HAPPENED • Equally, by percentage, or by exact amounts • Itemised (VIP): enter the lines of a receipt and assign each one to whoever it belongs to • Several payers on one expense, for when two people covered a deposit together • Set a default split per group so your usual arrangement never needs re-entering KNOW WHO OWES WHOM • Clear balances at a glance • Debt simplification works out the smallest set of payments that clears everyone — nine transfers become three • Settle any amount, including part of a debt • Full history of every payment BUILT FOR REAL TRIPS • 51 currencies with automatic conversion, at the rate for the date of the expense • Everyone reads the totals in their own preferred currency • Trip dates and an optional group budget with a progress bar • Works offline — entries sync when you are back online MADE FOR REAL GROUPS • Guests: include people who do not want an account, and their share is still calculated • Invite by link, QR code, email or SMS from your contacts • Comments, notes and receipt photos on any expense • Search and filters, activity feed, spending charts by category • Recurring expenses for rent and bills, plus reminders (VIP) ALSO INSIDE • Personal spaces — a private ledger for your own spending, no members, no splitting • Custom categories per group • Light, dark and system themes • Sign in with Apple, Google or Facebook IN YOUR LANGUAGE English, Greek, Italian, Spanish, French and German — each person picks their own, in the same group. PLANS Free covers unlimited expenses, every split type, all 51 currencies, debt simplification, custom categories, offline use and one personal space — permanently, with ads. Supporter (0,99€/month) removes the full-screen ads and adds PDF reports, receipt photos, unlimited groups, 3 personal spaces and 10 AI receipt scans a month. VIP (2,49€/month) is fully ad-free and adds itemised receipt splitting, recurring and future-dated expenses, and unlimited scans and personal spaces. There is a 7-day VIP trial. SUBSCRIPTIONS Supporter (€0.99/month) and VIP (€2.49/month) are auto-renewing subscriptions. Yearly plans are also available, with the price shown in the app before purchase. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your Apple ID settings. Privacy Policy: https://splittyx.polylabx.com/privacy Terms of Use: https://splittyx.polylabx.com/terms No more awkward arithmetic at the end of a trip, and no more chasing anyone for money. SplittyX by PolyLabX.

Screenshots

SIP Calculator4 screens
SplittyX4 screens

Verdict

The call

The clearest difference is ads: SIP Calculator at none against SplittyX's shown. SplittyX's advantage is update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SIP Calculator sells 3 in-app purchases, starting at $0.99 per month and SplittyX sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SIP Calculator ships an update every 2 months, SplittyX every 3 weeks. The most recent releases landed on November 7, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
SIP Calculator versus SplittyX: the parameters behind the verdict, then further details
ParameterSIP CalculatorSplittyX
PriceFreeFree
Rating4.8 (120 ratings) — better—
Positive reviews60.0% of reviews—
Number of ratings120 — better—
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size12 MB49 MB
Age rating4+12+
DeveloperDevkrushna Infotech Private LimitedGeorgios Doukas

In-app purchases

3 purchases

SIP Calculator

Subscriptions2
  • SIP Premium - 1 Month$0.991 Month
  • SIP Premium - 1 Year$1.991 Year
One-time1
  • Remove Ads LifeTime$8.99
4 purchases

SplittyX

Subscriptions4
  • Supporter$0.991 Month
  • VIP Monthly$1.991 Month
  • Supporter$8.991 Year
Show 1 more
  • VIP$17.991 Year

Questions

Is SIP Calculator free?
SIP Calculator is free to download, with in-app purchases available.
Is SplittyX free?
SplittyX is free to download, with in-app purchases available.
Do SIP Calculator or SplittyX have ads?
SplittyX shows ads; SIP Calculator does not.
Which is updated more often, SIP Calculator or SplittyX?
SIP Calculator ships an update every 2 months, and SplittyX every 3 weeks. Most recently, SIP Calculator was updated on November 7, 2026 and SplittyX on October 28, 2026.

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