Comparison

Cards Wallet App vs OnePay Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cards Wallet App

Securely store and manage essential payment card details like phone numbers, expiry dates, and CVVs. Quickly scan cards, search your vault by various criteria, and protect sensitive information with biometric locks.

Highlights
  • Scan cards to auto-fill details
  • Searchable card vault
  • Categorize cards with tags
  • Biometric lock (Face ID/Touch ID)
  • Reveal/copy sensitive info securely
  • Encrypted backups
  • Multi-language support
Read full description

Cards Wallet keeps the payment cards you still need to look up — bank phone numbers, expiry, CVV — in a private vault on your iPhone. WHAT YOU CAN DO • Scan a card with your camera to fill in details quickly • Search your wallet by nickname, bank, network, or last four digits • Tag cards with categories like Travel, Dining, or Bills • Store card details with Face ID / Touch ID lock • Reveal or copy number and CVV only when you unlock • Export and import encrypted backups (compatible with Cards Wallet 3.x / 4.0) • Use the app in English, French, Spanish, German, or Russian WHO IT'S FOR Anyone who still needs physical-card details handy for phone banking, travel, or accounts that ask for the full number — without leaving them in Notes. PRIVACY / NOTES Sensitive fields are stored in the iOS Keychain. Biometric lock is optional in Settings. Requires iOS 17 or later. Privacy Policy: https://mtaden.com/products/cards-wallet/privacy Terms of Use: https://mtaden.com/products/cards-wallet/tos

About

OnePay Wallet

This app enables secure, non-cash payment transactions using smart mobile devices. Link your ATM card for easy top-ups and enjoy fast, contactless payments. Manage your transaction history in real-time with high-level encryption for your card information.

Highlights
  • Non-cash payment transactions
  • ATM card linking for top-ups
  • Contactless payments
  • Real-time transaction history
  • High-security encryption
Features
Read full description

OnePay Ewallet is an application developed by OnePay Online Service and Commerce Joint Stock Company (OnePay) on the basis of the iOS operating system. The application allows users to make non-cash payment transactions through smart mobile devices with Internet connection (3G/4G/Wifi). Main features: - Link and use an ATM card to perform top-up in app. - Simple and fast payment experience with contactless payments. - Real-time lookup and managing transaction history. - ATM card information is encrypted with a high-security level. Contact: OnePay Online Service and Commerce Joint Stock Company Tel: (+84) 24 3936 6668 Email: support@onepay.vn

Screenshots

Cards Wallet App4 screens
OnePay Wallet4 screens

Verdict

The call

The clearest difference is review sentiment: Cards Wallet App at 50% against OnePay Wallet's 0%. Cards Wallet App also leads on rating (3.8 vs 1.6) and update cadence (every 10 days vs every 3 weeks). OnePay Wallet's advantage is in-app purchases (none vs 3) and iOS requirement (15.6 vs 17.0). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cards Wallet App sells 3 in-app purchases, starting at $2.99 per month. OnePay Wallet asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Cards Wallet App holds the better App Store score, 3.8 against 1.6. Both are backed by a comparable volume of ratings — 29 and 20 respectively. Written reviews point the same way: 50% of Cards Wallet App's written reviews are positive against 0% of OnePay Wallet's.

UpkeepUpdate frequency

Cards Wallet App ships an update every 10 days, OnePay Wallet every 3 weeks. Both last shipped on November 3, 2026.

Scorecard6 real differences · 4 level
Cards Wallet App versus OnePay Wallet: the parameters behind the verdict, then further details
ParameterCards Wallet AppOnePay Wallet
PriceFreeFree
Rating3.8 (29 ratings) — better1.6 (20 ratings)
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings29 — better20
Update frequencyEvery 10 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.6 — better
Further details — not scored
Size52 MB29 MB
Age rating4+4+
DeveloperMt. AdenOnePAY

Customer experience

Cards Wallet App

All ratings28 ratings
Positive64.3%
Neutral7.1%
Negative28.6%
Written reviews16 reviews
Positive50.0%
Neutral12.5%
Negative37.5%

OnePay Wallet

All ratings20 ratings
Positive15.0%
Neutral0.0%
Negative85.0%
Written reviews12 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

3 purchases

Cards Wallet App

Subscriptions3
  • Remove Ads7 Days trial$2.991 Month
  • Remove Ads Quarterly7 Days trial$6.993 Months
  • Remove Ads Yearly7 Days trial$19.991 Year
None

OnePay Wallet

No in-app purchases

Questions

Is Cards Wallet App free?
Cards Wallet App is free to download, with in-app purchases available.
Is OnePay Wallet free?
OnePay Wallet is free to download, with no in-app purchases.
Which has better reviews, Cards Wallet App or OnePay Wallet?
Cards Wallet App is rated higher. Cards Wallet App averages 3.8 out of 5 from 29 ratings, while OnePay Wallet averages 1.6 from 20 ratings.
Do Cards Wallet App or OnePay Wallet have ads?
Neither Cards Wallet App nor OnePay Wallet shows ads.
Which is updated more often, Cards Wallet App or OnePay Wallet?
Cards Wallet App ships an update every 10 days, and OnePay Wallet every 3 weeks. Most recently, Cards Wallet App was updated on November 3, 2026 and OnePay Wallet on November 3, 2026.

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