TCG Retirement Plan vs Proficient ONE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TCG Retirement Plan
Conveniently and securely manage your TCG retirement plan(s) from your mobile device. Check your account balance, adjust contributions, and access your plan details from anywhere.
- Manage retirement plan(s)
- Check account balance
- Adjust contributions
- Secure access
- Mobile convenience
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You can manage your TCG retirement plan(s) conveniently and securely from anywhere using our mobile app. Check your account balance, adjust contributions, and more—all from your mobile device.
Proficient ONE
Manage your benefit accounts like HSAs, FSAs, and HRAs with ease. View balances, submit claims by scanning, make quick payments, and receive instant notifications.
- Benefit account management
- Scan-to-enter claims
- Fast payments
- Instant notices
- Account balance viewing
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Your money, faster. It’s never been easier to use your benefit accounts – HSAs FSAs HRAs, and more. Everything you need, all right here: account balances, scan-to-enter claims (no typing!), fast payments, and instant notices.
Screenshots
Verdict
The clearest difference is review sentiment: Proficient ONE at 75% against TCG Retirement Plan's 5%. Proficient ONE also leads on rating (4.9 vs 1.7) and update cadence (monthly vs every 17 months). TCG Retirement Plan's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Proficient ONE holds the better App Store score, 4.9 against 1.7. Both are backed by a comparable volume of ratings — 34 and 83 respectively. Written reviews point the same way: 5% of TCG Retirement Plan's written reviews are positive against 75% of Proficient ONE's.
TCG Retirement Plan ships an update every 17 months, Proficient ONE monthly. The most recent releases landed on October 21, 2026 and October 28, 2026 respectively.
| Parameter | TCG Retirement Plan | Proficient ONE |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (34 ratings) | 4.9 (83 ratings) — better |
| Positive reviews | 4.8% of reviews | 75.0% of reviews — better |
| Number of ratings | 34 | 83 — better |
| Update frequency | Every 17 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 14 |
| Further details — not scored | ||
| Size | 17 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | TCG Group Holdings LLP | Elevate CDB Inc |
Customer experience
TCG Retirement Plan
Proficient ONE
In-app purchases
TCG Retirement Plan
No in-app purchases
Proficient ONE
No in-app purchases
Questions
Is TCG Retirement Plan free?
Is Proficient ONE free?
Which has better reviews, TCG Retirement Plan or Proficient ONE?
Do TCG Retirement Plan or Proficient ONE have ads?
Which is updated more often, TCG Retirement Plan or Proficient ONE?
Other comparisons
