Retirement Forecaster vs Beaver FP

Welcome to Retirement Forecaster by Weeks Investments. Instantly display your projected retirement income without sending your information to a remote server. No personal data is collected––all calculations are done on your iPhone, instantly. It is easy to use, but has a number of advanced features that make it an indispensable tool for retirement planning. Designed for Canadian taxpayers (although useful for anyone), Retirement Forecaster allows you to see in an instant the outcome of your investing strategies over time. It can even help you decide between investment strategies. Try various scenarios on its dual charts, or link the charts to change investment amounts mid-life. Whether you decide to retire early or work into your seventies, Retirement Forecaster uses Revenue Canada's published figures to carefully estimate CPP/QPP, OAS and GIS for most Canadians (other users can disable this feature and manually enter your country's equivalent values). It has extensive built-in help pages and optional pop-up info boxes to guide you through its use and features. Once you've entered a few numbers and charted your investments, you can use the Bullseye Optimizer to immediately see your optimal retirement age, optimal investment amounts, or what maximum draw you can make on your investments to ensure they will last to a given age. Then print or share a formatted PDF summary of your results, which you can use as a guide to discuss options and strategies with your Financial Advisor. Retirement Forecaster is sponsored by Weeks Investments and proudly developed in Saskatchewan, Canada. You can contact us through the app for all your investment needs. Disclaimer: As with any similar software, Retirement Forecaster cannot predict future returns on investments, inflation rates, or your personal circumstances. It uses your inputs and some adjustable default values to make mathematical projections of your current and future investing, but the results are projections, not predictions, nor promises. Always consult a professional financial advisor before making important investing decisions.

Beaver FP is retirement planning for Canadians, and nothing else. No bank logins, no transactions to sort, no budgets to track: just your plan, year by year, from today through retirement. Start in Minutes Quick Plan's seven short screens lay out your whole retirement. Add detail whenever you like: every income, account, pension, loan and expense. Financial Insights Your plan, examined. Ranked recommendations, each priced in today's dollars, with one tap to apply: CPP and OAS timing, RRSP meltdown, RRSP or TFSA, your withdrawal order, pension splitting, spousal RRSPs, paying off debt, and a fix for any working year that falls short. Choose what matters most, spending it all, balance or leaving a legacy, and they're ranked that way. Plus answers to three big questions: • How early could you retire? • How much more could you spend? • What investment return does your plan actually need? Stress Testing Will your plan survive a bad decade? Run up to 2,000 simulated lifetimes against market ups and downs and see the odds your money lasts: the median outcome, the most-likely zone, and realistic best and worst cases. Or overlay historical events on your plan. Every Year in Detail • Year-by-year projections with full federal and provincial tax • Tap any number to see how it was calculated • A Year Summary that reconciles every account and loan • Eleven charts, from investment growth to OAS clawback • Plan Overview: money flows, a timeline of your milestones, and the steps to carry out your plan Built for Canadian Retirement • TFSA, RRSP and RRIF, spousal RRSP, FHSA, DCPP, and LIRA and LIF, with contribution room tracked • CPP from 60 to 70, OAS with clawback, and GIS • Defined benefit pensions with bridge benefits and CPP integration • Tax for every province and territory, with CPP and EI premiums • Pension income splitting for couples Planning Tools • Choose the order you save into and draw from your accounts • RRSP meltdown strategies and capital gains on non-registered savings • Paid-off loan payments: when a loan is paid off, its payment goes onto your other loans, then into savings • Overrides for any year: a raise, a big expense, a paused contribution, a mortgage payment holiday • Change Retirement Date, Retirement Lifestyle and Adjust Retirement Savings, each with a live dollar impact Couples • Each person's incomes, accounts, retirement age and longevity • Estate transfers on death, and a combined household view Reports A PDF report with an executive summary, your inputs and overrides, detailed projections and charts, for you, your partner or your advisor. Private by Design No servers and no account to create. Your plans stay on your devices, and in your own iCloud if you turn on sync. No analytics, no advertising, and it works offline. Learn as You Go Finance 101 covers TFSAs, RRSPs, pensions and investing basics. Your Guide is searchable help for every screen. Simple Pricing • Free: try with 2 plans (read-only) • Monthly: 5 plans, full planning features, PDF export, iCloud sync, with a 1-week free trial • Annual: 10 plans plus Financial Insights, Stress Testing, and import and export • Lifetime: unlimited plans and every feature, forever Every tier sees its Financial Insights recommendations and dollar figures; Annual and Lifetime unlock one-tap Apply and stress-test runs. For iPhone, iPad and Mac, with optional iCloud sync across your devices. Privacy Policy: https://beaverfp.com/privacy Terms of Service: https://beaverfp.com/terms