Comparison

Personal Budget vs Cash Predict

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Personal Budget

Features
Read full description

Personal Budget is an all-new approach to personal budgeting that takes care of everything. Personal Budget is a friendly personal finance tool with basic features that keeps things simple. Features: - Sync all data between iOS and macOS - Intuitive user interface - Easy to add Items and Categories - Visualization of expense and budget - Simple to track expense - Clean UI - Dashboard Personal Budget is an app that can be used daily. It is the simplest financial app that keeps everything so simple that you would love using this app. So, download Personal Budget today for your iPhone or iPad and track your expenses and budget in the easiest possible way.

About

Cash Predict

This app helps you forecast your financial future by planning ahead for expenses and savings. It provides insights into debt payoff timelines, bill payment feasibility, and the impact of financial decisions on your net worth. Focus on future planning rather than past spending.

Highlights
  • Financial future forecasting
  • Debt payoff timelines
  • Bill payment feasibility
  • Savings goal setting
  • Recurrent income/expense scheduling
  • Bill reminders
  • iCloud sync
  • Financial simulations
Features
Read full description

Know what your money can do next. Cash Predict helps you see your future balance, stay ahead of bills, and plan for the life you want. Start with your current account balances, add your expected income and scheduled payments, and see how your finances could change over the coming months and years. SEE YOUR CASH FLOW AHEAD Forecast daily balances up to one year ahead. See when money is coming in, when bills are due, and where a cash shortfall could appear. Adjust your plan and see the effect on your savings and net worth. EXPLORE UP TO 30 YEARS Future Outlook takes your plan further. Explore projections from 5 to 30 years, adjust inflation, income growth, and savings returns, and see how scheduled commitments ending could affect your future finances. ASK SIRI AND BUILD SHORTCUTS Check account balances, upcoming bills, financial reports, goals, and forecasts. Update balances, record daily spending, and mark scheduled bills as paid or income as received. Test a one-time purchase or monthly income change against your cash flow before changing your plan. Open-ended financial questions require Apple Intelligence on a supported device running iOS 27 or later. UNDERSTAND YOUR FINANCIAL PICTURE See actual versus budgeted totals, recorded net worth progress, and interactive cash flow, savings, and category charts. Get insights about projected shortfalls, emergency savings, debt, and progress toward your goals. KEEP ACCOUNTS AND BILLS ORGANIZED Manage cash, savings, credit cards, debt, and other assets in one place. Set savings goals, schedule recurring income, expenses, and transfers, and choose reminders for upcoming payments. EXPLORE YOUR OPTIONS See how a new expense, a pay rise, or a larger savings contribution could change your forecast. Export your one-year budget to your preferred AI app when you want to explore it further. EASY TO START, EASY TO KEEP CURRENT Guided setup helps you create your starting budget. Keep balances updated without connecting your bank. Use widgets for a quick look at your forecast and upcoming bills, and sync your financial records between devices through iCloud. NO ACCOUNT OR BANK LOGIN REQUIRED Your financial records are stored on your devices and synced through iCloud. You choose whether to export them to another app; that service's privacy practices apply when you share. FREE TO USE, OPTIONAL PLUS Use Cash Predict with ads, or choose the optional Plus subscription for an ad-free experience and to support continued development. Plus is an annual auto-renewing subscription. Payment is charged to your Apple Account. It renews unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Privacy Policy: https://cashpredict.app/privacypolicy.pdf Terms of Service: https://cashpredict.app/termsofservice.pdf

Screenshots

Personal Budget4 screens
Cash Predict4 screens

Verdict

The call

The clearest difference is price: Cash Predict at Free against Personal Budget's $1.99. Cash Predict also leads on update cadence (fortnightly vs every 40 months). Personal Budget's advantage is in-app purchases (none vs 1) and iOS requirement (12.0 vs 26.0). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Cash Predict is free to download; Personal Budget costs $1.99 up front. Cash Predict sells 1 in-app purchase, starting at $9.99 per year. Personal Budget asks for nothing beyond the download.

UpkeepUpdate frequency

Personal Budget ships an update every 40 months, Cash Predict fortnightly. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
Personal Budget versus Cash Predict: the parameters behind the verdict, then further details
ParameterPersonal BudgetCash Predict
Price$1.99Free — better
Rating—4.8 (30 ratings) — better
Positive reviews—92.9% of reviews
Number of ratings—30 — better
Update frequencyEvery 40 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better26.0
Further details — not scored
Size12 MB36 MB
Age rating4+4+
DeveloperSudip BagSoftgroup Technology LLC

In-app purchases

None

Personal Budget

No in-app purchases

1 purchases

Cash Predict

Subscriptions1
  • Plus$9.991 Year

Questions

Is Personal Budget free?
Personal Budget costs $1.99, with no in-app purchases.
Is Cash Predict free?
Cash Predict is free to download, with in-app purchases available.
Do Personal Budget or Cash Predict have ads?
Neither Personal Budget nor Cash Predict shows ads.
Which is updated more often, Personal Budget or Cash Predict?
Personal Budget ships an update every 40 months, and Cash Predict fortnightly. Most recently, Personal Budget was updated on October 25, 2026 and Cash Predict on October 27, 2026.

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