Comparison

螞蟻銀行(香港) vs 富蘭克林 國民e帳戶

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

螞蟻銀行(香港)

A digital banking app offering fast, secure, and professional financial services. It provides quick account opening, high-interest savings, investment options, and easy financing solutions. Manage your money, insurance, and transfers conveniently from your mobile device.

Highlights
  • Quick account opening
  • High-interest savings accounts
  • Investment account opening
  • Online insurance management
  • Personal and installment loans
  • Easy fund transfers
  • 24/7 customer support
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Ant Bank (Hong Kong) is a digital bank wholly owned by Ant International and serve as the official partner of AlipayHK and Alipay. We strive to bring you simple, fast, secure, and professional banking services, making financial management more accessible and offering you a truly unique banking experience. • Quick account opening Open your account in 1 minute* • eM+ Account Enjoys High Interest No minimum deposit requirement, and let your idle funds earn daily interest • Protected savings As a member of the Hong Kong Deposit Protection Scheme, eligible deposits (up to HKD 800,000 per depositor) taken by us are protected. • Take control of your time deposits With a minimal amount of just HK$1, you can effortlessly make withdrawals while enjoying stable deposit returns • Open Investment Account quick as 1 minute Open a fund account in just 1 minute*. Subscribe from as low as HK$1 and the subscription fee low as HK$0! • Get insured anytime and anywhere through online platform. Learn about the product features online and easily manage your policies, making insurance management simpler and more efficient • Easy Financing Personal and Instalment Loan allow you to easily address any cash flow issues. Enjoy "Buy Now Pay Later" shopping experience at ease using Ant Bank PayLater • Transfers anytime, anywhere Transfers can be done easily with your mobile number, email address, bank account number or FPS ID. • Information security We protect your account and information using cutting-edge technology. • Customer support Customer support is just a quick chat or phone call away, available 24/7, all year round. Disclaimer: This App is provided by Ant Bank (Hong Kong) Limited ("Ant Bank"). This App and the products and services available through it are not intended for download or use by any person in any jurisdiction other than where Ant Bank is licensed to operate. This App is not and should not be regarded as an offer, solicitation, or recommendation to take up products and services to any person in any jurisdiction to whom such an offer, solicitation or recommendation would be unlawful. Investing involves risks. The value of investments and any income generated may rise or fall, and investors may not recover the full amount of their initial investment. Past performance is not indicative of future results. No responsibility is assumed for any loss incurred by any person acting on the information contained herein. This content is for reference purposes only and does not constitute a sales offer, invitation, or solicitation for any investment product or service, nor should it be regarded as any investment advice or guarantee of returns. Please consult independent professional advice if necessary. Insurance products are underwritten by third-party insurance companies and are only distributed through Ant Bank (Hong Kong) Limited as an agent in the Hong Kong. For detailed product features, terms, and conditions, please refer to the relevant product brochure and policy wording. Ant Bank (Hong Kong) Limited is a licensed insurance agent, holding licence number GA1061. *The time required to open an account depends on the actual circumstances. In general, users can open an account in as fast as 1 minutes, without submitting any additional information. 1 minute is the fastest account opening time; actual processing time may vary depending on individual cases. Reminders about Responsible Borrowing - You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs. - You should have assessed your repayment ability and avoid over-borrowing. - You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank. To borrow or not to borrow? Borrow only if you can repay! In case you wish to enquire whether a third party is appointed by our Bank for referring loan application, please contact customer service hotline 2325 0303.

About

富蘭克林 國民e帳戶

This app simplifies mutual fund investing, allowing users to open accounts, select funds, and manage investments easily. It offers personalized investment portfolios, market insights, and access to financial advisors.

Highlights
  • Quick account opening in 3 minutes
  • Extensive fund selection with easy filtering
  • Automated investment portfolio with robot advisor
  • 24/7 online customer service and digital advisors
  • Daily market trend analysis and news summaries
  • Access to market videos and reports
Features
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【專屬基金理財好幫手,一個APP在手,隨時投資全世界】 富蘭克林·國民e帳戶的三大特色,讓每位國民們一機在手,就能聰明存基金: 一、國民的理財起手式 只要準備好手機、雙證件,想要設定的扣款銀行帳戶號碼,花3分鐘的時間就能完成開戶申請。透過網銀開戶,最快還能早上開戶,下午就能下單,富蘭克林讓你開戶免出門,時時刻刻都不錯過投資好時機。 二、國民的基金理財: 【好基金哪裡找】選基金還在茫茫基海中尋尋覓覓嗎? 三十年在地品牌的好口碑,基金產品線完備,讓國民可依據自己的需求靈活配置投資,簡單方便的篩選介面,快速在APP上就能一指找到符合自己需求的基金。 【好基金哪裡買】 買基金不用先學介面怎麼用,國民e帳戶APP一指就能下單,帳戶管理一目瞭然。 選基金不知道如何下手?就交給「國民理財機器人」就好,提供量身打造的基金投資組合,24小時為你監控市場並提供調整建議,不管老手新手都能夠簡單存基金,輕鬆做到資產配置。 【好基金哪裡問】不懂基金沒人問? 真人數位理財顧問+24小時線上客服,讓國民投資好安心,理財問題隨時問,富蘭克林陪你暖心投資,由專業顧問提供諮詢服務,解決國民理財的大小事。 三、國民的投資利器: 每日提供最新市場趨勢,帶你秒懂國際金融動態,透過每日時事摘要、分析報告、市場影音,讓國民用多元豐富的方式了解市場動向,市場資訊時刻不漏接。 想知道如何聰明存基金?請見富蘭克林官網https://www.franklin.com.tw 國民的基金客服專線:0800-885-888 富蘭克林證券投資顧問(股)公司 114金管投顧新字第018號 | 富蘭克林證券投顧獨立經營管理 台北市忠孝東路四段 87 號 8 樓 ●為提供您更優質的交易服務,富蘭克林·國民e帳戶APP支援IOS 13.0(含)以上的作業系統 ,請盡速更新作業系統體驗更好的國民e帳戶APP服務喔! ●提醒您:為確保您的帳務安全,請於行動裝置安裝防護軟體 ●各優惠與活動內容依富蘭克林基金理財官網公告為主。 ●本基金經金融監督管理委員會核准或申報生效在國內募集及銷售,惟不表示絕無風險。基金經理公司以往之經理績效不保證基金之最低投資收益;基金經理公司除盡善良管理人之注意義務外,不負責本基金之盈虧,亦不保證最低之收益,投資人申購前應詳閱基金公開說明書。

Screenshots

螞蟻銀行(香港)4 screens
富蘭克林 國民e帳戶4 screens

Verdict

The call

The clearest difference is monetization model: 富蘭克林 國民e帳戶 at free against 螞蟻銀行(香港)'s free with in-app purchases. 富蘭克林 國民e帳戶 also leads on review sentiment (61% vs 50%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

螞蟻銀行(香港) ships an update monthly, 富蘭克林 國民e帳戶 every 5 weeks. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
螞蟻銀行(香港) versus 富蘭克林 國民e帳戶: the parameters behind the verdict, then further details
Parameter螞蟻銀行(香港)富蘭克林 國民e帳戶
PriceFreeFree
Rating2.9 (8 ratings) — better—
Positive reviews50.0% of reviews60.7% of reviews — better
Number of ratings8 — better—
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size231 MB75 MB
Age rating4+4+
DeveloperANT BANK HONG KONG LIMITED富蘭克林證券投資顧問股份有限公司

Customer experience

螞蟻銀行(香港)

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

富蘭克林 國民e帳戶

Written reviews28 reviews
Positive60.7%
Neutral14.3%
Negative25.0%

In-app purchases

None

螞蟻銀行(香港)

No in-app purchases

None

富蘭克林 國民e帳戶

No in-app purchases

Questions

Is 螞蟻銀行(香港) free?
螞蟻銀行(香港) is free to download, with no in-app purchases.
Is 富蘭克林 國民e帳戶 free?
富蘭克林 國民e帳戶 is free to download, with no in-app purchases.
Do 螞蟻銀行(香港) or 富蘭克林 國民e帳戶 have ads?
Neither 螞蟻銀行(香港) nor 富蘭克林 國民e帳戶 shows ads.
Which is updated more often, 螞蟻銀行(香港) or 富蘭克林 國民e帳戶?
螞蟻銀行(香港) ships an update monthly, and 富蘭克林 國民e帳戶 every 5 weeks. Most recently, 螞蟻銀行(香港) was updated on November 3, 2026 and 富蘭克林 國民e帳戶 on November 3, 2026.

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