Comparison

螞蟻銀行(香港) vs MayPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

螞蟻銀行(香港)

A digital banking app offering fast, secure, and professional financial services. It provides quick account opening, high-interest savings, investment options, and easy financing solutions. Manage your money, insurance, and transfers conveniently from your mobile device.

Highlights
  • Quick account opening
  • High-interest savings accounts
  • Investment account opening
  • Online insurance management
  • Personal and installment loans
  • Easy fund transfers
  • 24/7 customer support
Read full description

Ant Bank (Hong Kong) is a digital bank wholly owned by Ant International and serve as the official partner of AlipayHK and Alipay. We strive to bring you simple, fast, secure, and professional banking services, making financial management more accessible and offering you a truly unique banking experience. • Quick account opening Open your account in 1 minute* • eM+ Account Enjoys High Interest No minimum deposit requirement, and let your idle funds earn daily interest • Protected savings As a member of the Hong Kong Deposit Protection Scheme, eligible deposits (up to HKD 800,000 per depositor) taken by us are protected. • Take control of your time deposits With a minimal amount of just HK$1, you can effortlessly make withdrawals while enjoying stable deposit returns • Open Investment Account quick as 1 minute Open a fund account in just 1 minute*. Subscribe from as low as HK$1 and the subscription fee low as HK$0! • Get insured anytime and anywhere through online platform. Learn about the product features online and easily manage your policies, making insurance management simpler and more efficient • Easy Financing Personal and Instalment Loan allow you to easily address any cash flow issues. Enjoy "Buy Now Pay Later" shopping experience at ease using Ant Bank PayLater • Transfers anytime, anywhere Transfers can be done easily with your mobile number, email address, bank account number or FPS ID. • Information security We protect your account and information using cutting-edge technology. • Customer support Customer support is just a quick chat or phone call away, available 24/7, all year round. Disclaimer: This App is provided by Ant Bank (Hong Kong) Limited ("Ant Bank"). This App and the products and services available through it are not intended for download or use by any person in any jurisdiction other than where Ant Bank is licensed to operate. This App is not and should not be regarded as an offer, solicitation, or recommendation to take up products and services to any person in any jurisdiction to whom such an offer, solicitation or recommendation would be unlawful. Investing involves risks. The value of investments and any income generated may rise or fall, and investors may not recover the full amount of their initial investment. Past performance is not indicative of future results. No responsibility is assumed for any loss incurred by any person acting on the information contained herein. This content is for reference purposes only and does not constitute a sales offer, invitation, or solicitation for any investment product or service, nor should it be regarded as any investment advice or guarantee of returns. Please consult independent professional advice if necessary. Insurance products are underwritten by third-party insurance companies and are only distributed through Ant Bank (Hong Kong) Limited as an agent in the Hong Kong. For detailed product features, terms, and conditions, please refer to the relevant product brochure and policy wording. Ant Bank (Hong Kong) Limited is a licensed insurance agent, holding licence number GA1061. *The time required to open an account depends on the actual circumstances. In general, users can open an account in as fast as 1 minutes, without submitting any additional information. 1 minute is the fastest account opening time; actual processing time may vary depending on individual cases. Reminders about Responsible Borrowing - You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs. - You should have assessed your repayment ability and avoid over-borrowing. - You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank. To borrow or not to borrow? Borrow only if you can repay! In case you wish to enquire whether a third party is appointed by our Bank for referring loan application, please contact customer service hotline 2325 0303.

About

MayPay

Manage virtual and physical Mastercard accounts with a streamlined onboarding process. Easily track transactions, convert foreign currencies, and ensure secure financial management with advanced encryption.

Highlights
  • Virtual and physical Mastercard integration
  • Simplified account opening
  • Global online and offline spending
  • Fast foreign currency exchange
  • Detailed transaction history
  • Advanced security measures
Features
Read full description

MayPay 是一款集萬事達虛擬卡及實體卡功能於一身的創新產品。它專為簡化用戶開戶流程而設計,能讓用戶更輕鬆地管理其卡內資產。 以下是它的主要特點: 1. 快速開戶 用戶只需進行簡單操作,即可輕鬆申請銀行卡並啟動帳戶。帳戶一經啟動,該卡便可在全球任何地區或國家用於線上及線下消費。 2. 快速外幣兌換 它能為用戶提供無縫支持,可直接將款項兌換到用戶的銀行卡帳戶中,方便用戶快速便捷地獲取不同幣種。 3. 全面的歷史帳單記錄 配套的應用程式會細緻地記錄用戶的每一筆交易。用戶可以按交易類型進行篩選,並按月度或根據不同幣種來查看,這在用戶需要核查自身資產狀況時極為便利。 4. 強大的安全措施 該應用程式採用了先進的加密技術,並伴有多輪驗證程式。這能有效保護每位用戶的交易資訊,時刻確保用戶資產的安全。

Screenshots

螞蟻銀行(香港)4 screens
MayPay3 screens

Verdict

The call

The clearest difference is rating: 螞蟻銀行(香港) at 2.9 against MayPay's 1.0. 螞蟻銀行(香港) also leads on review sentiment (50% vs 25%) and ratings volume (8 vs 2). MayPay's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

螞蟻銀行(香港) holds the better App Store score, 2.9 against 1.0. Both are backed by a comparable volume of ratings — 8 and 2 respectively. Written reviews point the same way: 50% of 螞蟻銀行(香港)'s written reviews are positive against 25% of MayPay's.

UpkeepUpdate frequency

螞蟻銀行(香港) ships an update monthly, MayPay fortnightly. The most recent releases landed on October 5, 2026 and September 25, 2026 respectively.

Scorecard5 real differences · 5 level
螞蟻銀行(香港) versus MayPay: the parameters behind the verdict, then further details
Parameter螞蟻銀行(香港)MayPay
PriceFreeFree
Rating2.9 (8 ratings) — better1.0 (2 ratings)
Positive reviews50.0% of reviews — better25.0% of reviews
Number of ratings8 — better2
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.012.0 — better
Further details — not scored
Size231 MB42 MB
Age rating4+4+
DeveloperANT BANK HONG KONG LIMITEDHONG KONG MAYPAY FINANCIAL TECHNOLOGY LIMITED

Customer experience

螞蟻銀行(香港)

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

MayPay

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

螞蟻銀行(香港)

No in-app purchases

None

MayPay

No in-app purchases

Questions

Is 螞蟻銀行(香港) free?
螞蟻銀行(香港) is free to download, with no in-app purchases.
Is MayPay free?
MayPay is free to download, with no in-app purchases.
Which has better reviews, 螞蟻銀行(香港) or MayPay?
螞蟻銀行(香港) is rated higher. 螞蟻銀行(香港) averages 2.9 out of 5 from 8 ratings, while MayPay averages 1.0 from 2 ratings.
Do 螞蟻銀行(香港) or MayPay have ads?
Neither 螞蟻銀行(香港) nor MayPay shows ads.
Which is updated more often, 螞蟻銀行(香港) or MayPay?
螞蟻銀行(香港) ships an update monthly, and MayPay fortnightly. Most recently, 螞蟻銀行(香港) was updated on October 5, 2026 and MayPay on September 25, 2026.

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