螞蟻銀行(香港) vs IKAR

Ant Bank (Hong Kong) is a digital bank wholly owned by Ant International and serve as the official partner of AlipayHK and Alipay. We strive to bring you simple, fast, secure, and professional banking services, making financial management more accessible and offering you a truly unique banking experience. • Quick account opening Open your account in 1 minute* • eM+ Account Enjoys High Interest No minimum deposit requirement, and let your idle funds earn daily interest • Protected savings As a member of the Hong Kong Deposit Protection Scheme, eligible deposits (up to HKD 800,000 per depositor) taken by us are protected. • Take control of your time deposits With a minimal amount of just HK$1, you can effortlessly make withdrawals while enjoying stable deposit returns • Open Investment Account quick as 1 minute Open a fund account in just 1 minute*. Subscribe from as low as HK$1 and the subscription fee low as HK$0! • Get insured anytime and anywhere through online platform. Learn about the product features online and easily manage your policies, making insurance management simpler and more efficient • Easy Financing Personal and Instalment Loan allow you to easily address any cash flow issues. Enjoy "Buy Now Pay Later" shopping experience at ease using Ant Bank PayLater • Transfers anytime, anywhere Transfers can be done easily with your mobile number, email address, bank account number or FPS ID. • Information security We protect your account and information using cutting-edge technology. • Customer support Customer support is just a quick chat or phone call away, available 24/7, all year round. Disclaimer: This App is provided by Ant Bank (Hong Kong) Limited ("Ant Bank"). This App and the products and services available through it are not intended for download or use by any person in any jurisdiction other than where Ant Bank is licensed to operate. This App is not and should not be regarded as an offer, solicitation, or recommendation to take up products and services to any person in any jurisdiction to whom such an offer, solicitation or recommendation would be unlawful. Investing involves risks. The value of investments and any income generated may rise or fall, and investors may not recover the full amount of their initial investment. Past performance is not indicative of future results. No responsibility is assumed for any loss incurred by any person acting on the information contained herein. This content is for reference purposes only and does not constitute a sales offer, invitation, or solicitation for any investment product or service, nor should it be regarded as any investment advice or guarantee of returns. Please consult independent professional advice if necessary. Insurance products are underwritten by third-party insurance companies and are only distributed through Ant Bank (Hong Kong) Limited as an agent in the Hong Kong. For detailed product features, terms, and conditions, please refer to the relevant product brochure and policy wording. Ant Bank (Hong Kong) Limited is a licensed insurance agent, holding licence number GA1061. *The time required to open an account depends on the actual circumstances. In general, users can open an account in as fast as 1 minutes, without submitting any additional information. 1 minute is the fastest account opening time; actual processing time may vary depending on individual cases. Reminders about Responsible Borrowing - You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs. - You should have assessed your repayment ability and avoid over-borrowing. - You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank. To borrow or not to borrow? Borrow only if you can repay! In case you wish to enquire whether a third party is appointed by our Bank for referring loan application, please contact customer service hotline 2325 0303.

请注意：本应用不提供股票或其他金融资产交易功能，亦不提供任何投资建议。 IKAR是一款面向投资者的新型工具：在记录股票交易与账户盈亏的同时，结合专业算法实时追踪您的炒股压力和情绪变化，帮助您在投资过程中关注自己的情绪与压力，让您从投资学和心理学等方面了解您的交易行为，为您日后做出交易决策打下更好的基础。 我们承诺，本应用将永不添加任何广告，清爽简洁。 【主要功能】 * 炒股情绪实时追踪：实时追踪您在炒股时的压力指数和情绪变化。 * 压力变化实时显示：开启实时追踪后，可在拥有灵动岛的机型中，实时的在灵动岛中展示压力指数。 * 交易与压力关联：在交易记录中可查看该笔交易发生时的压力指数（若当时在追踪），便于复盘情绪与决策。 * 多账户多币种管理：支持多币种、多账户，分别记录不同市场的交易与资产，包含：人民币（CNY）¥、美元（USD）$、港元（HKD）HK$、澳门币（MOP）MOP$、台币（TWD）NT$、欧元（EUR）€、英镑（GBP）£、日元（JPY）¥、瑞士法郎（CHF）CHF、加元（CAD）C$、澳元（AUD）A$、新加坡元（SGD）S$、新西兰元（NZD）NZ$、韩元（KRW）₩、印度卢比（INR）₹ * 交易记录和摊薄成本：记录每笔买入/卖出（股票代码、数量、价格、手续费等），支持精确到秒的交易时间，便于回顾。 * 持仓与盈亏：根据交易自动汇总持仓与成本，输入当前价格即可查看浮动盈亏与盈亏率。 * 盈亏日历：按日记录盈亏与盘后本金，查看月度、年度收益与收益率。 【付费内容】 App包含需要购买的高级服务功能，包含无限制次数的压力追踪、盈亏记录、交易记录、摊薄成本计算、压力与交易管理、目标测算、多账户多币种管理等功能。 其中：一月会员6元人民币，一年会员88元人民币，三年会员158元人民币，永久会员298元人民币。 该app包含自动续期订阅服务： 您的付款成功后，订阅信息会记入你的Apple帐号； 如需取消订阅，请在订阅到期24小时前，手动取消订阅； 订阅到期24小时前，会自动扣取下一周期的费用。 【权限说明】 App会调用通知功能，在检测到您的压力达到预设阀值后会触发弹窗通知。 App会在支持灵动岛的设备中启用灵动岛功能，您的压力数据可以实时显示在灵动岛中。此功能需保持APP后台实时活动，可能会加大手机耗电量，请您注意。 App会调用HealthKit功能，以获取您的呼吸频率、心率数据，您的健康数据将全部保存在本机，不上传、不收集个人隐私。 【隐私提醒】 所有账户、交易、盈亏、压力等数据仅保存在您的设备本地，我们不会收集或上传您的个人与健康数据 。压力指数与统计结果仅供个人参考与自我管理使用。 【免责申明】 本应用并不提供任何股票或金融资产交易功能，本应用也不提供任何投资建议。 本应用提供的压力指数、资产统计、盈亏记录等功能仅供您个人参考与自我管理使用，不构成任何投资建议或专业医疗、心理建议。 用户协议网址：https://docs.qq.com/doc/DUVJZY3J1VFFWZGNt 隐私协议网址：https://docs.qq.com/doc/DUURiU2J1QmxXb2hq