Paymyrent vs Nirra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paymyrent
Plan and manage your savings for rent with automated debits. Start saving small amounts daily, weekly, or monthly towards your housing goals and earn interest on your funds. The app also offers bill payment services and potential rent loan qualification.
- Automated savings for rent
- Daily, weekly, or monthly savings plans
- Earn up to 20% interest on savings
- Track savings and goals
- Withdraw interest anytime
- Bill payments (airtime, electricity, cable)
- Rent loan qualification
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Ever dream of having a nice apartment of your own or paying your rent on time? Let's make it happen with our Paymyrent app. With 'Paymyrent' it's super easy to plan and manage your savings towards house rent. With as little as N300, you can start saving using the Paymyrent app. We understand that savings need discipline hence we automatically debit you on the days you want to save. Just signup and we will help you save Daily, Weekly, or Monthly How Paymyrent works: - Give your House plan a name. - Tell us how much you want to be saving - Tell us how frequent you want to be saving ( Daily, Weekly, or Monthly) - Tell us how long you want to save for - Activate your ATM card for automated savings or select the Transfer option - Start saving Features: - Create Unlimited goals. - Earn up to 20% interest on savings - See your savings as it grows - Track your savings and goal. - Withdraw your interest anytime - Get qualified for rent loan - Wallet Account with automatic funding - Pay-bills(Airtime, Electricity, Cables, etc)
Nirra
Instantly send and receive money, shop with installment payments, and apply for loans. Manage your finances and lifestyle needs all in one place.
- Instant money transfers
- Installment shopping
- Loan applications
- Receive money
- Pay bills
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Send and receive money to anyone instantly, shop and pay installmentally or apply for a loan on Nirra.
Screenshots
Verdict
The clearest difference is rating: Paymyrent at 3.6 against Nirra's 2.3. Paymyrent also leads on review sentiment (38% vs 0%). Nirra's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paymyrent holds the better App Store score, 3.6 against 2.3. Both are backed by a comparable volume of ratings — 25 and 16 respectively. Written reviews point the same way: 38% of Paymyrent's written reviews are positive against 0% of Nirra's.
Paymyrent ships an update fortnightly, Nirra every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | Paymyrent | Nirra |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (25 ratings) — better | 2.3 (16 ratings) |
| Positive reviews | 38.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 25 — better | 16 |
| Update frequency | Fortnightly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 41 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Paymyrent Nigeria | Liberta Leasing Limited |
Customer experience
Paymyrent
Nirra
In-app purchases
Paymyrent
No in-app purchases
Nirra
No in-app purchases
