Comparison

Percento vs Save Instead

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Percento

Track your net worth by focusing on assets and investments. Monitor global stock and cryptocurrency prices with automatic updates and multi-currency support. Visualize your financial growth with beautiful charts and manage your asset mix effectively.

Highlights
  • Wealth tracking workflow
  • Automatic stock/crypto price updates
  • Multi-currency support
  • Investment decision charts
  • Account grouping for asset mix
  • Double entry transfers
  • Data sync across Apple devices
Features
Read full description

Percento focuses on what matters - your assets and investments, not every coffee purchase. Featured as one of Apple's "Top 10 Finance Apps We Love" WHY USERS LOVE PERCENTO "I don't keep accounts, now I developed the habit of keeping accounts" - User "I love opening the app and seeing my net worth grow" - User Review "Assets and liabilities at a glance" - User Review "Professional and convenient" - iFanr, AppSo "Very beautiful! I love the UI in a heartbeat!" - User FEATURES ◎ A refreshing workflow to keep track of your wealth ◎ Automatic updates global stocks and cryptocurrencies prices ◎ Multi-currency support with automatic currency rates sync ◎ Beautiful and focused charts to help you make investment decisions ◎ Manage asset mix with Account Group ◎ Double entry transfer between accounts ◎ Curated animations and themes ◎ Sync your data across iPhone, iPad and Mac with Apple Silicon Questions? We'd love to hear from you: hi@percento.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.percento.app/wiki/privacy

About

Save Instead

This app helps you track money saved by skipping everyday expenses. Record your choices and see your progress toward goals or general savings. It offers a cool-down period before purchases and analyzes your saving patterns.

Highlights
  • Record skipped expenses
  • Set optional savings goals
  • 24-hour purchase cool-down
  • Track weekly and lifetime progress
  • Categorize saved amounts
  • Private, on-device storage
Features
Read full description

Save what you almost spent. Save Instead helps you turn everyday spending decisions into visible progress. When you skip a coffee, takeout order, impulse purchase, ride-share, or another expense, record the amount and watch your small wins add up. SMALL CHOICES ADD UP Use convenient shortcuts for common purchases or add a custom title and amount. Save Instead keeps a running record of what you chose not to spend, including weekly and lifetime progress. PAUSE BEFORE YOU SPEND Thinking about buying something you may not need? Create a 24-hour cooling-off period. When you return, decide whether you still want it. If you skip it, record the amount as saved. SAVE WITH OR WITHOUT A GOAL Choose something meaningful to work toward—such as an emergency fund, vacation, special purchase, charitable donation, or general savings. Setting a goal is optional. UNDERSTAND YOUR PATTERNS See saved amounts organized by category, review recent entries, follow your streak, and celebrate milestones as your choices add up. PRIVATE AND ON DEVICE Save Instead does not require an account. Your entries and preferences are stored locally on your device. IMPORTANT Save Instead records hypothetical savings only. It does not connect to bank accounts, transfer money, hold funds, or verify account balances. Save Instead is a personal habit-building and awareness tool, not a bank, financial institution, or financial adviser.

Screenshots

Percento4 screens
Save Instead4 screens

Verdict

The call

The clearest difference is in-app purchases: Save Instead at none against Percento's 8. Save Instead also leads on rating (5.0 vs 4.7) and review sentiment (100% vs 88%). Percento's advantage is ratings volume (126 vs 1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Percento sells 7 in-app purchases, starting at $1.99 per month. Save Instead asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Save Instead holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Percento has 126 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 88% of Percento's written reviews are positive against 100% of Save Instead's.

UpkeepUpdate frequency

Percento ships an update every 4 days, Save Instead weekly. The most recent releases landed on October 13, 2026 and September 20, 2026 respectively.

Scorecard6 real differences · 4 level
Percento versus Save Instead: the parameters behind the verdict, then further details
ParameterPercentoSave Instead
PriceFreeFree
Rating4.7 (126 ratings)5.0 (1 ratings) — better
Positive reviews88.1% of reviews100.0% of reviews — better
Number of ratings126 — better1
Update frequencyEvery 4 days — betterWeekly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS26.015.1 — better
Further details — not scored
Size31 MB22 MB
Age rating4+4+
DeveloperAccanto Co., Ltd.Talk to You Later, LLC

Customer experience

Percento

All ratings126 ratings
Positive92.1%
Neutral1.6%
Negative6.3%
Written reviews143 reviews
Positive88.1%
Neutral4.9%
Negative7.0%

Save Instead

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

7 purchases

Percento

Subscriptions4
  • Percento Premium$1.991 Month
  • Percento Premium-4.07 Days trial$1.991 Month
  • Percento Premium7 Days trial$12.991 Year
Show 1 more
  • Percento Premium1 Year trial$12.991 Year
One-time3
  • Percento Premium$12.99
  • Percento Premium2 variants$29.99
  • Percento Premium$34.99
None

Save Instead

No in-app purchases

Questions

Is Percento free?
Percento is free to download, with in-app purchases available.
Is Save Instead free?
Save Instead is free to download, with no in-app purchases.
Which has better reviews, Percento or Save Instead?
Save Instead is rated higher. Percento averages 4.7 out of 5 from 126 ratings, while Save Instead averages 5.0 from 1 ratings.
Do Percento or Save Instead have ads?
Neither Percento nor Save Instead shows ads.
Which is updated more often, Percento or Save Instead?
Percento ships an update every 4 days, and Save Instead weekly. Most recently, Percento was updated on October 13, 2026 and Save Instead on September 20, 2026.

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