Percento vs Save Instead
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Percento
Track your net worth by focusing on assets and investments. Monitor global stock and cryptocurrency prices with automatic updates and multi-currency support. Visualize your financial growth with beautiful charts and manage your asset mix effectively.
- Wealth tracking workflow
- Automatic stock/crypto price updates
- Multi-currency support
- Investment decision charts
- Account grouping for asset mix
- Double entry transfers
- Data sync across Apple devices
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Percento focuses on what matters - your assets and investments, not every coffee purchase. Featured as one of Apple's "Top 10 Finance Apps We Love" WHY USERS LOVE PERCENTO "I don't keep accounts, now I developed the habit of keeping accounts" - User "I love opening the app and seeing my net worth grow" - User Review "Assets and liabilities at a glance" - User Review "Professional and convenient" - iFanr, AppSo "Very beautiful! I love the UI in a heartbeat!" - User FEATURES ◎ A refreshing workflow to keep track of your wealth ◎ Automatic updates global stocks and cryptocurrencies prices ◎ Multi-currency support with automatic currency rates sync ◎ Beautiful and focused charts to help you make investment decisions ◎ Manage asset mix with Account Group ◎ Double entry transfer between accounts ◎ Curated animations and themes ◎ Sync your data across iPhone, iPad and Mac with Apple Silicon Questions? We'd love to hear from you: hi@percento.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.percento.app/wiki/privacy
Save Instead
This app helps you track money saved by skipping everyday expenses. Record your choices and see your progress toward goals or general savings. It offers a cool-down period before purchases and analyzes your saving patterns.
- Record skipped expenses
- Set optional savings goals
- 24-hour purchase cool-down
- Track weekly and lifetime progress
- Categorize saved amounts
- Private, on-device storage
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Save what you almost spent. Save Instead helps you turn everyday spending decisions into visible progress. When you skip a coffee, takeout order, impulse purchase, ride-share, or another expense, record the amount and watch your small wins add up. SMALL CHOICES ADD UP Use convenient shortcuts for common purchases or add a custom title and amount. Save Instead keeps a running record of what you chose not to spend, including weekly and lifetime progress. PAUSE BEFORE YOU SPEND Thinking about buying something you may not need? Create a 24-hour cooling-off period. When you return, decide whether you still want it. If you skip it, record the amount as saved. SAVE WITH OR WITHOUT A GOAL Choose something meaningful to work toward—such as an emergency fund, vacation, special purchase, charitable donation, or general savings. Setting a goal is optional. UNDERSTAND YOUR PATTERNS See saved amounts organized by category, review recent entries, follow your streak, and celebrate milestones as your choices add up. PRIVATE AND ON DEVICE Save Instead does not require an account. Your entries and preferences are stored locally on your device. IMPORTANT Save Instead records hypothetical savings only. It does not connect to bank accounts, transfer money, hold funds, or verify account balances. Save Instead is a personal habit-building and awareness tool, not a bank, financial institution, or financial adviser.
Screenshots
Verdict
The clearest difference is in-app purchases: Save Instead at none against Percento's 8. Save Instead also leads on rating (5.0 vs 4.7) and review sentiment (100% vs 88%). Percento's advantage is ratings volume (126 vs 1). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Percento sells 7 in-app purchases, starting at $1.99 per month. Save Instead asks for nothing beyond the download.
Save Instead holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Percento has 126 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 88% of Percento's written reviews are positive against 100% of Save Instead's.
Percento ships an update every 4 days, Save Instead weekly. The most recent releases landed on October 13, 2026 and September 20, 2026 respectively.
| Parameter | Percento | Save Instead |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (126 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 88.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 126 — better | 1 |
| Update frequency | Every 4 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 26.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 31 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Accanto Co., Ltd. | Talk to You Later, LLC |
Customer experience
Percento
Save Instead
In-app purchases
Percento
- Percento Premium$1.991 Month
- Percento Premium-4.07 Days trial$1.991 Month
- Percento Premium7 Days trial$12.991 Year
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- Percento Premium1 Year trial$12.991 Year
- Percento Premium$12.99
- Percento Premium2 variants$29.99
- Percento Premium$34.99
Save Instead
No in-app purchases









