Comparison

KACFCU vs Root River State Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KACFCU

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds, and pay bills securely on the go. Requires enrollment in online banking.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Secure mobile access
Read full description

Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website http://kacfcu.org or any location. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA.

About

Root River State Bank

Manage all your financial accounts in one place, including those from other institutions. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, transfer funds, and secure your account with biometric options.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • Biometric security
Features
Read full description

Root River State Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Root River State Bank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Root River State Bank app, you must be enrolled as a Root River State Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

KACFCU4 screens
Root River State Bank4 screens

Verdict

The call

The clearest difference is update cadence: Root River State Bank at monthly against KACFCU's every 5 months. Root River State Bank also leads on ratings volume (75 vs 18). KACFCU's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for KACFCU against 4.9 for Root River State Bank. Both are backed by a comparable volume of ratings — 18 and 75 respectively.

UpkeepUpdate frequency

KACFCU ships an update every 5 months, Root River State Bank monthly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
KACFCU versus Root River State Bank: the parameters behind the verdict, then further details
ParameterKACFCURoot River State Bank
PriceFreeFree
Rating4.9 (18 ratings)4.9 (75 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings1875 — better
Update frequencyEvery 5 monthsMonthly — better
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size111 MB170 MB
Age rating4+4+
DeveloperKorean American Catholics Federal Credit UnionJohnson Bancshares, Inc.

Customer experience

KACFCU

All ratings16 ratings
Positive93.8%
Neutral6.3%
Negative0.0%

Root River State Bank

All ratings67 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

KACFCU

No in-app purchases

None

Root River State Bank

No in-app purchases

Questions

Is KACFCU free?
KACFCU is free to download, with no in-app purchases.
Is Root River State Bank free?
Root River State Bank is free to download, with no in-app purchases.
Which has better reviews, KACFCU or Root River State Bank?
Root River State Bank is rated higher. KACFCU averages 4.9 out of 5 from 18 ratings, while Root River State Bank averages 4.9 from 75 ratings.
Do KACFCU or Root River State Bank have ads?
Both KACFCU and Root River State Bank show ads.
Which is updated more often, KACFCU or Root River State Bank?
KACFCU ships an update every 5 months, and Root River State Bank monthly. Most recently, KACFCU was updated on November 3, 2026 and Root River State Bank on November 7, 2026.

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