Comparison

mHPB vs Genius by InterCapital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mHPB

This mobile application provides comprehensive banking services for individuals and businesses. It allows users to manage accounts, make payments, view card transactions, and access various financial tools. The app also offers secure mobile token functionality and direct communication with bank staff.

Highlights
  • Account management
  • Payment processing
  • Card transaction overview
  • Mobile token service
  • Secure login with PIN/biometrics
  • Direct communication with bank
Features
Read full description

mHPB je mobilna aplikacija koja korisnicima nudi: • Uslugu mobilnog bankarstva za fizičke osobe i poslovne subjekte • Uslugu mobilnog tokena (mTokena) za fizičke osobe i poslovne subjekte • Servise i alate • Registraciju korisnika za eGotovinu MOBILNO BANKARSTVO ZA FIZIČKE OSOBE OMOGUĆAVA • Uvid u stanje, promet i detalje računa • Zadavanje svih vrsta platnih naloga • Pregled kartica i akcije po karticama • Kreiranje koda za podizanje gotovog novca bez kartice • ePoslovnicu – izravna komunikacija s djelatnikom Banke • Mogućnost kupovine GSM i ENC bonova • Ugovaranje eRačuna • Izdavanje, zamjenu i otkup udjela u HPB Investu • Zaprimanje obavijesti i notifikacija MOBILNO BANKARSTVO ZA POSLOVNE SUBJEKTE OMOGUĆAVA • Uvid u stanje, promet i detalje računa • Zadavanje svih vrsta platnih naloga • Pregled kartica i akcije po karticama • Pregled i preuzimanje izvoda • Pregled i preuzimanje naknada • Zaprimanje obavijesti i notifikacija Sigurnosne mjere mHPB aplikacija je sigurna i jednostavna za korištenje s instaliranim visokosigurnosnim softverom koji omogućuje bezbrižnost prilikom pristupa i rada u mBanking i mToken aplikacijama. Pristup nije moguć bez unosa PIN-a koji je poznat samo korisniku i/ili korištenjem odabrane metode biometrije. Uzastopnim pogrešnim unosom PIN-a te u slučaju neaktivnosti, aplikacija se zaključava iz sigurnosnih razloga i zahtjeva novu prijavu.

About

Genius by InterCapital

This app offers a simple and flexible way to invest long-term in global and regional ETFs. It provides diversified ETF portfolios, options for smart cash management, and ETF savings plans. Ideal for both beginners and experienced investors.

Highlights
  • Diversified ETF portfolios
  • ETF savings plans
  • Smart cash management
  • Investment in gold via ETF
  • User-tailored risk tolerance
  • Low minimum investment
Features
Read full description

Genius je jedinstvena hrvatska aplikacija za dugoročno, pasivno ulaganje u najbolje svjetske i regionalne ETF-ove. Prvi u Hrvatsku donosi ETF štedne planove i opciju pametnijeg korištenja novca koji možda samo stoji na računu. Bilo da ste početnik ili profesionalac, ulaganje kroz Genius je jednostavno, povoljno i fleksibilno. Bez ulazni i izlaznih naknada. DIVERZIFICIRANI ETF PORTFELJ Naša TOP usluga kao temelj vaše investicije. Moćni Genius algoritam za vas kreira i održava profesionalni ETF portfelj. • Vrhunski svjetski ETF-ovi • Tolerancija rizika specifično prilagođena korisniku • Redoviti rebalans i optimizacija • Početna uplata: 50 EUR • Naknada se smanjuje svake iduće godine ulaganja do max. 4 godine POSPREMITE CASH BEZ OROČENJA Pametnije korištenje novca koji na računu gubi vrijednost zbog inflacije. • Bez oročenja, idealno za kratkoročno ulaganje • Minimalni rizik • Prinos bolji od bankovne štednje • Novac dostupan za isplatu - BEZ NAKNADE • Početna uplata: 50 EUR ETF ŠTEDNI PLAN - REVOLUCIJA NA HR TRŽIŠTU Svjetski ulagački hit - jednostavno, jeftino, fleksibilno. Samostalni odabir jednog ili bilo koje kombinacije ETF-ova poput: • S&P 500, NASDAQ, All World • TOP regionalni ETF-ovi InterCapitala • Alternativna imovina • Zlato • Odličan dodatak temeljnom ETF portfelju • Naknada - od 1 EUR po portfelju mjesečno • Početna uplata: 50 EUR ULAGANJE U ZLATO Bez skupih pločica, sefova za čuvanje ili izazova kod prodaje. • Ulažite u zlato kroz ETF, jednim klikom • Uplatite ili isplatite novac kad god želite • Početna uplata: 50 EUR Ne treba vam diploma iz ulaganja niti veliki iznosi. Sve što vam treba za krenuti ulagati je - krenuti! Genius je idealan i za početnike i za iskusne profesionalce. Ulažite pametno, jednostavno i dugoročno - uz male mjesečne uplate. Iskoristite vrijeme i držite se svojeg plana, to je tajna uspješnog ulaganja.

Screenshots

mHPB4 screens
Genius by InterCapital4 screens

Verdict

The call

The clearest difference is ads: mHPB at none against Genius by InterCapital's shown. mHPB also leads on monetization model (free vs free with in-app purchases) and ratings volume (142 vs 2). Genius by InterCapital's advantage is rating (5.0 vs 4.6) and device support (3 vs 1). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Genius by InterCapital holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: mHPB has 142 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

mHPB ships an update every 6 weeks, Genius by InterCapital every 4 weeks. The most recent releases landed on September 21, 2026 and August 3, 2026 respectively.

Scorecard5 real differences · 5 level
mHPB versus Genius by InterCapital: the parameters behind the verdict, then further details
ParametermHPBGenius by InterCapital
PriceFreeFree
Rating4.6 (142 ratings)5.0 (2 ratings) — better
Positive reviews38.5% of reviews
Number of ratings142 — better2
Update frequencyEvery 6 weeksEvery 4 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size215 MB143 MB
Age rating4+4+
DeveloperHPB d.d.INTERCAPITAL ASSET MANAGEMENT d.o.o.

Customer experience

mHPB

All ratings142 ratings
Positive89.4%
Neutral2.8%
Negative7.7%
Written reviews13 reviews
Positive38.5%
Neutral0.0%
Negative61.5%

Genius by InterCapital

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

mHPB

No in-app purchases

None

Genius by InterCapital

No in-app purchases

Questions

Is mHPB free?
mHPB is free to download, with no in-app purchases.
Is Genius by InterCapital free?
Genius by InterCapital is free to download, with no in-app purchases.
Which has better reviews, mHPB or Genius by InterCapital?
Genius by InterCapital is rated higher. mHPB averages 4.6 out of 5 from 142 ratings, while Genius by InterCapital averages 5.0 from 2 ratings.
Do mHPB or Genius by InterCapital have ads?
Genius by InterCapital shows ads; mHPB does not.
Which is updated more often, mHPB or Genius by InterCapital?
mHPB ships an update every 6 weeks, and Genius by InterCapital every 4 weeks. Most recently, mHPB was updated on September 21, 2026 and Genius by InterCapital on August 3, 2026.

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