Comparison

SpendLists vs Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendLists

This app offers a straightforward way for freelancers and creators to manage their income and expenses without complex spreadsheets. It provides clear monthly summaries and helps reduce financial anxiety by organizing money details simply. Designed for those with irregular income, it offers a clean and trustworthy platform to understand earnings.

Highlights
  • Track income and expenses
  • Organize money details in lists
  • Clear monthly summaries
  • iCloud Sync across Apple devices
  • Multiple currency support
  • Private and secure with Face ID/Touch ID
  • Share lists as images or PDFs
Features
Read full description

Track income, log expenses, and see your monthly totals in one clear place. SpendLists helps freelancers, creators, and anyone with changing income understand where their money goes — without spreadsheets or accounting software. RECORD EVERYDAY MONEY Log a client payment, a coffee, or a project cost in a few taps. Add the details you need and keep moving. KEEP IT ORGANIZED Create simple lists for each month, project, trip, or part of your life. Use dates and tags to find the right items quickly. SEE WHAT ADDS UP Review your totals and spending categories to understand your biggest costs. Keep income and expenses clear even when no two months look alike. USE MULTIPLE CURRENCIES Record items in different currencies within the same list. Keep the original amounts visible when your work or everyday life crosses borders. MORE WAYS TO WORK • Find entries with search. • Share lists as images or PDFs. • Sync your lists with iCloud across iPhone, iPad, and Mac. • Protect the app or individual lists with a passcode or supported biometrics. Some features require SpendLists Pro. No SpendLists account is required. Start with one list and get a clearer view of your money.

About

Budget Tracker

Easily track expenses, manage savings goals, and monitor investments with a user-friendly interface. Plan your monthly budget, control daily spending, and never miss a bill payment.

Highlights
  • Expense tracking
  • Budget allocation
  • Savings goals
  • Investment monitoring
  • Recurring bill reminders
  • User-friendly interface
Features
Read full description

BudgetUp aims to provide a simple way to track your expenses, saving goals, and investment goals. With its user-friendly user interface, planning your budget is as easy as 1 2 3! Allocate Your Monthly Budget - Set budgets across all your categories Track Daily Expenses - Gain control of your spending Track Recurring Bills - Never miss another payment Build Your Savings - Set goals and reach them faster Grow Your Investments - Monitor your portfolio monthly Terms of Service https://budgetup.notion.site/budgetup/BudgetUp-Terms-of-Service-0f0bf474649646eb94f39d562cf9d366 Privacy Policy https://budgetup.notion.site/BudgetUp-Privacy-Policy-e3cf48a7d2ba4661be89963696363918?pvs=4

Screenshots

SpendLists4 screens
Budget Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Budget Tracker at every 2 days against SpendLists's fortnightly. Budget Tracker also leads on review sentiment (80% vs 69%) and iOS requirement (13.0 vs 16.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendLists sells 2 one-off in-app purchases and Budget Tracker sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SpendLists ships an update fortnightly, Budget Tracker every 2 days. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
SpendLists versus Budget Tracker: the parameters behind the verdict, then further details
ParameterSpendListsBudget Tracker
PriceFreeFree
Rating4.6 (19 ratings) — better—
Positive reviews69.2% of reviews80.0% of reviews — better
Number of ratings19 — better—
Update frequencyFortnightlyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS16.113.0 — better
Further details — not scored
Size44 MB65 MB
Age rating4+4+
DeveloperPhanith NyRalph Mendel Ordanza

Customer experience

SpendLists

All ratings19 ratings
Positive89.5%
Neutral0.0%
Negative10.5%
Written reviews13 reviews
Positive69.2%
Neutral7.7%
Negative23.1%

Budget Tracker

Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

2 purchases

SpendLists

One-time2
  • Unlock Pro$9.99
  • SpendLists Pro Lifetime$9.99
5 purchases

Budget Tracker

Subscriptions4
  • Monthly1 Month trial$0.991 Month
  • Monthly1 Month trial$3.991 Month
  • Yearly$5.991 Year
Show 1 more
  • Yearly$29.991 Year
One-time1
  • Lifetime$12.99

Questions

Is SpendLists free?
SpendLists is free to download, with in-app purchases available.
Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Do SpendLists or Budget Tracker have ads?
Neither SpendLists nor Budget Tracker shows ads.
Which is updated more often, SpendLists or Budget Tracker?
SpendLists ships an update fortnightly, and Budget Tracker every 2 days. Most recently, SpendLists was updated on November 3, 2026 and Budget Tracker on November 3, 2026.

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