SpendLists vs Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendLists
This app offers a straightforward way for freelancers and creators to manage their income and expenses without complex spreadsheets. It provides clear monthly summaries and helps reduce financial anxiety by organizing money details simply. Designed for those with irregular income, it offers a clean and trustworthy platform to understand earnings.
- Track income and expenses
- Organize money details in lists
- Clear monthly summaries
- iCloud Sync across Apple devices
- Multiple currency support
- Private and secure with Face ID/Touch ID
- Share lists as images or PDFs
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Track income, log expenses, and see your monthly totals in one clear place. SpendLists helps freelancers, creators, and anyone with changing income understand where their money goes — without spreadsheets or accounting software. RECORD EVERYDAY MONEY Log a client payment, a coffee, or a project cost in a few taps. Add the details you need and keep moving. KEEP IT ORGANIZED Create simple lists for each month, project, trip, or part of your life. Use dates and tags to find the right items quickly. SEE WHAT ADDS UP Review your totals and spending categories to understand your biggest costs. Keep income and expenses clear even when no two months look alike. USE MULTIPLE CURRENCIES Record items in different currencies within the same list. Keep the original amounts visible when your work or everyday life crosses borders. MORE WAYS TO WORK • Find entries with search. • Share lists as images or PDFs. • Sync your lists with iCloud across iPhone, iPad, and Mac. • Protect the app or individual lists with a passcode or supported biometrics. Some features require SpendLists Pro. No SpendLists account is required. Start with one list and get a clearer view of your money.
Budget Tracker
Easily track expenses, manage savings goals, and monitor investments with a user-friendly interface. Plan your monthly budget, control daily spending, and never miss a bill payment.
- Expense tracking
- Budget allocation
- Savings goals
- Investment monitoring
- Recurring bill reminders
- User-friendly interface
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BudgetUp aims to provide a simple way to track your expenses, saving goals, and investment goals. With its user-friendly user interface, planning your budget is as easy as 1 2 3! Allocate Your Monthly Budget - Set budgets across all your categories Track Daily Expenses - Gain control of your spending Track Recurring Bills - Never miss another payment Build Your Savings - Set goals and reach them faster Grow Your Investments - Monitor your portfolio monthly Terms of Service https://budgetup.notion.site/budgetup/BudgetUp-Terms-of-Service-0f0bf474649646eb94f39d562cf9d366 Privacy Policy https://budgetup.notion.site/BudgetUp-Privacy-Policy-e3cf48a7d2ba4661be89963696363918?pvs=4
Screenshots
Verdict
The clearest difference is update cadence: Budget Tracker at every 2 days against SpendLists's fortnightly. Budget Tracker also leads on review sentiment (80% vs 69%) and iOS requirement (13.0 vs 16.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendLists sells 2 one-off in-app purchases and Budget Tracker sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
SpendLists ships an update fortnightly, Budget Tracker every 2 days. Both last shipped on November 3, 2026.
| Parameter | SpendLists | Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (19 ratings) — better | — |
| Positive reviews | 69.2% of reviews | 80.0% of reviews — better |
| Number of ratings | 19 — better | — |
| Update frequency | Fortnightly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Requires iOS | 16.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 65 MB |
| Age rating | 4+ | 4+ |
| Developer | Phanith Ny | Ralph Mendel Ordanza |
Customer experience
SpendLists
Budget Tracker
In-app purchases
SpendLists
- Unlock Pro$9.99
- SpendLists Pro Lifetime$9.99
Budget Tracker
- Monthly1 Month trial$0.991 Month
- Monthly1 Month trial$3.991 Month
- Yearly$5.991 Year
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- Yearly$29.991 Year
- Lifetime$12.99









