SpendLists vs MoneyVision
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendLists
This app offers a straightforward way for freelancers and creators to manage their income and expenses without complex spreadsheets. It provides clear monthly summaries and helps reduce financial anxiety by organizing money details simply. Designed for those with irregular income, it offers a clean and trustworthy platform to understand earnings.
- Track income and expenses
- Organize money details in lists
- Clear monthly summaries
- iCloud Sync across Apple devices
- Multiple currency support
- Private and secure with Face ID/Touch ID
- Share lists as images or PDFs
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Track income, log expenses, and see your monthly totals in one clear place. SpendLists helps freelancers, creators, and anyone with changing income understand where their money goes — without spreadsheets or accounting software. RECORD EVERYDAY MONEY Log a client payment, a coffee, or a project cost in a few taps. Add the details you need and keep moving. KEEP IT ORGANIZED Create simple lists for each month, project, trip, or part of your life. Use dates and tags to find the right items quickly. SEE WHAT ADDS UP Review your totals and spending categories to understand your biggest costs. Keep income and expenses clear even when no two months look alike. USE MULTIPLE CURRENCIES Record items in different currencies within the same list. Keep the original amounts visible when your work or everyday life crosses borders. MORE WAYS TO WORK • Find entries with search. • Share lists as images or PDFs. • Sync your lists with iCloud across iPhone, iPad, and Mac. • Protect the app or individual lists with a passcode or supported biometrics. Some features require SpendLists Pro. No SpendLists account is required. Start with one list and get a clearer view of your money.
MoneyVision
Visualize your financial aspirations and create actionable plans to achieve them. This app helps you track progress towards goals like saving for a house or retirement with customizable widgets and intelligent projections. Stay motivated with daily progress updates and notifications, all while keeping your data private and offline.
- Customizable progress widgets
- Real-time goal achievement estimates
- Intelligent financial projections
- Monthly progress summaries
- Progress notifications
- Offline data storage
- Adjustable for inflation and returns
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Track your financial goals with beautiful widgets and turn your dreams into actionable plans. Whether saving for a house, planning retirement, or building wealth, MoneyVision helps you visualize exactly how long until you reach your goal. Staying motivated becomes easier when your goals are front and center every day – turning abstract financial aspirations into clear, achievable milestones. Key features: • See your progress increase every day, with beautiful, customizable widgets • Know exactly when you'll achieve each goal • Make smarter decisions with intelligent projections and real-time goal estimates • Monthly progress summary to stay motivated • Progress notifications to keep you on track • Adjustable for inflation, annual returns, and monthly savings • 100% private - all data stays on your device Power of visualization: Visualizing your goals helps you actually achieve your goals by reminding you every day. Seeing your progress is a high motivational boost. And it might even make you realize that your goal might not be as far away as you think! Privacy First: Your financial goals are personal. That's why MoneyVision works completely offline, with no ads, no tracking, and all data stored securely on your device. Try it free: Start with one goal and widget style at no cost. Upgrade to Pro to unlock: • Unlimited goals • All widget styles • Lock Screen widgets • Future premium features I need your help! Send me your feedback on what features you would like to see to: moneyvision@timobechtel.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: MoneyVision at 5.0 against SpendLists's 4.6. MoneyVision also leads on review sentiment (100% vs 75%). SpendLists's advantage is ratings volume (19 vs 2) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendLists sells 4 one-off in-app purchases and MoneyVision sells 1 in-app purchase, starting at $6.99 per year. Whichever you choose, the download price is not the number that matters.
MoneyVision holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: SpendLists has 19 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 75% of SpendLists's written reviews are positive against 100% of MoneyVision's.
SpendLists ships an update fortnightly, MoneyVision every 9 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | SpendLists | MoneyVision |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (19 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 75.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 19 — better | 2 |
| Update frequency | Fortnightly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 16.1 — better | 17.4 |
| Further details — not scored | ||
| Size | 44 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Phanith Ny | Timo Bechtel |
Customer experience
SpendLists
MoneyVision
In-app purchases
SpendLists
- Snack-Sized Tip$5.99
- Lunch-Sized Tip$7.99
- Unlock Pro$9.99
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- SpendLists Pro Lifetime$9.99
MoneyVision
- Annual Subscription7 Days trial$6.991 Year









