Comparison

ZNBS Mobile Banking vs Chilimba

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

ZNBS Mobile Banking

Features
Read full description

Manage your money on the move and around the clock with this secure mobile banking application from Zambia National Building Society (ZNBS). With more updates and features on the way, the applications comes with the following features: โ€ข Log on to your account around the world โ€ข View your account balances and transaction history โ€ข Funds transfer ( Internal & External) - Mobile money withdrawal and Deposits To log on to this app you must be an ZNBS banking customer. If you are not yet registered, please visit your local ZNBS branch. โ€ข ZNBS helps protect your information by using 128-bit SSL encryption when you are logged on. โ€ข Data charges from your mobile service provider may apply. To find out more about the app including details of permissions requested please see http://www.znbs.co.zm/ If you are a customer of ZNBS, Please search for and download ZNBS application and register to access your accounts.

About

Chilimba

Features
Read full description

Chilimba โ€” Save Together, Grow Together Chilimba makes group saving simple, transparent, and trustworthy. Whether you're pooling money with friends, saving for groceries, contributing towards a vehicle, or running a Village Banking group โ€” Chilimba keeps everyone on the same page. HOW IT WORKS Create or join a group, set a contribution amount and schedule, and let Chilimba handle the rest. Every member contributes each cycle, and payouts rotate so everyone benefits. GROUP TYPES - Cash Chilimba โ€” Classic rotating savings. Members contribute and take turns receiving the full pot. - Grocery Chilimba โ€” Pool funds for group grocery shopping with built-in shopping lists and photo proof. - Vehicle Chilimba โ€” Save together towards purchasing a vehicle with target price tracking. - Village Banking โ€” Full-featured savings and lending with shares, loans, social funds, and interest management. KEY FEATURES - Real-time contribution tracking and payment confirmations - Automated rotation schedules and payout management - Group analytics with health scores, member performance rankings, and projections - In-app group chat to stay connected - Loan management for Grocery and Village Banking groups - Push notifications for due dates, payouts, and group updates - Trust scores to build accountability - Secure PIN and biometric authentication BUILT FOR TRUST Chilimba brings transparency to the age-old tradition of group saving. See exactly who has paid, who is next to receive, and how your group is performing โ€” all in one place.

Screenshots

ZNBS Mobile Banking3 screens
Chilimba4 screens

Verdict

The call

The clearest difference is update cadence: Chilimba at every 2 months against ZNBS Mobile Banking's every 15 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZNBS Mobile Banking ships an update every 15 months, Chilimba every 2 months. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard1 real difference ยท 5 level
ZNBS Mobile Banking versus Chilimba: the parameters behind the verdict, then further details
ParameterZNBS Mobile BankingChilimba
PriceFreeFree
Update frequencyEvery 15 monthsEvery 2 months โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details โ€” not scored
Size24 MB26 MB
Age rating4+4+
DeveloperZNBSKelvin Simukonda

In-app purchases

None

ZNBS Mobile Banking

No in-app purchases

None

Chilimba

No in-app purchases

Questions

Is ZNBS Mobile Banking free?
ZNBS Mobile Banking is free to download, with no in-app purchases.
Is Chilimba free?
Chilimba is free to download, with no in-app purchases.
Do ZNBS Mobile Banking or Chilimba have ads?
Neither ZNBS Mobile Banking nor Chilimba shows ads.
Which is updated more often, ZNBS Mobile Banking or Chilimba?
ZNBS Mobile Banking ships an update every 15 months, and Chilimba every 2 months. Most recently, ZNBS Mobile Banking was updated on November 7, 2026 and Chilimba on October 31, 2026.

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