HB Direct vs CoCreateFinance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HB Direct
Safely access and manage your business accounts on the go. Initiate payments, view balances and activity, transfer funds, and make mobile deposits with this secure mobile banking solution.
- Initiate and approve payments
- View account balances
- View account activity
- Transfer funds
- Make mobile deposits
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With Heritage Direct, safely and securely access accounts anytime, anywhere. With our business mobile app, customers can: • Initiate and approve payments • View balances • View account activity • Transfer funds • Make mobile deposits
CoCreateFinance
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This Mobile App allows you to view account information, balances, performance and reporting.
Screenshots
Verdict
The clearest difference is update cadence: CoCreateFinance at every 3 months against HB Direct's every 13 months. CoCreateFinance also leads on iOS requirement (13.4 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HB Direct ships an update every 13 months, CoCreateFinance every 3 months. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.
| Parameter | HB Direct | CoCreateFinance |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (11 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 13 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 16.6 | 13.4 — better |
| Further details — not scored | ||
| Size | 12 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Heritage Bank | CoCreate Financial LLC |
In-app purchases
HB Direct
No in-app purchases
CoCreateFinance
No in-app purchases
Questions
Is HB Direct free?
Is CoCreateFinance free?
Do HB Direct or CoCreateFinance have ads?
Which is updated more often, HB Direct or CoCreateFinance?
Other comparisons
