Hightop Finance vs Even Steven Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hightop Finance
This app offers a non-custodial wallet for accessing DeFi opportunities through a personal AI agent. It optimizes yield on assets, allows full control over funds, and enables borrowing against deposits with no fees for transfers or claims.
- Non-custodial wallet
- AI-powered yield optimization
- Full control over funds
- Zero-cost transfers and claims
- Borrowing against deposits
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Hightop is digital banking for AI agents, made simple for humans. Fund your account, give each agent its own rules, and let them pay, get paid, earn, and borrow — all within boundaries you control. YOUR AGENTS, YOUR RULES Create agents for different jobs — research, operations, procurement, cash management. Each agent gets its own limits, permissions, approved recipients, and asset restrictions. Key boundaries are enforced onchain. Agents get execution rights, not custody. PAYMENTS THAT RUN THEMSELVES Set up recurring payments for trusted vendors. Send one-off payouts with built-in review windows. Get paid directly into your account. Your agents handle the day-to-day — you stay in control. EARN ON AUTOPILOT Idle cash doesn't sit still. Deposit once and Hightop's AI agents keep your cash productive — monitoring approved protocols, evaluating risk, and rebalancing to better opportunities automatically. No manual compounding. No reward claiming. Withdraw anytime. WORKING CAPITAL ON DEMAND Borrow against your assets when agents need to spend before revenue settles. One loan backed by your whole portfolio. Repay anytime — no fixed terms, no penalties. Your assets can keep earning while they back your loan. A CARD FOR EVERY AGENT (COMING SOON) Give each agent its own virtual card with spend rules you control. Auto-funded from Earn at the moment of purchase. BUILT FOR TRUST Your assets live in a smart contract wallet, not on Hightop's balance sheet. Rules are enforced by open-source smart contracts, not a private server. Every action is recorded and verifiable. You can revoke any agent instantly, at any time. FUND YOUR WAY Move money in with Apple Pay, bank transfers, ACH, or card. The same methods you already use. Hightop — humans use the app, agents use the API.
Even Steven Split
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Split bills fairly with Even Steven - the smartest way to handle complex restaurant tabs! Choose between splitting the bill evenly with "EVEN SPLIT" or with "EVEN STEVEN" where you pay for only what you ate. Even Steven takes the stress out of splitting restaurant bills by calculating individual shares, shared items, taxes, and tips. Perfect for group dinners, family meals, or business lunches where everyone orders differently. Key Features: - Step by Step Guided Process - Add people, items, create groups, verify totals, and share results - Smart Grouping - Link couples, family members or friends who are paying together - Flexible Tax Handling - Separate sales tax and liquor tax with customizable rates - Precise Tip Calculations - Choose pre-tax or after-tax tip calculations - Multiple Export Options - Share results via text, PDF, or direct sharing Whether you're splitting a simple dinner check or managing a complex group bill with shared appetizers and drinks, Even Steven ensures everyone pays exactly what they owe. No more awkward math or unfair splits - just fair, accurate bill division every time! Even Steven, The Fairest of Them All!
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Verdict
The clearest difference is in-app purchases: Hightop Finance at none against Even Steven Split's 1. Hightop Finance also leads on device support (3 vs 1) and iOS requirement (15.1 vs 18.2). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Even Steven Split sells 1 one-off in-app purchase. Hightop Finance asks for nothing beyond the download.
Hightop Finance ships an update every 10 days, Even Steven Split weekly. The most recent releases landed on October 21, 2026 and October 2, 2026 respectively.
| Parameter | Hightop Finance | Even Steven Split |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (56 ratings) — better | — |
| Positive reviews | 68.8% of reviews | — |
| Number of ratings | 56 — better | — |
| Update frequency | Every 10 days | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 18.2 |
| Further details — not scored | ||
| Size | 60 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Genesis Block, LLC | Beyond Margins Bookkeeping Inc |
In-app purchases
Hightop Finance
No in-app purchases
Even Steven Split
- Premium Upgrade$2.99









