Comparison

Touch2Pay vs ifthenpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Touch2Pay

Accept payments easily and securely on your smartphone or tablet. This solution combines an app with a compact card reader, allowing you to receive payments via bank cards or MB Way.

Highlights
  • Accept card payments
  • Accept MB Way payments
  • Connects via wireless/Bluetooth
  • Secure payment processing
  • Compact card reader
Features
Read full description

Comece a aceitar pagamentos no seu smartphone ou tablet, de forma simples e segura, com o Touch2Pay do Banco Montepio. Esta solução integra uma APP e um leitor de cartões de dimensões reduzidas que se conecta ao seu smartphone ou tablet através de wireless ou Bluetooth. Os pagamentos podem ser efetuados com cartões bancários ou MB Way. Para aderir ao serviço TPA Touch2pay, é necessário : 1. Dirigir-se a um balcão do Banco Montepio e solicitar a adesão ao serviço e o envio do leitor de cartões; 2. Fazer o download da APP Touch2Pay e ativar o serviço com segurança introduzindo o código recebido no email; Após a ativação, pode começar a receber imediatamente pagamentos com MB WAY e, assim que rececionar o seu leitor de cartões, pode começar também a aceitar os seus pagamentos com cartões bancários. A partir de agora, aceitar pagamentos é muuuito mais rápido, flexível e seguro. Para qualquer esclarecimento de dúvidas, contacte o seu gestor, visite um dos nossos balcões ou ligue 707 10 26 26. (atendimento personalizado todos os dias das 08h00 às 00h00). Saiba mais em: https://www.bancomontepio.pt/tpa-touch2pay.

About

ifthenpay

Features
Read full description

ifthenpay – Simple and Secure Payments for Your Business This application is exclusive to ifthenpay clients. If you are not yet our client, please contact us to subscribe to the service. With the ifthenpay app, companies, online stores, schools, clubs, associations, and municipalities can issue Multibanco References, Payshop, MB WAY, Google Pay, Apple Pay, Cofidis Pay, or Pix, allowing payments through various digital and physical channels. Main features: Generation of Multibanco and Payshop References Sending MB WAY payment requests Sending payment references via SMS, email, QR Code, and more Generation of payment links using Pay By Link and Pinpay Creation of QR codes for payment with PAY.ME Dynamic Multibanco references with defined validity Real-time payment notifications Access to payment history and graphical analysis Access to contract data Validation of event entries via form registration Multi-user Multi-company Benefits: 24/7 payment availability No cost to the end user Same cost for the seller, regardless of the payment method chosen by the customer Immediate notifications after payment Secure, reliable, and widely used payment methods Customer data protection Reduced payment deadlines Lower administrative costs and effort Checkout completed on the seller’s website, with no redirections Supported payment channels and methods: Multibanco terminals Payshop locations (over 4,000 in Portugal) Homebanking Bank cards, with over 19 million MB cards in circulation, 98% co-branded with Visa, Mastercard, or American Express MB WAY Google Pay Apple Pay Cofidis Pay Pix (Brazil) Physical and virtual POS terminals Mobile phones with banking apps How it works: 1. Generate the payment reference or link through the app 2. The customer selects the desired channel and completes the payment: Multibanco, Payshop, Homebanking, MB SPOT, mobile phone, credit card, POS terminal, MB WAY, Google Pay, Apple Pay, Cofidis Pay, or Pix 3. After payment, you receive real-time confirmation 4. ifthenpay transfers the received amounts daily, deducting the service fee 5. A monthly invoice/receipt is sent, including a payment statement and transfer confirmations About ifthenpay: ifthenpay, Lda. Payment Institution authorized and supervised by the Bank of Portugal (Registration No. 8707) VAT Number: 510 450 024 Share capital: €1,105,188.12 Rua S. José, no. 771, 4535-404 Santa Maria de Lamas Phone: +351 227 660 871 or 808 222 777 Email: suporte@ifthenpay.com Website: www.ifthenpay.com

Screenshots

Touch2Pay4 screens
ifthenpay4 screens

Verdict

The call

The clearest difference is update cadence: ifthenpay at every 8 days against Touch2Pay's every 6 months. Touch2Pay's advantage is iOS requirement (10.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Touch2Pay ships an update every 6 months, ifthenpay every 8 days. Both last shipped on September 27, 2026.

Scorecard2 real differences · 8 level
Touch2Pay versus ifthenpay: the parameters behind the verdict, then further details
ParameterTouch2Payifthenpay
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 monthsEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS10.0 — better17.0
Further details — not scored
Size49 MB30 MB
Age rating4+17+
DeveloperSIBS FPSIfthenpay Lda

In-app purchases

None

Touch2Pay

No in-app purchases

None

ifthenpay

No in-app purchases

Questions

Is Touch2Pay free?
Touch2Pay is free to download, with no in-app purchases.
Is ifthenpay free?
ifthenpay is free to download, with no in-app purchases.
Do Touch2Pay or ifthenpay have ads?
Neither Touch2Pay nor ifthenpay shows ads.
Which is updated more often, Touch2Pay or ifthenpay?
Touch2Pay ships an update every 6 months, and ifthenpay every 8 days. Most recently, Touch2Pay was updated on September 27, 2026 and ifthenpay on September 27, 2026.

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