Comparison

Pasiv vs DivTracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pasiv

Invest spare change in US stocks and ETFs commission-free by rounding up purchases. This AI-powered assistant simplifies portfolio management and offers GPT-driven chat support for stock inquiries and trade execution. Available to users 18+ with bank-grade security.

Highlights
  • Micro-investing with spare change
  • AI-powered GPT chat for stock inquiries
  • Automated portfolio management
  • Stock and ETF discovery
  • Watchlist and price alerts
  • Bank-grade security and insurance
Features
Read full description

Pasiv is an agentic investing platform that helps you research, plan, and place trades through a chat-based AI interface. Build wealth on your terms. Start with a free simulated portfolio and explore the app with virtual money. When you're ready, complete KYC to open a real investing account and trade U.S. stocks and ETFs commission-free. Discover AI-powered investing by Pasiv Financial, pioneers in conversational wealth since 2019. Leverage frontier models — Claude and Codex — to make faster, more informed investing decisions tailored to your portfolio, all within a secure chat interface with built-in authentication guardrails. Pasiv's always-on cloud agent uses persistent context to support multi-step portfolio workflows: research a stock, plan a trade, review your portfolio, and confirm orders in one widget-rich interface. With Pasiv, you can: - Build a portfolio aligned to your long-term wealth goals - Monitor holdings, track progress, and rebalance over time - Plan contributions to help you save, invest, and earn toward a basic retirement goal - Prepare and confirm single or multi-order stock and ETF trades in-app - Stay updated with live quote data and portfolio-aware insights - Use your existing Claude or ChatGPT account within the app Key features - Built-in investing app + AI agent workflow - Persistent agent context across portfolio tasks - Chat-based stock and ETF execution flows - Multi-order confirmations, including mixed buy/sell baskets - OTP-protected for all transactions - Automated daily deposit & fractional share order placement across your portfolio to dollar cost average seamlessly - Roundup investing for eligible users in supported regions Important   Pasiv is a technology platform enabling you to host a persistent AI agent with pre-configured execution skills and does not provide personalized investment advice or recommendations. All investing involves risk, including possible loss of principal. Product availability, brokerage features, and funding options vary by jurisdiction and account eligibility. Pasiv is currently available to users age 18+ only, and real-money investing is subject to account approval. U.S. securities and financial products are offered through ChoiceTrade Inc., member FINRA and SIPC. Use is subject to terms, disclosures, and applicable approvals.

About

DivTracker

Track your dividend investments, monitor changes, and project future income. This app offers detailed estimations, accounting for taxes and commissions, to help you plan your financial independence with confidence. Manage multiple portfolios and numerous holdings for free.

Highlights
  • Portfolio tracking
  • Dividend estimation
  • Income goal setting
  • Dividend data access
  • Net income projection
  • Multiple portfolio management
Features
Read full description

Dividend Tracker is a powerful and easy-to-use app designed for dividend investors. Track your portfolio, monitor dividend changes, forecast future income, and make informed investment decisions with confidence. An advanced estimation system projects your future income from your positions, dividend history, taxes, and commissions. Compare it with historical yield data and see your estimated net dividend income up to 10 years ahead. Dividend Tracker is fully usable for free. You can create multiple portfolios and add up to 1000 positions without a subscription. Features and Benefits of Dividend Tracker Dashboard Set your monthly income goal and track your progress toward financial independence. Monitor dividend growth over time, view projected income, and get insights into your portfolio performance. Portfolio Tracker Add transactions with price, date, and commission to your stocks. Instantly see how your portfolio value, dividend yield, and income projections evolve. Broker Sync (Premium) Connect supported brokerage accounts and automatically sync your portfolio transactions. Keep your portfolio up to date without manually entering buys, sells, dividends, and other account activity. Dividend Information Access detailed dividend data for each stock in your portfolio, including recent dividends, upcoming payments, current yield, historical yield, yield on cost, payout ratio, and other key metrics. Event Calendar Follow everything that happens to your positions in one calendar: ex-dividend dates, payments, new dividend declarations, dividend increases and cuts, earnings, and stock splits. Event Notifications (Premium) Get notified on the day a position goes ex-dividend, pays its dividend, or splits, with an optional reminder the day before an ex-dividend date. Each event type is turned on separately. Dividend Reinvestment (DRIP) Enable DRIP to see how reinvesting your dividends compounds your income over time, with fractional shares and taxes taken into account. Import and Export Import your existing portfolio from a CSV file, export your transactions at any time, and keep a local backup of your data. Performance & Analytics (Premium) Unlock advanced portfolio performance charts, dividend history charts, payout history charts, valuation metrics, and additional portfolio analytics to better understand your investments. Simple, Fast and Intuitive Dividend Tracker is designed for both new and experienced investors: a clear interface focused on what matters most, optimized for smooth navigation and quick access to your data. Continuous Improvement We continuously enhance the app and add new features. Premium subscribers get access to all current and future premium features as they are released. Important Information Dividend Tracker is not a broker: we do not provide trading services and do not facilitate the buying or selling of securities. The app provides portfolio tracking and dividend analysis tools to support your investment decisions. Privacy Policy: https://divtracker.net/privacy.html Terms of Use: https://divtracker.net/terms.html

Screenshots

Pasiv4 screens
DivTracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Pasiv at none against DivTracker's 6. Pasiv also leads on ads (none vs shown) and review sentiment (100% vs 80%). DivTracker's advantage is ratings volume (946 vs 3) and iOS requirement (14.0 vs 16.4). On price, rating, update cadence and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DivTracker sells 6 in-app purchases, starting at $0.99 per month. Pasiv asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Pasiv holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: DivTracker has 946 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Pasiv's written reviews are positive against 80% of DivTracker's.

UpkeepUpdate frequency

Pasiv ships an update every 8 days, DivTracker every 9 days. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
Pasiv versus DivTracker: the parameters behind the verdict, then further details
ParameterPasivDivTracker
PriceFreeFree
Rating5.0 (3 ratings) — better4.8 (946 ratings)
Positive reviews100.0% of reviews — better79.6% of reviews
Number of ratings3946 — better
Update frequencyEvery 8 days — betterEvery 9 days
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.414.0 — better
Further details — not scored
Size79 MB112 MB
Age rating17+4+
DeveloperPasiv Technologies Ltd.DivTracker LLC

Customer experience

Pasiv

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

DivTracker

All ratings936 ratings
Positive96.5%
Neutral0.9%
Negative2.7%
Written reviews339 reviews
Positive79.6%
Neutral5.0%
Negative15.3%

Bugs and requests

Pasiv

Not enough reviews yet to summarise bugs or requests.

DivTracker

Reported bugs

3 issues
  • App crashes after recent update
  • Unable to import CSV files
  • Incorrect dividend projections for certain stocks

Requested features

5 requests
  • Add DRIP (dividend reinvestment) feature
  • Support for multiple portfolios
  • Add more international stock options
  • Implement dark mode
  • Provide web/desktop version

In-app purchases

None

Pasiv

No in-app purchases

6 purchases

DivTracker

Subscriptions6
  • Basic$0.991 Month
  • Tier 1.25 (Legacy)$2.491 Month
  • Tier 1.5 (Legacy)$4.991 Month
Show 3 more
  • Basic$9.991 Year
  • Premium$9.991 Month
  • Premium$99.991 Year

Questions

Is Pasiv free?
Pasiv is free to download, with no in-app purchases.
Is DivTracker free?
DivTracker is free to download, with in-app purchases available.
Which has better reviews, Pasiv or DivTracker?
Pasiv is rated higher. Pasiv averages 5.0 out of 5 from 3 ratings, while DivTracker averages 4.8 from 946 ratings.
Do Pasiv or DivTracker have ads?
DivTracker shows ads; Pasiv does not.
Which is updated more often, Pasiv or DivTracker?
Pasiv ships an update every 8 days, and DivTracker every 9 days. Most recently, Pasiv was updated on October 24, 2026 and DivTracker on October 27, 2026.

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