ST vs LTC Smart Rewards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ST
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ST-MTI is an app allow agency create life insurances quotation online and send to himself or customer by E-mail
LTC Smart Rewards
This program allows users to collect points and enjoy exclusive benefits through transactions and payments. Partnering with various merchants, it offers discounts, free coupons, and special privileges for members. It aims to enhance a modern digital lifestyle with premium rewards.
- Points collection
- Rewards program
- Premium privileges
- Merchant discounts
- Free coupons
- Special parking
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• Smart Rewards is the leading points collection and rewards program in the Lao PDR. • From transactions related to buying refill packages for your prepaid mobile plan to payment for services through the sister app M-Money, customers can collect points and enjoy premium privileges. • In partnership with leading merchants ranging from accommodation and travel to home décor and food and beverage, Smart Rewards members can enjoy a plethora of privileges. Discounts, free coupons, special parking privileges, and much more await members. • Join now, and enjoy the benefits that membership in an elite rewards program can bring you. • Smart Rewards, the only app you need to complement your modern digital lifestyle.
Screenshots
Verdict
The clearest difference is update cadence: ST at monthly against LTC Smart Rewards's every 3 months. LTC Smart Rewards's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ST ships an update monthly, LTC Smart Rewards every 3 months. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.
| Parameter | ST | LTC Smart Rewards |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 19 MB | 86 MB |
| Age rating | 12+ | 4+ |
| Developer | CHITAPHONE PHIASAKHA | Lao Telecom |
In-app purchases
ST
No in-app purchases
LTC Smart Rewards
No in-app purchases
