StrategicPoint vs Holdwise

The StrategicPoint Client Portal allows you to easily few your portfolio values and allocations from anywhere.

Holdwise is a calm, private dividend tracker for long-term, buy-and-hold investors. Own VTI, VXUS, BND, SCHD or dividend stocks across a 401(k), Roth IRA, HSA and taxable account? Holdwise shows your income, when it's coming, and how it compounds. No accounts. No broker logins. No ads. Your data stays on your iPhone. NEVER MISS A PAYDAY - Pay-day alerts the day a dividend lands, with the amount - A Lock Screen and Dynamic Island Live Activity on pay days - Ex-dividend reminders 1, 3 or 7 days ahead (Pro) - Optional weekly preview and monthly recap - Home Screen and Lock Screen widgets, plus Control Center toggles TRACK EVERY POSITION - Add holdings by hand, import a broker CSV (Fidelity, Schwab, Vanguard, Robinhood, M1, E*TRADE) or a screenshot - Group by account: Taxable, Roth IRA, Traditional IRA, 401(k), HSA and more - Multi-currency holdings with per-security withholding tax - Swipe to add a dividend or delete with Undo - Auto-fill dividends from Tiingo (free Tiingo account required) SEE WHAT'S COMING, AND WHAT CAME IN - Calendar of confirmed and projected ex-dates and pay dates - A shareable recap for every month and year - An income heatmap back to your first dividend, plus streaks and milestones KNOW YOUR REAL RETURN - XIRR and time-weighted return - Total return: price change plus dividends received - Compare against VOO, SCHD and VYM, or backtest your buys against an index SMARTER INSIGHTS - Income Risk score and a Dividend Safety Score per holding - 1, 3 and 5-year dividend growth rates - Sectors, concentration warnings and rebalance suggestions - On-device insights powered by Apple Intelligence, on supported devices WATCH IT COMPOUND - Coverage: when your dividends will cover your expenses - Reinvestment modeler, income goal, RMD estimates - Year-end tax pack: realized gains and dividend tax as PDF and CSV MADE FOR EVERY SCREEN - Two-column layouts on iPad and iPhone Duo - Siri, Shortcuts and Spotlight for your holdings - VoiceOver audio graphs for every chart and a color-blind friendly palette - English and Spanish YOUR DATA, LOCALLY - Everything stored privately on your device - One-file backup you can restore anywhere, with or without iCloud - Face ID lock; the app switcher never shows your balances - Optional iCloud sync into your private database - Hide Balances in one tap - No analytics, no tracking SDKs HOLDWISE PRO Free: 10 positions, total return, sectors, the calendar and .ics export, pay-day alerts, widgets and the Live Activity, recaps and the heatmap, backup, and the Aristocrats list. Pro unlocks unlimited positions, XIRR and time-weighted return, Income Risk, Coverage, Backtest, the tax pack, Insights, multi-currency, CSV and screenshot import, auto dividend lookup, ex-dividend reminders, benchmarks, RMD and tax estimates, the modeler, and PDF/CSV export. $4.99/month or $44.99/year (saves 25%), with a 7-day free trial on the annual plan. IMPORTANT Holdwise is a tracker, not a financial advisor, and gives no buy or sell recommendations. Returns, projections, RMD and tax figures are for planning only. Realized gains use FIFO and do not detect wash sales. Verify against your broker statements and consult a tax professional. Made by JC Mobile App Studio LLC. Built solo by a Boglehead, for Bogleheads. LEGAL Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: Privacy Policy: https://jcmobileappstudio.com/apps/holdwise/privacy/