Easy Finances vs Loan Interest Guide
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Easy Finances
Track expenses, manage budgets, and gain insights into your spending habits without sharing banking data. Automate frequent payments and manage personal loans with friends. Offers cloud backup and multi-device access with a premium subscription.
- Expense tracking
- Budget creation
- Account management (cash, savings, credit)
- Income and expense pattern analysis
- Automated payment lists
- Personal loan management
- Cloud backup and multi-device access
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Forget your expense notebooks! Easy Finances gives you better insights of your personal finances, helping you follow all your expenses to be able to plan and make wiser decisions regarding your money, without having to expose your banking data. With Easy Finances you can: ◆ Add all your cash, savings or credit accounts - Add the accounts you need without having to expose your banking data. We have tools that help you get a clearer view on your credit debts by calculating your interests of the month. ◆ Keep a record of your financial movements - Our tools allow you to analyze where your money goes and your income and expense patterns. ◆ Control your expenses adding budgets - The best tool to keep an adequate control of your finances is through a budget, since it will allow you to be more aware of what you spend, helping you save (Subscription required). ◆ Add your friends - Find your friends who use Easy Finances and add them to be able to split payment lists and manage their personal loans (Subscription required). ◆ Automate your expenses with payment lists - Add your frequent expenses to a payment list and record them when you need them with just one click of a button. Share a list with your friends so you can divide the expense among everyone (Subscription required). ◆ Manage your personal loans between you and your friends - Maintain a good relationship with your friends and avoid misunderstandings by managing your personal loans with Easy Finances (Subscription required). Premium Subscriptions ----------------------- Registering your cash and savings accounts, as well as your financial movements is free with Easy Finances. To get the best of Easy Finances you need a premium subscription. A subscription allows you to: - Keep your information backed up in the cloud and access it on any of your devices - Add credit accounts - Add budgets - Add payment lists - Add your friends - Manage personal loans Premium subscriptions are available in two plans: - Monthly Premium Subscription - $2.49 (USD) per month - Yearly Premium Subscription - $27.49 (USD) per year All subscriptions offer a free 3-day trial period. At the end of this period, the corresponding subscription charge will be made automatically. These subscriptions will be renewed automatically every month or year, unless canceled up to 24 hours before the end of the period. Payment for subscriptions will be charged to your iTunes Account at confirmation of purchase. Subscriptions may be managed and auto-renewal may be turned off by going to your iTunes Account Settings after purchase. More information: https://easy-finances-app.web.app/en Privacy policy: https://easy-finances-app.web.app/en/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Loan Interest Guide
Understand the true cost of your loans and compare repayment strategies. This app helps you demystify interest calculations, avoid hidden fees, and make informed financial decisions to save more.
- Interest calculation methods guide
- Precise loan interest calculator
- APR to monthly interest rate conversion
- Best loan plan finder
- Rate and prepayment simulators
- Ad-free experience (premium)
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Know the true cost of a loan before you commit. Loan Interest Guide helps you estimate monthly payments, total interest, total repayment, and real APR—including optional fees. Compare repayment methods side by side, save loan plans, and see how rate changes or early payments may affect your total cost. CALCULATE THE FULL COST • Enter the loan amount, term, annual interest rate, and optional fees • See monthly payments, total interest, total repayment, and real APR • Review a month-by-month payment schedule • Include upfront, back-end, or monthly fees in your calculations COMPARE REPAYMENT METHODS Compare four common repayment structures: • Equal Principal Payment • Equal Installment Payment • Interest-Only Loan • Fixed Payment Loan See how each method affects your monthly payment, total interest, and overall repayment. SAVE AND COMPARE LOAN OFFERS Save different loan plans and compare them side by side. Quickly identify which option has the lower estimated total cost. PLAN FOR RATE CHANGES AND EARLY REPAYMENT Premium tools let you: • Simulate changes to your interest rate • Estimate savings from early repayment • Include prepayment fees in your analysis • Explore a repayment strategy based on the details you enter • Use the app without ads CONVERT AND LEARN • Convert between daily, monthly, and annual interest rates • Learn how different repayment methods work • Review formulas, advantages, and disadvantages PRIVATE BY DESIGN Your saved loan details stay on your device. PREMIUM ACCESS Choose a monthly or annual auto-renewable subscription, or unlock lifetime access with a one-time purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel subscriptions in your Apple Account settings. Privacy Policy: https://realloans.top/privacy.html Terms of Service: https://realloans.top/terms.html DISCLAIMER Results are estimates provided for informational purposes only. Loan Interest Guide does not provide loans, lending services, financial advice, or guarantees of loan approval. Always confirm rates, fees, and repayment terms with your lender.
Screenshots
Verdict
The clearest difference is ads: Easy Finances at none against Loan Interest Guide's shown. Easy Finances also leads on update cadence (weekly vs fortnightly) and iOS requirement (11.0 vs 16.0). Loan Interest Guide's advantage is ratings volume (20 vs 3). On price, rating, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Easy Finances sells 2 in-app purchases, starting at $2.49 per month and Loan Interest Guide sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.0 for Easy Finances against 4.1 for Loan Interest Guide. That said, the two scores are not equally well evidenced: Loan Interest Guide has 20 ratings behind it against 3, so its average is the more settled of the two.
Easy Finances ships an update weekly, Loan Interest Guide fortnightly. Both last shipped on November 3, 2026.
| Parameter | Easy Finances | Loan Interest Guide |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (3 ratings) | 4.1 (20 ratings) — better |
| Positive reviews | — | 94.4% of reviews |
| Number of ratings | 3 | 20 — better |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 31 MB | 65 MB |
| Age rating | 4+ | 4+ |
| Developer | Alan Acuna | 鲁 黄 |
Customer experience
Easy Finances
Loan Interest Guide
In-app purchases
Easy Finances
- Premium Subscription3 Days trial$2.491 Month
- Yearly Premium Subscription3 Days trial$27.491 Year
Loan Interest Guide
- Loan Interest Advanced$0.991 Month
- Loan Interest Plus$3.991 Year
- Loan Strategy Tool Pro$3.99
- Loan Insights: Lifetime$5.99
Questions
Is Easy Finances free?
Is Loan Interest Guide free?
Which has better reviews, Easy Finances or Loan Interest Guide?
Do Easy Finances or Loan Interest Guide have ads?
Which is updated more often, Easy Finances or Loan Interest Guide?
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