Comparison

Razorpay vs RuPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Razorpay

This app enables businesses to accept digital payments instantly through various methods like UPI, cards, and wallets. It simplifies payment tracking, allows for easy refunds, and supports both registered and unregistered businesses. Join a large community of businesses going cashless.

Highlights
  • Accept payments via UPI, cards, wallets, net banking
  • Instant payment links for social media and email
  • Track sales and digital payments in real-time
  • Issue refunds on the go
  • Supports registered and unregistered businesses
  • 100% digital KYC and quick setup
Features
Read full description

Join the 50,00,000+ businesses using Razorpay Go cashless & receive payments via credit card, debit card, UPI, wallets & more. We simplify payments & make it easy for you to focus on great products. Businesses can start Accepting Payments in under 7 Minutes! We offer a 100% digital KYC experience. Say goodbye to the payment platforms which take weeks to get you started. With Razorpay, you can start accepting payments in a matter of minutes. Accept Payments Regardless of Your Business Registration Razorpay is open to all types of registered & unregistered businesses. Whether you’re a private or public limited company, LLP, shop owner, NGO or even an unregistered business like a freelancer, teacher or a homepreneur, we have a digital payment solution that is perfect for you. Get Paid Instantly with Payment Links Share payment links and receive payments via an email, SMS, WhatsApp, Messenger etc. and get paid immediately. Accepting payments from customers is now just a link away. Businesses can track sales and digital payments easily Analyze your earnings & stay on top of your goals. Make better business decisions using insights from the real-time data available on the dashboard. Get a detailed view of your payments, customer refunds, payment links view & settlements. Accept Payments via Debit Cards, Credit Cards, Net Banking, UPI Wallets & more. Razorpay supports over 100+ payment modes including Credit and Debit Cards (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking from top 50+ banks, UPI (Web Collect & UPI Intent), Online Wallets, EMI and NEFT/RTGS payments. Issue Refunds on the Go We understand the pain of managing refunds(including instant refunds) for your customers, with the Razorpay mobile app, you can issue refunds for your business transactions with a click of a button right from your smartphone. Backed by the Safety and Security of Razorpay Razorpay security works 24/7 to help detect fraud, prevent hacking, and verify identity. If you ever need assistance, we are always available to help you in every step. Need help? We offer 24/7 Support Our support is always there to assist you through email and live-chat interface, ensuring to help you with your queries with utmost promptness. Frequently Asked Questions: How does Razorpay work? Razorpay allows you to securely accept online payments. Currently, over 8,00,000 businesses are using Razorpay to accept and disburse both, domestic and international payments. Can I accept payment through social media channels like Facebook, WhatsApp, SMS etc? Yes. To accept payments via social media channels, you can simply create a payment link with a few clicks and share it via the channel of your choice. Whether it's Facebook, Instagram, WhatsApp, SMS or email. What documents are required to sign up on Razorpay?  To get started with an online store, all you need is your PAN card, Aadhar card or Driving licence or Voter ID (any one of the three) and in some cases, a cancelled cheque. What are set up charges? Is there any charge for post-live support? Is there any annual maintenance fee charged by Razorpay? Absolutely not! We offer a simple and transparent pricing plan. We charge a 2% platform fee for a successful transaction. Unlike all the other payment solutions providers, we have no setup charges, no annual maintenance fee and we never charge a rupee for post-live support. Platform fee includes access to Flash Checkout, Dashboard, Report and much more. I don't have a website, can I use Razorpay to accept payments online? Yes, you can use payment links to collect online payments even if you don't have a website ready.

About

RuPay

Manage your business finances with an intuitive accounting app. Track ledgers, sales orders, and purchases in real-time for informed decision-making. Simplify transaction organization and streamline vendor and customer interactions.

Highlights
  • Ledger tracking
  • Sales order management
  • Purchase management
  • Real-time financial visibility
  • Transaction categorization
  • Streamlined fulfillment
Features
Read full description

Our innovative accounting app revolutionizes the way businesses manage their financial records. With our user-friendly interface and comprehensive features, you can effortlessly view and track your ledger, sales orders, and purchases all in one place. Gain real-time visibility into your financial transactions, allowing you to make informed business decisions. Our app simplifies the complexity of accounting by providing intuitive tools to organize and categorize your transactions. Easily access detailed information about your sales orders, monitor customer interactions, and streamline the fulfillment process. Additionally, our purchase management feature enables you to efficiently handle vendor interactions, track expenses, and ensure timely procurement. Take control of your business finances with our accounting app, saving time and effort while ensuring accuracy and compliance.

Screenshots

Razorpay4 screens
RuPay4 screens

Verdict

The call

The clearest difference is rating: Razorpay at 4.1 against RuPay's 1.0. Razorpay also leads on ratings volume (23 vs 1). RuPay's advantage is monetization model (free vs free with in-app purchases) and review sentiment (33% vs 23%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Razorpay holds the better App Store score, 4.1 against 1.0. That said, the two scores are not equally well evidenced: Razorpay has 23 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 23% of Razorpay's written reviews are positive against 33% of RuPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Razorpay versus RuPay: the parameters behind the verdict, then further details
ParameterRazorpayRuPay
PriceFreeFree
Rating4.1 (23 ratings) — better1.0 (1 ratings)
Positive reviews22.8% of reviews33.3% of reviews — better
Number of ratings23 — better1
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size73 MB51 MB
Age rating4+4+
DeveloperRazorpay Software Private LimitedSnehal Batra

Customer experience

Razorpay

All ratings23 ratings
Positive78.3%
Neutral0.0%
Negative21.7%
Written reviews57 reviews
Positive22.8%
Neutral1.8%
Negative75.4%

RuPay

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Razorpay

No in-app purchases

None

RuPay

No in-app purchases

Questions

Is Razorpay free?
Razorpay is free to download, with no in-app purchases.
Is RuPay free?
RuPay is free to download, with no in-app purchases.
Which has better reviews, Razorpay or RuPay?
Razorpay is rated higher. Razorpay averages 4.1 out of 5 from 23 ratings, while RuPay averages 1.0 from 1 ratings.
Do Razorpay or RuPay have ads?
Neither Razorpay nor RuPay shows ads.
Which is updated more often, Razorpay or RuPay?
Razorpay ships an update every 2 weeks, and RuPay every 2 weeks. Most recently, Razorpay was updated on October 29, 2026 and RuPay on October 24, 2026.

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