SOLmate vs Spendin
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SOLmate
Manage your finances with a digital bank account and debit card. Send money internationally, buy airtime, and pay for electricity directly from the app. Open an account quickly and easily with just your ID or passport.
- Digital bank account
- MasterCard debit card
- International money transfers
- Instant airtime purchase
- eWallet services
- Electricity purchases
- Digital wallet
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SOLmate is a fast-growing alternative to a traditional Bank account. The account is open to all Foreign Passports and SA ID holders. Get a Bank account number that you can have your salary and EFT’s paid into and make payments from. Plus, SOLmate comes with a Debit Card by MasterCard that you can make withdrawals with from any ATM across South Africa. Use your SOLmate card to safely swipe and tap at retail stores. The App also includes a nifty Digital Wallet. It is fast and easy to open your account. Simply Download the App, register and take a clear photo using the APP of your original Foreign Passport or SA ID, and a clear picture of your face. What’s really cool is you can enjoy so much more than your own debit card and account, you can buy Instant Airtime using the APP, send International money transfers back home to over 180 countries, receive and send eWallets, buy electricity, and much more. There are also other cool services inside the App. Many more services inside the App: • Instant Airtime • eWallet • Buy Electricity • International Money Transfers via Sikhona • Send money from SOLmate to SOLmate account • And much more Open your account yourself in 3 easy steps! 1. Download the SOLmate App 2. Take a clear photo of your face and Passport 3. Register and order your card Download the SOLmate App now.
Spendin
A modern digital wallet designed for global users to manage multiple currencies securely and efficiently. It offers a streamlined experience for sending, swapping, and tracking your funds.
- Secure currency management
- Seamless currency swapping
- Global lifestyle wallet
- Modern user interface
- Send and receive funds
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Experience the power of simplicity and security with a modern wallet built for today’s global lifestyle. Manage your currencies seamlessly—all from one app.
Screenshots
Verdict
The clearest difference is ads: Spendin at none against SOLmate's shown. Spendin also leads on monetization model (free vs ad-supported) and ratings volume (33 vs 6). SOLmate's advantage is rating (4.2 vs 3.8). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SOLmate holds the better App Store score, 4.2 against 3.8. That said, the two scores are not equally well evidenced: Spendin has 33 ratings behind it against 6, so its average is the more settled of the two.
SOLmate ships an update every 10 days, Spendin weekly. The most recent releases landed on November 11, 2026 and October 30, 2026 respectively.
| Parameter | SOLmate | Spendin |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (6 ratings) — better | 3.8 (33 ratings) |
| Positive reviews | — | 84.2% of reviews |
| Number of ratings | 6 | 33 — better |
| Update frequency | Every 10 days | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 117 MB | 176 MB |
| Age rating | 17+ | 17+ |
| Developer | SOL ecosystem | NEONA TECHNOLOGIES COMPANY LIMITED |
Customer experience
SOLmate
Spendin
In-app purchases
SOLmate
No in-app purchases
Spendin
No in-app purchases
