Comparison

ECU Home+ vs Truv

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ECU Home+

This application simplifies the mortgage process, allowing users to apply for home loans, track progress, and manage documents. It offers tools for loan calculations and communication with loan officers, aiming to reduce stress during home buying or refinancing.

Highlights
  • Apply for home loans
  • Track loan progress
  • Review and eSign documents
  • Communicate with loan officers
  • Scan loan documents
  • Calculate loan scenarios
Features
Read full description

Home by ECU is a tool to help you with any step of the Mortgage Process. Use the app to learn how buying a home or refinancing an existing home loan will change your life. With the app, you can: · Apply for a home loan in under 10 minutes. · Track your loan progress with real-time push notifications. · Easily review and eSign documents regarding your mortgage. · Communicate with your loan officer. · Securely scan loan documents with your phone’s camera. · Calculate loan scenarios with full monthly payments based on your situation and needs. · Connect to home searching sites. · And more! Home by ECU is designed to ease the stress of the mortgage process. Please use the app to connect with an Educators Credit Union home loan officer to discuss your specific financial needs. We are happy to assist you with any questions you have about the home loan or pre-approval process.

About

Truv

Securely verify your income and employment with this financial tool. It simplifies connecting to payroll providers for direct deposit switching and retrieving underwriting data. Manage financial operations with ease on a user-friendly platform.

Highlights
  • Income verification
  • Employment verification
  • Direct Deposit Switch
  • Connect to payroll providers
  • Retrieve underwriting data
  • Resolve disputes
Features
Read full description

Presenting Truv, your personal companion for safe and secure income and employment verification. This is your ultimate tool for swiftly and accurately connecting with your payroll provider to execute Direct Deposit Switch as well. Truv simplifies your life by consolidating these essential financial operations into one convenient and user-friendly platform. Income and Employment Verification Are you tired of cumbersome paperwork and manual income verification processes? Truv employs cutting-edge technology to seamlessly verify your income and employment details, making your financial operations smoother than ever. Say goodbye to the hassle of traditional income verification processes and embrace the future with Truv. In addition, with Truv, you can create account, retrieve data that was used to underwrite your loan and resolve any disputes. Direct Deposit Switch With Truv, switching your Direct Deposit from one bank to another becomes a breeze. Connect directly with your payroll provider in a few easy steps, ensuring that your hard-earned income lands where you want it to. Truv ensures that this process is secure, fast, and stress-free.

Screenshots

ECU Home+4 screens
Truv3 screens

Verdict

The call

The clearest difference is rating: ECU Home+ at 4.7 against Truv's 3.4. Truv's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 18.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ECU Home+ holds the better App Store score, 4.7 against 3.4. Both are backed by a comparable volume of ratings — 6 and 11 respectively.

UpkeepUpdate frequency

ECU Home+ ships an update every 4 months, Truv every 3 months. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
ECU Home+ versus Truv: the parameters behind the verdict, then further details
ParameterECU Home+Truv
PriceFreeFree
Rating4.7 (6 ratings) — better3.4 (11 ratings)
Positive reviews—0.0% of reviews
Number of ratings611 — better
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size95 MB9 MB
Age rating4+17+
DeveloperEducators Credit Union - WITruv, Inc.

Customer experience

ECU Home+

All ratings5 ratings
Positive80.0%
Neutral20.0%
Negative0.0%

Truv

All ratings9 ratings
Positive66.7%
Neutral11.1%
Negative22.2%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

ECU Home+

No in-app purchases

None

Truv

No in-app purchases

Questions

Is ECU Home+ free?
ECU Home+ is free to download, with no in-app purchases.
Is Truv free?
Truv is free to download, with no in-app purchases.
Which has better reviews, ECU Home+ or Truv?
ECU Home+ is rated higher. ECU Home+ averages 4.7 out of 5 from 6 ratings, while Truv averages 3.4 from 11 ratings.
Do ECU Home+ or Truv have ads?
Neither ECU Home+ nor Truv shows ads.
Which is updated more often, ECU Home+ or Truv?
ECU Home+ ships an update every 4 months, and Truv every 3 months. Most recently, ECU Home+ was updated on October 24, 2026 and Truv on October 24, 2026.

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