Comparison

OweMe vs Borrowed

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OweMe

Easily track money owed to you with this intuitive debt manager. It provides a clear overview of all outstanding debts and sends reminders for unpaid amounts, ensuring you always know where your money is.

Highlights
  • Track who owes you money
  • Reminders for unpaid debts
  • Overview of outstanding debts
  • Unlimited use (PRO)
  • Ad-free experience (PRO)
Features
Read full description

OweMe is an intuitive debt manager that lets you track who owes you money. It remembers you of unpaid debts and provides an overview of all outstanding debts so that you never have to wonder where did your money go. Note: The free version may be subject to limitations and the limitations are subject to change. PRO FEATURES: • All Air Apps • Unlimited use • 100% Ad-free • All features Choose from different subscription options. Our standard subscription options are: 1-month Subscription - USD9.99 1-year Subscription - USD69.99 Subscription payments will be charged to your iTunes account at confirmation of your purchase and upon commencement of each renewal term. Subscription with a free trial period will automatically renew to a paid subscription. You can cancel your subscription or free trial in the iTunes settings at least 24-hours before the end of each current subscription period. The cancellation will take effect the day after the last day of the current subscription period and you will be downgraded to the free service. Any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period. Facebook: https://www.facebook.com/airappsco Twitter: https://twitter.com/airappsco Instagram: https://www.instagram.com/airappsco Privacy Policy: https://airapps.co/privacy Terms Of Use: https://airapps.co/terms Support: support@airapps.co

About

Borrowed

Easily manage items and money you've lent or borrowed. Features include reminders, statistics, cloud sync, and data export. Keep track of everything shared with friends and family in a simple, secure interface.

Highlights
  • Track money and items
  • Statistics and insights
  • Reminders for forgotten items
  • Automatic cloud sync
  • Export data to Excel
  • Simple and secure tracking
Features
Read full description

Who has your drill? And who still owes you $20? Borrowed remembers, so you don't have to. Keep track of everything you lend and borrow, things and money alike. Add it in seconds, get a friendly nudge when it's due, and always know who has what. NEW: YOUR STUFF, READY TO LEND Keep a list of everything you own, from tents and tools to books and games. Note how many you have and where they are. Lending something out takes one tap: pick who, how many and until when. When it comes back, it's ready to lend again. WHY YOU'LL LOVE IT Added in seconds: just what and who. A photo, amount or return date is up to you • Things and money in one place, with a clear balance of who owes whom • A friendly reminder on the return date, so nobody has to ask awkwardly • Per person, see exactly what they have of yours, and what you have of theirs • Everything that came back stays in your history, searchable anytime • Statistics show how much is out and what you lend most • Export everything to Excel whenever you like. PERFECT FOR The book you lent a colleague • The drill your neighbor borrowed • Concert tickets you paid for a friend • The camping gear that travels around the family • Board games, chargers, cameras, kids' clothes and everything else that ends up in someone else's home MADE FOR EVERY DAY Your list syncs automatically between your phone and tablet, so it's always with you. Sign in with Apple, Google or email. A calm, clean design with a beautiful dark mode and a layout made for iPad. Available in 20 languages, in the currency of your choice. NO ADS, NO CLUTTER Borrowed has no ads. Your data is stored securely and stays yours: export it anytime, or delete your account right from the app. Got an idea or a question? Tell us right from the app. We'd love to hear from you. Start keeping track today, and get your things back.

Screenshots

OweMe4 screens
Borrowed4 screens

Verdict

The call

The clearest difference is in-app purchases: Borrowed at none against OweMe's 10. OweMe's advantage is rating (4.7 vs 4.3) and ratings volume (323 vs 4). On price, review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OweMe sells 10 in-app purchases, starting at $4.99 per 7 days. Borrowed asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

OweMe holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: OweMe has 323 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 61% of OweMe's written reviews are positive against 63% of Borrowed's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

OweMe ships an update every 5 weeks, Borrowed every 4 months. Both last shipped on November 3, 2026.

Scorecard6 real differences · 4 level
OweMe versus Borrowed: the parameters behind the verdict, then further details
ParameterOweMeBorrowed
PriceFreeFree
Rating4.7 (323 ratings) — better4.3 (4 ratings)
Positive reviews61.1% of reviews62.5% of reviews — better
Number of ratings323 — better4
Update frequencyEvery 5 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.1 — better15.0
Further details — not scored
Size76 MB67 MB
Age rating4+4+
DeveloperAir Apps SystemsThinkaholic

Customer experience

OweMe

All ratings322 ratings
Positive93.2%
Neutral2.5%
Negative4.3%
Written reviews18 reviews
Positive61.1%
Neutral11.1%
Negative27.8%

Borrowed

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews8 reviews
Positive62.5%
Neutral25.0%
Negative12.5%

In-app purchases

10 purchases

OweMe

Subscriptions10
  • Air Apps Pro - 1 Week3 Days trial$4.997 Days
  • Air Apps One - 1 Week$4.997 Days
  • Air Apps One - 1 Week$6.997 Days
Show 7 more
  • Air Apps Pro3 Days trial$9.991 Month
  • Air Apps One - 1 Week$9.997 Days
  • Air Apps One - 1 Week3 Days trial$12.997 Days
  • Air Apps One - 1 Week7 Days trial$12.997 Days
  • Air Apps One - 1 Month$19.991 Month
  • Air Apps Pro - 1 Year3 Days trial$69.991 Year
  • Air Apps One - 1 Month$199.991 Month
None

Borrowed

No in-app purchases

Questions

Is OweMe free?
OweMe is free to download, with in-app purchases available.
Is Borrowed free?
Borrowed is free to download, with no in-app purchases.
Which has better reviews, OweMe or Borrowed?
OweMe is rated higher. OweMe averages 4.7 out of 5 from 323 ratings, while Borrowed averages 4.3 from 4 ratings.
Do OweMe or Borrowed have ads?
Neither OweMe nor Borrowed shows ads.
Which is updated more often, OweMe or Borrowed?
OweMe ships an update every 5 weeks, and Borrowed every 4 months. Most recently, OweMe was updated on November 3, 2026 and Borrowed on November 3, 2026.

Other comparisons