PayWho vs Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayWho
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PayWho — Quick Bill Splitting for Groups Going out with friends? Someone paid for dinner, someone else grabbed the cake, and not everyone shared every item. PayWho handles exactly this — no spreadsheet needed. HOW IT WORKS Just 3 steps: 1. Add your group — enter everyone's names 2. Add the bills — set the amount, who paid, and who's splitting it 3. Hit Split Bill — PayWho calculates exactly who owes who, and how much PayWho consolidates all the individual bills into the simplest possible set of transactions. Instead of a web of payments between everyone, you get a clean list: "Ben pays Alice $46.67, Claire pays Alice $30.00" — done. PERFECT FOR - Birthday dinners & parties - Group holidays & trips - Gatherings where different people paid for different things - Any situation where you just want to settle up fast WHY PAYWHO No login required — open and go No in-app purchases — completely free Works offline — no internet needed Handles multiple bills with different payers and different participants Clears up in seconds — made for settling up on the spot The name? A nod to PayLah and PayNow — because after PayWho tells you the breakdown, you know exactly who to pay.
Split
Effortlessly manage group expenses with this bill splitting app. Scan receipts with AI to itemize costs, assign them to individuals, and track real-time balances. Supports multiple currencies and offers fast settlement options for easy IOU tracking.
- Instant receipt scanner with AI item recognition
- Smart item assignment to friends or even splits
- Real-time balances for group members
- Multi-currency support for travel
- Fast IOU tracking and settlement
- No ads or data selling
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Split is the fast bill splitter for group expenses—scan receipts and cost split in seconds. Why you’ll love it - Instant receipt scanner – snap a photo, we read items with AI. - Smart item assignment – tap friends or split evenly in one tap. - Real-time balances – everyone sees who owes, who’s paid, and who’s even. - Multiple currencies – perfect for travel. - Settle IOUs fast – track, pay, and stay even. - Privacy first – no ads, no selling data. Perfect for - Roommates splitting rent + utilities - Friend trips, Airbnb weekends, festivals - Couples tracking date nights - Clubs, teams, or any group fund How it works - Create a group. Invite friends with a link or QR code. - Add expenses. Scan a receipt or enter amounts manually. - Assign items. Pick who had each line item, or choose “Split all.” - Settle up. View net totals and pay however you like—cash, Venmo, Zelle. The app records it all. Support & privacy Questions? Tap Settings → Help or email team@splitexpenses.com. The app never shares personal data without consent—review our full policy inside the app. Download Split today and never chase your friends for money again. —— Venmo is a trademark of PayPal, Inc. Split is not affiliated with or endorsed by Venmo or PayPal. © 2025 Yust Tech, Inc. All rights reserved. Terms of Use (EULA): https://splitexpenses.app/terms Privacy Policy: https://splitexpenses.app/privacy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: PayWho at none against Split's 6. PayWho also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split sells 6 in-app purchases, starting at $0.99 per 7 days. PayWho asks for nothing beyond the download.
PayWho ships an update every 2 weeks, Split every 9 days. The most recent releases landed on September 11, 2026 and September 27, 2026 respectively.
| Parameter | PayWho | Split |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.9 (34 ratings) — better |
| Positive reviews | — | 96.3% of reviews |
| Number of ratings | — | 34 — better |
| Update frequency | Every 2 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 74 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | CHIAM JACK KEN | Tyler Yust |
In-app purchases
PayWho
No in-app purchases
Split
- Split Pro – Weekly$0.997 Days
- Split Pro – Weekly Trial7 Days trial$1.297 Days
- Split Pro – Monthly$2.991 Month
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- Split Pro – 3 Months Intro3 Months trial$2.991 Month
- Split Pro – Monthly Trial7 Days trial$3.491 Month
- Split Pro – Yearly Trial$23.991 Year









