Moru vs Diligent mBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moru
This digital wallet simplifies financial transactions with an intuitive interface. Easily send, request, and track all your payments and utility bills in one place. It aims to encourage digital payments and provide users with a clear overview of their financial activity.
- Send and receive money
- Utility bill payments
- Transaction history tracking
- Mobile top-up
- Remittance services
- Simplified registration
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मोरूमा धेरै सरल र सबैले बुझ्न सक्ने ईन्टरफेस छ । यो प्रयोगकर्ताको सबै कारोवारहरुको जनाकारी प्रदान गर्नकालागि एक उपयुक्त माध्यम हो र मोरुबाट एक क्लिकमा सजिलैसँग पैसा पठाउन र प्राप्त गर्न समेत सकिने छ। मोरू डिजिटल आफ्ना प्रयोगकर्ताहरुलाई आफ्नो खर्च प्रति वफादार बनाउन सक्षम रहनेछ किनकि यसले प्रयोगकर्ताहरूका लागि डिजिटल रकम SEND र REQUEST गरी बर्गिकरण गरि राखेको छ । यसको प्रमुख उदेश्य भनेको अर्थव्यवस्थाको वास्तविक संक्रमणलाई समाधान गराउँनुहो, मानिसहरूलाई डिजिटल माध्यमबाट एक व्यक्ति बाट अर्को व्यक्ति सँग भुक्तानिको कार्यमा प्रेरित गराउँनु यसको प्रमुख लक्ष्य रहेको छ । थप, मोरूले प्रयोगकर्ताहरूलाई उनीहरूको आर्थिक कारोवारहरुको जानकारी दिने प्रयास गर्नेछ। एक पटकको पहुँच पछि प्रयोग कर्ताहरुले केवल एक क्लिक बाट वालेट मार्फत प्रत्येक सेवा अन्तर्गत आफुले प्रयोग गरेका सम्पूर्ण कारोवारहरुको पूर्ण विबरणहरु हेर्न सक्नेछन । आफ्नो सम्पूर्ण कारोवारको पूर्ण अध्ययन गरि प्रयोगकर्ताहरुले आफ्नो डिजिटल जीवनको महत्व तुलना गर्न सक्नेछन । दर्ता प्रक्रिया · मोरु डिजिटल एप डाउनलोड गर्नुहोस् ¸ · Register मा क्लिक गरी आफ्नो मोवाईल नम्बर राख्नुहोस्¸ मोवाईल नम्बरमा OTP आउनेछ¸ · आएको OTP राख्नुहोस र विबरण भर्नुहोस · तपाईले मोरु खाता दर्ता गर्नु भयो¸तपाईको मोरु ID मोवाईल नम्बर हुनेछ¸ · आफ्नो KYC पुरा गर्नुहोस मोरुमा कसरी रकम लोड गर्ने ? · मोवाईल बैंकिङ · ईन्टरनेट बैंकिङ · कनेक्ट आईपिएस · कार्ड लोड · अन्य मोरु प्रयोगकर्ताबाट हाम्रा सेवाहरु · मोवाईल टपअप · बिद्धुत महसुल भुक्तानि · ल्यान्ड्लाई बिल भुक्तानि · खानेपानी बिल भुक्तानि · हवाई टिकट · चलचित्र टिकट · ईन्टरनेट बिल भुक्तानि · टेलिभिजन बिल · ईन्सुरेन्स प्रिमियम भुक्तानि · NCELL/NTC डाटा/भ्वाईस प्याक · सरकारी भुक्तानी - आन्तरिक राजस्व भुक्तानी - सामाजिक सुरक्षा कोष - बोनस कर भुक्तानी - ट्राफिक जरिवाना भुक्तानी · एन्टिभाइरस भुक्तानी · ब्रोकर शुल्क भुक्तानी . रेमिट्यान्स ग्राहक सेवा विवरण टेलिफोन नम्बर +९७७-१-४५४३८८८ मोवाईल नम्बर ९८०१०३५३४८ भाईबर वाट्सएप ९८०१०३५३४८ म्यासेन्जर https://m.me/MoruOfficial ईमेल: info@moru.com.np Moru Digital Wallet has a very simplistic and minimalistic interface. It is a one stop solution for all your utility payments and you can send and receive money easily with a single click. Moru has remained loyal to the basics of the digital economy as it has prioritized the users to SEND and REQUEST money digitally. This classic approach is to motivate the actual transition of the economy, reminding people to enter into all Person to Person level payments from digital channels. Further, Moru tries to give users their financial information. Just a click away, users can look at all the transactions they have entered ever through the wallet and under each service as well. Users can compare their digital journey so far by contesting the total transactions. Registration process: 1. Download Moru Digital Wallet app. 2. To register, enter your mobile number then you will receive an OTP in the mobile number you entered. 3. Enter the OTP and fill the form. 4. You will be a registered user of MORU and your mobile number will be your MORU id. Also, get you KYC verified. How to Load Fund in Moru Wallet: 1. Via Mobile Banking 2. Via E- Banking 3. ConnectIPS 4. Card Load 5. Receive funds from other Moru users. Our Services: · Bank Transfer · Mobile Top-up · Electricity Bill Payment · Landline Bill Payment · Telephone Bill Payment · Khanepani Bill Payment · Flight Ticket Booking · Bus Ticketing Booking · Movie Ticket Booking · Internet Bill Payment · Credit Card Bill Payment · Insurance Premium Payment · Ncell and NTC Data/Voice Pack · Government Services: - Government Revenue Payment (IRD) - Social Security Fund - Traffic Police Fine - Bonus Tax · Antivirus Payment · Stock Brokers Payment · Remittance Customer Service Details: Telephone Number: +977-1- 4542488, +977-1-4543888 + Mobile Number: +977 9801035348 Viber, WhatsApp: +977 9801035348 Messenger: https://m.me/MoruOfficial Email: info@moru.com.np
Diligent mBank
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Diligent mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Diligent mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Diligent mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Diligent mBank accounts faster and securely via internet. Diligent mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Diligent mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Diligent mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Diligent mBank, and you need to subscribe to the Diligent mBank Banking Service. This app helps you to pay multiple utility payments through the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Diligent mBank Diligent mBank is leading Payment Service Provider. Diligent mBank is leading fin-tech company in Nepal.
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Verdict
Moru and Diligent mBank are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Moru | Diligent mBank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (44 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 44 — better | — |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 13.7 |
| Further details — not scored | ||
| Size | 51 MB | 291 MB |
| Age rating | 4+ | 17+ |
| Developer | Pay Nep Private Limited | mBank Technologies |
In-app purchases
Moru
No in-app purchases
Diligent mBank
No in-app purchases
Questions
Is Moru free?
Is Diligent mBank free?
Do Moru or Diligent mBank have ads?
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