Midwest BankCentre vs Tip'd
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Midwest BankCentre
Manage all your financial accounts in one place, including those from other institutions. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your accounts with advanced login options.
- Aggregate financial accounts
- Organize transactions with tags and photos
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View statements
- Find branches and ATMs
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Midwest BankCentre is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Midwest BankCentre: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Midwest BankCentre app, you must be enrolled as a Midwest BankCentre Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Tip'd
Easily track tips, hours, and paychecks across multiple jobs. Features home screen widgets for quick logging and progress tracking. Set savings goals and manage pay stubs with export options.
- Log cash and card tips, tip-out, and hours
- Track earnings by job and position
- Home screen widgets for quick logging
- Set and track savings goals
- Record and attach pay stubs
- Import historical shift data
- Export yearly summaries as PDF/spreadsheet
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Keeping track of your tips shouldn’t be another shift. Tip’d is a free tip tracker for servers, bartenders, hosts and food runners. Keep your tips, hours, paychecks and goals together across every restaurant job you work. No ads. No account. CLOCK OUT. LOG IT. DONE. • Add cash tips, card tips, tip-out and hours in a few taps. • Choose the job, position and shift you worked. • Tip’d adds your hourly wages and subtracts tip-out to calculate your total and hourly pay. ASK SIRI • “Log a shift in Tip’d” — Siri asks for your tips and hours and reads the shift back before it saves. • “How much did I make this week in Tip’d” or “What is my hourly pay in Tip’d” — answered from your shifts. • Use Siri and Shortcuts to check goals, add savings and open the tools you need. TIP’D, ELEGANTLY UNFOLDED Made for iPhone Duo. Open your phone and Tip’d unfolds with it, giving your shifts, earnings and goals room to breathe. • See your calendar and shift details side by side. • Enjoy layouts made for the wider screen, from stats and goals to settings and forms. • Fold it closed and return to the familiar iPhone layout. HOME SCREEN AND LOCK SCREEN WIDGETS Tip’d Widget Pack includes six widgets: • Log a Shift opens a new shift with your job selected. • Goal Jar shows your progress toward a goal. • This Week shows how your week is adding up. • Month at a Glance puts your daily earnings on a calendar. • Year at a Glance shows your earnings across the year. • Lock Screen rings fill toward your week, month or year target. Each Home Screen widget can have its own theme and light or dark appearance, separate from the app. ALREADY HAVE A SHIFT HISTORY? • Switching tip apps? Export your history; Tip’d reads what it can and asks about the rest. • Import CSV, TSV, text and Excel files, photos, screenshots, PDFs and pasted notes. • Review one summary before saving, and change how Tip’d read it if needed. • Undo an import if you need to. Import files are read on your phone, with on-device Apple Intelligence helping when available. You can import without it too. PICK YOUR COLORS • Choose Fern, Ocean, Ember, Burgundy or Graphite. • Use light or dark mode, with matching job and goal colors. • Available in English, Spanish, Arabic, Chinese (Simplified), Filipino, French, Hindi, Korean, Portuguese (Brazil) and Vietnamese. SEE WHICH SHIFTS PAY BEST • Check your week and month day by day, with a calendar colored by job. • See your average hourly pay with tips, weekly and monthly averages, and best and slowest days. • Compare positions, shifts and days of the week. Find out how Friday bartending stacks up against Sunday brunch. • Follow your earnings over time with shift charts and weekly totals. KEEP YOUR JOBS STRAIGHT • Give each job its own color and its own positions. • Set the hourly rate for each position. • Filter your numbers by job or look at everything together. SAVE FOR SOMETHING • Create a goal for rent, a trip or whatever you’re putting money aside for. • Add amounts to its jar as you save. Nothing goes in automatically. • See how much you’ve set aside and what’s left from this week’s earnings. KEEP THE PAPERWORK TOGETHER • Record paychecks and attach photos of your pay stubs. • Attach a stub photo or PDF to a new paycheck and Tip’d fills in what it can read, for you to check and save. • Check your paycheck totals for the year. • Export a yearly summary as a PDF or spreadsheet. YOUR DATA • Your records are saved on your iPhone and sync through your private iCloud when enabled. • We don’t collect your shift data, and there are no ads or tracking. I made Tip’d for my wife, who works in restaurants, and for everyone juggling shifts, tips and more than one job. Widget Pack is an optional monthly auto-renewing subscription. Shift logging, stats, trends, goals, paychecks and imports stay free. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://usetipd.com/privacy/
Screenshots
Verdict
The clearest difference is in-app purchases: Midwest BankCentre at none against Tip'd's 1. Midwest BankCentre also leads on ratings volume (2.8K vs 10). Tip'd's advantage is update cadence (every 5 days vs every 5 weeks) and review sentiment (100% vs 83%). On price, rating, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Tip'd sells 1 in-app purchase, starting at $0.99 per month. Midwest BankCentre asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.8 for Midwest BankCentre against 4.8 for Tip'd. That said, the two scores are not equally well evidenced: Midwest BankCentre has 2.8K ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 83% of Midwest BankCentre's written reviews are positive against 100% of Tip'd's.
Midwest BankCentre ships an update every 5 weeks, Tip'd every 5 days. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.
| Parameter | Midwest BankCentre | Tip'd |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.8K ratings) — better | 4.8 (10 ratings) |
| Positive reviews | 82.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 2.8K — better | 10 |
| Update frequency | Every 5 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 196 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Midwest BankCentre, Inc. | Joseph West |
Customer experience
Midwest BankCentre
Tip'd
Bugs and requests
Midwest BankCentre
Reported bugs
2 issues- Login screen freezes
- Incompatible with older devices
Requested features
2 requests- Dark mode option
- Ability to customize app layout
Tip'd
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Midwest BankCentre
No in-app purchases
Tip'd
- Tip’d Widget Pack$0.991 Month
Questions
Is Midwest BankCentre free?
Is Tip'd free?
Which has better reviews, Midwest BankCentre or Tip'd?
Do Midwest BankCentre or Tip'd have ads?
Which is updated more often, Midwest BankCentre or Tip'd?
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