BS Mońki vs BeWealthy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BS Mońki
Read full descriptionHide full description
BS Mońki to aplikacja mobilna systemu bankowości internetowej Banku Spółdzielczego w Mońkach. Umożliwia swobodny, bezpieczny i skuteczny dostęp do Twoich finansów 7 dni w tygodniu, 24 godziny na dobę bez względu na czas i miejsce, w którym się znajdujesz. Cenisz swój czas, niezależność i mobilność? Wystarczy smartfon z aplikacją mobilną BS Mońki, by w dogodnym momencie sprawdzić stan konta, dokonać przelewu, czy skontrolować wydatki. Korzystanie z aplikacji BS Mońki jest bezpieczne - dostęp chroniony jest kodem e-PIN lub z wykorzystaniem cech biometrycznych. Skorzystaj ze wsparcia Banku Spółdzielczego w Mońkach, poznaj zalety aplikacji mobilnej BS Mońki i przekonaj się jak łatwo zarządzać własnymi finansami.
BeWealthy
Read full descriptionHide full description
Your whole financial life in one number. BeWealthy pulls everything you own and everything you owe into a single balance, updated every day. Bank accounts, cash, brokerage portfolios, crypto, government bonds, real estate, loans and credit cards all live in one place, in one balance. EVERYTHING YOU OWN, IN ONE BALANCE - Cash, bank and savings accounts - Stocks and ETFs with live prices - Crypto across exchanges and wallets - Government bonds and fixed income - Real estate and physical assets - Loans, leases and credit cards on the liabilities side A NET WORTH CHART THAT MAKES SENSE Watch your wealth build over 1 week, 1 month, 3 months, 1 year, 5 years or since day one. Pull down to refresh and every stock, ETF and crypto position reprices at once. REAL RETURNS, NOT GUESSWORK Every position shows what you paid versus what it's worth now. Portfolio-level returns are calculated with XIRR, so deposits and withdrawals at different times don't distort the picture. Currency effects are shown separately from actual performance. A BUDGET BUILT AROUND HOW YOU ACTUALLY SPEND - Monthly limit overall and per category - Spending breakdown by category, with progress toward every limit - Savings rate calculated automatically - Five different views of the same month: donut, calendar, bars, percentages and trend - Recurring transactions for rent, subscriptions and instalments SHARED EXPENSES WITH FRIENDS Create a pool for a trip, a flat or a project, add the people involved, and log who paid for what. BeWealthy splits it and shows exactly who owes whom — no separate app needed. GOALS THAT KEEP YOU MOVING Set a target, track your pace, and see the streak of months you've kept contributing. Your main goal sits right on the dashboard. LIVE PRICES FROM SOURCES YOU KNOW Stocks, ETFs and crypto refresh automatically. Set price alerts and get notified when something hits your target. WORKS IN YOUR CURRENCY Hold assets in multiple currencies and see everything converted into your base currency, with exchange-rate effects broken out. BRING YOUR DATA IN AND OUT Import CSV or Excel statements from your bank, your broker or your crypto exchange, and export everything back to CSV whenever you want. Your data is never locked in. ON YOUR HOME SCREEN Widgets put your net worth, budget progress and goals one glance away. PRIVATE BY DESIGN No ads. No selling your data. Ever. Lock the app behind Face ID and hide your balances with one tap when someone's looking over your shoulder. BEWEALTHY PRO Unlock investments, crypto, bonds and real estate, Pro analytics and forecasts, price alerts, CSV import and export, Home Screen widgets, all currencies and more — with a 3-day free trial. Terms of Use (EULA): https://bewealthy.cloud/terms/ Privacy Policy: https://bewealthy.cloud/privacy/
Screenshots
Verdict
The clearest difference is in-app purchases: BS Mońki at none against BeWealthy's 2. BS Mońki also leads on ads (none vs shown) and iOS requirement (15.0 vs 17.0). BeWealthy's advantage is update cadence (every 2 days vs every 5 weeks). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BeWealthy sells 2 in-app purchases, starting at $5.99 per month. BS Mońki asks for nothing beyond the download.
BS Mońki ships an update every 5 weeks, BeWealthy every 2 days. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.
| Parameter | BS Mońki | BeWealthy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks | Every 2 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 19 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank Spółdzielczy w Mońkach | Jakub Klamka |
In-app purchases
BS Mońki
No in-app purchases
BeWealthy
- BeWealthy Pro7 Days trial$5.991 Month
- BeWealthy Pro7 Days trial$27.991 Year









