Comparison

青子记账 vs 咔比荷包

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

青子记账

A personal finance tool designed for young adults, offering intuitive budgeting, savings plans, and detailed expense tracking. It helps users manage assets and liabilities with features like bill reminders and currency conversion.

Highlights
  • Budget management with daily spending planning
  • Scheduled bill payments
  • Savings plan creation
  • Import bills from WeChat and Alipay
  • Template-based quick entry
  • Calendar view of expenses
  • Multi-account support for assets and liabilities
  • Currency conversion
Features
Read full description

青子记账是一款元气满满的私人资产管理小工具。它设计简约,无社区、无理财推荐,只做该做之事。 当前青子APP已持续更新优化四年有余,许多忠实用户支持至今,多次获得 App Store 新鲜应用等多个专题推荐。 ◆ 产品理念 记账本是一件严肃枯燥的行为,青子希望让它“活泼”一些, 力图做一个更加贴近当代年轻人的理财规划产品,并让记账这件事情好看一些,愉快一些。 ◆ 产品功能 -- 预算管理:设置每个记账分类项目每月、每年的预算,并智能规划每日花费。 -- 定时记账:提前设定账单数据,按时自动生成账目。 -- 小组件:支持多种账单数据的实时展示。 -- 存钱计划:设定目标,开始执行存钱计划! -- 导入账单:支持导入微信支付、支付宝等多个平台的账单,自动生成多条账单。 -- 模板记账:将常用的支出保存为模板,实现快速生成对应账单。 -- 账单日历:每日花费和支出均以日历的形式展现,一目了然。 -- 非理性消费:可将某些支出标记为“非理性”支出,反思自己的消费习惯。 -- 多账本:支持多账本设置,分门别类更清晰。 -- 数据过滤箱:保存多个过滤条件,一键查看报表。 -- 资产项目:支持设置多个资产和负债账户,账目和账户余额联动更新。 -- 汇率换算:定时更新最新汇率,支持多个货币单位的换算。 -- 账目地图:支持记录账目发生的地点,看看哪个地方花钱最多。 ◆ 我的产品 『小日常』『千结记』『须臾』等,欢迎您下载体验。 自动续费 VIP 订阅说明 • 方案:连续年度订阅(12 个月) • 付款:确认购买后,费用将由 Apple ID 账户扣款 • 续费:到期前 24 小时 Apple 将自动扣费并延长订阅 • 取消:请在当前周期结束前 24 小时,前往「设置 › Apple ID › 订阅」取消自动续费 • 试用:若提供免费试用,未使用部分将在购买后作废 - 隐私政策 https://glen-father-c47.notion.site/10b9e50ad6064cf89b29c37a78a75a74 - 自动续费会员服务协议 https://glen-father-c47.notion.site/fe80544e051f4af8ba222761c4141f6c?pvs=4 -- 联系作者 -- 邮箱:shineday.ho@qq.com

About

咔比荷包

This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.

Highlights
  • AI-powered expense tracking
  • Effortless habit building
  • Automated financial review
  • Shared accounts for couples
  • Joint savings goal planning
  • Personalized financial goals
Features
Read full description

咔比荷包是一款单人/双人记账存钱App AI记账,让记账充满乐趣,活人感满满,让你无痛养成记账好习惯。 通过自动记账、AI自动复盘,让你告别糊涂账,实现财富目标。 双人一起使用还可以拥有共同账本,记录每笔支出和收入。 创建存钱计划一起达成攒钱目标,让彼此收获财务与关系的双重自由。 【VIP会员订阅说明】 -订阅周期:1个月、3个月、12个月。 -订阅价格:连续包月产品为双人每月15元,单人每月9.9元;连续包季产品为双人每季度38元,单人每季度28元;连续包年产品为双人每年98元,单人每年68元。 -付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 -取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/AppleID设置管理中关闭自动续订功能。 -续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 -订阅可以由用户自主管理,并且可以随时在购买后在用户的账户设置里关闭自动订阅。 隐私政策:https://xcvc766uxt.feishu.cn/docx/QZEAdp6fioaG0gxz1jycpKdDnEf?from=from_copylink 用户协议:https://xcvc766uxt.feishu.cn/docx/LqcndgGHOodvKcxXReVcqgYCnkd?from=from_copylink

Screenshots

青子记账4 screens
咔比荷包4 screens

Verdict

The call

The clearest difference is review sentiment: 青子记账 at 87% against 咔比荷包's 27%. 青子记账 also leads on rating (4.8 vs 4.1) and ratings volume (490 vs 7). 咔比荷包's advantage is ads (none vs shown) and iOS requirement (15.0 vs 17.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 青子记账 sells 6 in-app purchases, starting at $0.99 per 7 days and 咔比荷包 sells 10 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

青子记账 holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: 青子记账 has 490 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 87% of 青子记账's written reviews are positive against 27% of 咔比荷包's.

UpkeepUpdate frequency

青子记账 ships an update every 2 days, 咔比荷包 every 9 days. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard6 real differences · 4 level
青子记账 versus 咔比荷包: the parameters behind the verdict, then further details
Parameter青子记账咔比荷包
PriceFreeFree
Rating4.8 (490 ratings) — better4.1 (7 ratings)
Positive reviews87.1% of reviews — better27.3% of reviews
Number of ratings490 — better7
Update frequencyEvery 2 days — betterEvery 9 days
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size195 MB208 MB
Age rating4+4+
DeveloperGuangzhou Xiaorichang Technology Co., Ltd.重庆皮皮喵喵科技有限公司

Customer experience

青子记账

All ratings490 ratings
Positive95.5%
Neutral1.4%
Negative3.1%
Written reviews404 reviews
Positive87.1%
Neutral4.5%
Negative8.4%

咔比荷包

All ratings7 ratings
Positive71.4%
Neutral14.3%
Negative14.3%
Written reviews33 reviews
Positive27.3%
Neutral18.2%
Negative54.5%

Bugs and requests

青子记账

Reported bugs

3 issues
  • Incorrect currency conversion rates
  • Deleted transactions not fully removed
  • Syncing issues between devices

Requested features

5 requests
  • Recurring expense management
  • Shared family/household accounts
  • Customizable budget categories
  • Automatic transaction import from banks
  • Improved mobile-desktop sync

咔比荷包

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

青子记账

Subscriptions3
  • 周度订阅卡3 Days trial$0.997 Days
  • 季度卡$1.993 Months
  • 年度卡3 Days trial$6.991 Year
One-time3
  • 年度高级订阅$3.99
  • 青子永久会员$4.99
  • 记账永久会员$9.99
10 purchases

咔比荷包

Subscriptions8
  • 单人连续包月$0.991 Month
  • 单人连续包月7 Days trial$0.991 Month
  • 双人连续包月1 Month trial$1.991 Month
Show 5 more
  • 双人连续包季$4.993 Months
  • 双人连续包年$9.991 Year
  • 双人连续包年$12.991 Year
  • 双人连续包年$14.991 Year
  • 双人连续包年7 Days trial$14.991 Year
One-time2
  • 365天打卡挑战$12.99
  • 双人三年VIP会员$22.99

Questions

Is 青子记账 free?
青子记账 is free to download, with in-app purchases available.
Is 咔比荷包 free?
咔比荷包 is free to download, with in-app purchases available.
Which has better reviews, 青子记账 or 咔比荷包?
青子记账 is rated higher. 青子记账 averages 4.8 out of 5 from 490 ratings, while 咔比荷包 averages 4.1 from 7 ratings.
Do 青子记账 or 咔比荷包 have ads?
青子记账 shows ads; 咔比荷包 does not.
Which is updated more often, 青子记账 or 咔比荷包?
青子记账 ships an update every 2 days, and 咔比荷包 every 9 days. Most recently, 青子记账 was updated on November 7, 2026 and 咔比荷包 on November 8, 2026.

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