Comparison

inCooperazione vs Billy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

inCooperazione

This app provides a digital version of a cooperative membership card, offering direct digital interaction with the cooperative. It features a digital wallet for accessing benefits, discounts, and accumulating spending power, along with virtual currency and news updates.

Highlights
  • Digital membership card
  • Digital wallet for benefits
  • Use discounts and vouchers
  • Accumulate spending power
  • Virtual currency (tokens)
  • News and updates
Features
Read full description

La nuova carta inCooperazione è una rivoluzione. Portala sempre con te sul tuo Apple grazie all’app inCooperazione. Quest’app rivoluziona il rapporto socio-cooperativa permettendo un rapporto più diretto e digitale, consentendo un immediato riconoscimento del socio in tutte le realtà coinvolte! Troverai la nuova carta inCooperazione in formato digitale, innovata sia nella grafica che nelle funzioni ma anche molto altro! Grazie al wallet, borsellino digitale, avrai a disposizione una visione completa dei vantaggi, delle convenzioni e delle opportunità attivate da tutte le aziende partecipanti al progetto. Il wallet permette poi di utilizzare in modo semplice buoni e sconti, e accumulare capacità di spesa per l’acquisto di beni e l’accesso ai servizi convenzionati. All’interno del proprio borsellino potranno essere raccolte delle monete virtuali (token), utilizzate o accumulate come premio, per specifiche iniziative o servizi, buoni, voucher, coupon, cashback, loyalty o altre iniziative di sconto e promozione di vantaggi. Infine, tramite l’app è possibile rimanere connessi con il mondo cooperativo trentino; la sezione news permetterà infatti di rimanere sempre informati su novità legate alle cooperative e ai loro servizi! Il progetto è stato appena lanciato e sarà arricchito un poco alla volta grazie ad integrazioni e aggiornamenti!

About

Billy

Features
Read full description

How many subscriptions are you paying for right now? Streaming, music, AI, cloud, gym: small recurring charges drain your account without you noticing. Billy puts them all in front of you, in a beautiful, fully private native iOS app. EVERYTHING AT A GLANCE • Daily, monthly and yearly spending calculated in real time • Donut chart to see where your money goes (Video, Music, Work, Health…) • Monthly trend for the year, with projections for future months • Filter by category, streaming service or single subscription RENEWALS UNDER CONTROL • Reminders before every renewal (same day or up to 7 days earlier) • Dynamic, never-boring messages designed to make you ask: "do I still use this?" • Popular service presets: colors, categories and suggested prices ready in one tap DEACTIVATE WITHOUT LOSING ANYTHING Cancelled a service? Don't delete it — deactivate it. Billy stops counting renewals but keeps your full history and statistics. Re-subscribe later? Reactivate with one tap. STATISTICS AND AI INSIGHTS • Complete charge history, with price increases highlighted • AI Analysis: plain-language insights on real costs, price changes, yearly projections and each service's share of your total • Smart distinction between "what you actually spent" and "what it will cost you" DARK OR LIGHT — YOUR CALL An elegant midnight theme by default, a light theme if you prefer, or automatic with the system. ABSOLUTE PRIVACY No accounts, no servers, no mandatory cloud. Everything stays exclusively on your iPhone. You can even keep notes and account credentials: they live on your device only, visible to no one but you. BILLY PREMIUM Track up to 3 subscriptions for free. Premium (a small monthly subscription or a one-time "forever" purchase) unlocks: • Unlimited subscriptions • Home Screen widgets (small and medium) with monthly spend and next renewal • Advanced charts and statistics for every service Download Billy and take back control of your recurring expenses — with ease, clarity and style. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

inCooperazione4 screens
Billy4 screens

Verdict

The call

The clearest difference is in-app purchases: inCooperazione at none against Billy's 2. inCooperazione also leads on iOS requirement (11.0 vs 17.0). Billy's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Billy sells 2 in-app purchases, starting at $0.99 per month. inCooperazione asks for nothing beyond the download.

UpkeepUpdate frequency

inCooperazione ships an update every 3 months, Billy every 3 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 5 level
inCooperazione versus Billy: the parameters behind the verdict, then further details
ParameterinCooperazioneBilly
PriceFreeFree
Positive reviews40.0% of reviews—
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS11.0 — better17.0
Further details — not scored
Size15 MB5 MB
Age rating4+4+
DeveloperCooperazione TrentinaAniello Guida

In-app purchases

None

inCooperazione

No in-app purchases

2 purchases

Billy

Subscriptions1
  • Billy premium$0.991 Month
One-time1
  • Billy premium$4.99

Questions

Is inCooperazione free?
inCooperazione is free to download, with no in-app purchases.
Is Billy free?
Billy is free to download, with in-app purchases available.
Do inCooperazione or Billy have ads?
Neither inCooperazione nor Billy shows ads.
Which is updated more often, inCooperazione or Billy?
inCooperazione ships an update every 3 months, and Billy every 3 weeks. Most recently, inCooperazione was updated on October 10, 2026 and Billy on October 24, 2026.

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