Comparison

Monthly Spending Tracker vs Spend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monthly Spending Tracker

This personal finance app helps you monitor your monthly expenses by recording transactions, categories, dates, and payees. Set a budget limit and receive alerts as you approach it. View your spending history by month and generate expense reports.

Highlights
  • Track monthly spending
  • Record transactions, categories, dates, payees
  • Set monthly budget limits
  • Receive budget alerts
  • View monthly transactions
  • Generate expense reports
Features
Read full description

Monthly Spending Tracker is a personal finance app that helps you track your monthly spending habits. Whenever you spend money, enter the transaction into monthly spending tracker. The app records the transaction, the category (what type of expense it is), the date and the payee. With Monthly Spending Tracker, staying within your monthly budget is simple. The app allows you to set a monthly spending limit, and will warn you when your spending reaches your budget. You can also view all of your transactions by month, and even print out monthly expense reports.

About

Spend

This app helps you organize and track your expenses, receipts, and budgets. It offers various views like calendar, summary, and map, and can automatically download transactions from your bank and Apple Card.

Highlights
  • Expense tracking
  • Receipt organization
  • Budget management
  • Calendar, summary, map views
  • Automatic bank transaction download
  • Apple Card transaction download
  • Transaction export
Features
Read full description

See exactly where your money goes. Spend-Trend helps you organize expenses, import bank and Apple Card transactions, attach receipts, and understand your spending through calendar, chart, and map views. Track spending with less effort: Import transactions from supported banks and Apple Card, or quickly enter an expense yourself. Understand your habits: Explore monthly totals, category trends, calendar views, charts, and maps. Keep everything organized: Create custom categories, attach receipts and notes, search transactions, and export your records. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Monthly Spending Tracker4 screens
Spend4 screens

Verdict

The call

The clearest difference is ads: Spend at none against Monthly Spending Tracker's shown. Spend also leads on update cadence (every 5 days vs every 17 months) and ratings volume (21 vs 2). Monthly Spending Tracker's advantage is rating (5.0 vs 4.6) and iOS requirement (15.0 vs 17.6). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monthly Spending Tracker sells 1 one-off in-app purchase and Spend sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Monthly Spending Tracker holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Spend has 21 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Monthly Spending Tracker ships an update every 17 months, Spend every 5 days. The most recent releases landed on September 12, 2026 and August 4, 2026 respectively.

Scorecard5 real differences · 5 level
Monthly Spending Tracker versus Spend: the parameters behind the verdict, then further details
ParameterMonthly Spending TrackerSpend
PriceFreeFree
Rating5.0 (2 ratings) — better4.6 (21 ratings)
Positive reviews—33.3% of reviews
Number of ratings221 — better
Update frequencyEvery 17 monthsEvery 5 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.6
Further details — not scored
Size4 MB50 MB
Age rating4+4+
DeveloperBrandon SteckleinVIJAY CHINTA

Customer experience

Monthly Spending Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Spend

All ratings21 ratings
Positive85.7%
Neutral9.5%
Negative4.8%
Written reviews6 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

In-app purchases

1 purchases

Monthly Spending Tracker

One-time1
  • Spending Tracker Premium$2.99
2 purchases

Spend

Subscriptions1
  • Monthy Subscription2 Months trial$4.991 Month
One-time1
  • Pro Upgrade$8.99

Questions

Is Monthly Spending Tracker free?
Monthly Spending Tracker is free to download, with in-app purchases available.
Is Spend free?
Spend is free to download, with in-app purchases available.
Which has better reviews, Monthly Spending Tracker or Spend?
Monthly Spending Tracker is rated higher. Monthly Spending Tracker averages 5.0 out of 5 from 2 ratings, while Spend averages 4.6 from 21 ratings.
Do Monthly Spending Tracker or Spend have ads?
Monthly Spending Tracker shows ads; Spend does not.
Which is updated more often, Monthly Spending Tracker or Spend?
Monthly Spending Tracker ships an update every 17 months, and Spend every 5 days. Most recently, Monthly Spending Tracker was updated on September 12, 2026 and Spend on August 4, 2026.

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