John Charcol vs Propp

John Charcols' ID verification app is a quick and convenient way to verify your identity as part of the mortgage application process. Why Is ID Verification Needed? We need to verify that you are who you say you are. Your submission is validated against policies imposed on us under AML financial service regulations. How Does It Work? The process is simple and your submission should only take a few minutes to complete. You’ll be guided through the following steps: 1. Upload a photo of an official ID document (we’ll let you know what document type is required) 2. Snap a selfie 3. Record a short video using on-screen prompts

Propp is a secure app that allows you to safely send and receive documents and personal information. You can send and receive encrypted messages, photos, videos and files to us throughout your finance application with the confidence that your data is protected. The Propp app also makes electronic identification quick, easy and secure by using facial recognition and the secure upload of legal identity documents. Using our app is particularly beneficial to our clients who submit multiple applications as you won’t need to undertake identity verification every time, taking some of the legwork out of your finance applications.