Comparison

CheckPad vs Bountisphere

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CheckPad

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This CheckPad is the same one that was in the AppStore till October 2020 Created a macOS version from iOS version via Mac Catalyst. Same UI and some macOS menu options. macOS Catalina (version 10.15) is required to run this macOS version. Payer/Payee changed to From/To. Date, Means, From/To and Memo fields changed from center to left aligned. Fixed bug with searching for From/To. Allows deletion of iCloud accounts in Settings. Since Bundle ID has changed, users need to save to device and move to desktop and then copy to new app. ATTENTION:USERS OF PREVIOUS VERSIONS WHO USE iCloud MUST READ THIS BEFORE UPDATING. Due to an App identifying change, save your data to iCloud, or save them in Finder (in Catalina) to any location and add them to this version. CheckPad is a simple digital version of a check book. Transactions are presented on the screen the same way they are in a check book register. This is not an online bill payment application and therefore doesn’t have access to any bank data via the internet. It replaces most of the paper in your drawers, shoe box and on your desks. With this app you can keep track of your money by tracking transactions like you normally do with your checkbook. CheckPad offers the following advantages: - help save the trees - Printing now supported despite the app premise. Some users just can't do without a hard copy. - make clean transaction register entries without messy corrections - correct transaction dates - familiar layout - so simple to use an 8 year old (who keeps a register) can use it without help - offers password protection to prevent unauthorized access - a small memory foot print and fast - doesn’t require the internet to use it (except backing up accounts to iCloud)

About

Bountisphere

This app forecasts your bank balance up to two years in advance, helping you avoid financial stress. It visualizes upcoming bills and paychecks, offering insights and tools to manage debt and build financial confidence.

Highlights
  • Forecast bank balance up to 2 years
  • Visual money calendar
  • Secure bank sync or manual entry
  • Debt payoff simulators
  • AI Money Coach
  • Shared household profiles
  • Daily financial insights
Features
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Stop guessing. Start knowing. You use a calendar to plan your time — why not your money? Bountisphere is the budget planner and visual money calendar that forecasts your cash flow, so you always know the one thing that matters: "Am I okay next week, next month, even next year?" Most budgeting apps are just a scoreboard for the past — telling you where you already overspent. But looking backward doesn't ease your anxiety about tomorrow. You don't need another spending tracker. You need a forward-looking plan. Bountisphere projects your running bank balance up to 2 years into the future. Spot tight spots before they happen, time your bills with confidence, and know exactly how much breathing room you have today. Built for everyday people tired of paycheck-to-paycheck stress, Bountisphere brings clarity, confidence, and peace of mind back to your finances. WHY SWITCH TO A MONEY CALENDAR? • Plan Your Money, Don’t Just Track It: See your projected bank balance day by day based on your upcoming bills, paychecks, and goals. No more doing mental math on payday. • The Daily Check-In: Stop logging into multiple bank apps. See your complete financial picture in one view, check your breathing room in seconds, and get on with your day. • End "Bill Timing" Anxiety: You make enough money, but the timing is tight. See the visual gaps between paychecks and bills so you can adjust before a due date arrives. POWERFUL CORE FEATURES: • Secure Bank Sync OR Manual Entry: Connect your checking, savings, and credit cards securely with bank-level encryption. Prefer to manage things yourself? Easily add manual accounts for unlinked loans, mortgages, or cash. • Excel & CSV Import: Bring your history or offline accounts with you effortlessly with seamless spreadsheet imports. • Visual Debt & Payoff Simulators: Compare the Debt Snowball vs. Debt Avalanche methods using your real numbers, and see how an extra $50 a month shaves years off your debt. • AI Money Coach: Your private, compassionate guide — grounded in your real transactions and trusted economic benchmarks for practical, judgment-free answers. You can even personalize Coach with your own chosen name. • Effortless Matching: When bills clear your bank, Bountisphere suggests the match so you can confirm it with a single tap. • Shared Profiles: Manage household finances together. Keep personal, family, or business profiles organized and private. • Money Mastery: Build lasting financial confidence with daily bite-sized insights and habits. Download Bountisphere today. Plan your money. Reach your goals. TRY BOUNTISPHERE FREE Download today and get 7 days of instant access — no credit card required to start. After your trial, continue forecasting your future for just $7/month or $70/year. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CheckPad4 screens
Bountisphere4 screens

Verdict

The call

The clearest difference is price: Bountisphere at Free against CheckPad's $2.99. Bountisphere also leads on update cadence (every 10 days vs every 3 months). CheckPad's advantage is in-app purchases (none vs 2). On ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Bountisphere is free to download; CheckPad costs $2.99 up front. Bountisphere sells 2 in-app purchases, starting at $7.00 per month. CheckPad asks for nothing beyond the download.

UpkeepUpdate frequency

CheckPad ships an update every 3 months, Bountisphere every 10 days. The most recent releases landed on October 12, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
CheckPad versus Bountisphere: the parameters behind the verdict, then further details
ParameterCheckPadBountisphere
Price$2.99Free — better
Rating—5.0 (5 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—5 — better
Update frequencyEvery 3 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size7 MB77 MB
Age rating4+4+
DeveloperTanoi TanwiBountisphere, Inc.

In-app purchases

None

CheckPad

No in-app purchases

2 purchases

Bountisphere

Subscriptions2
  • Bountisphere Monthly7 Days trial$7.001 Month
  • Bountisphere Yearly7 Days trial$70.001 Year

Questions

Is CheckPad free?
CheckPad costs $2.99, with no in-app purchases.
Is Bountisphere free?
Bountisphere is free to download, with in-app purchases available.
Do CheckPad or Bountisphere have ads?
Neither CheckPad nor Bountisphere shows ads.
Which is updated more often, CheckPad or Bountisphere?
CheckPad ships an update every 3 months, and Bountisphere every 10 days. Most recently, CheckPad was updated on October 12, 2026 and Bountisphere on October 30, 2026.

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