Finja vs Tasdeeq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finja
A comprehensive digital wallet and financial solution for individuals, merchants, and small businesses. It facilitates payments, offers credit lines, and provides tools for managing employee work chores and HR tasks.
- Apply for FINJA Card with credit line
- Receive salaries and apply for instant loans
- Make payments and QR code transactions
- Pay utility bills and recharge networks
- Manage employee leaves, attendance, and expenses
- Secure login with PIN and biometrics
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Apply for FINJA Card backed with Credit Line Finja App is a one stop financial solution for individuals, merchants and small businesses that addresses everyday payment and credit needs. Finja is an authorised electronic money institution regulated by the State Bank of Pakistan. Finja App makes it incredibly easy for employees of businesses to receive salaries in their Finja account and Apply for instant loans from Finja partner institutions Make payments to friends and family anytime, anywhere Add money to your wallet by simply submitting a request for Cash-In at doorstep You can add money by visiting nearby agents or any Internet Banking facility Pay your Utility bills and Recharge your network within few clicks Save your recipients in Quick Pay for performing future transactions in less clicks Make QR payments with the built in QR scanner Shop online from hundreds of merchants Remotely manage work chores like: An employee can apply for leaves An employee can extract salary slips An employee can view their attendance An HR/Line Manager can approve leaves An HR/Line Manager can view employee’s attendance An HR can approve expenses An HR can process salaries Set a secure Login PIN or simply add bio metric authentication Keep a record of your account’s activity in the Activity Feed Real-time notifications whenever you send or receive funds Download now and sign up using your mobile phone number and CNIC! What’s new? Bio metric Login Wallet to Wallet transfer Bank Transfer QR Payments Recharge Network Pay Utility Bills
Tasdeeq
Access and monitor your credit report and score to improve your financial health. Securely verify your identity, get insights, and utilize guides to boost your credit standing. Manage feedback and customize your experience with ease.
- Access credit report and score
- Secure identity verification
- Credit scoring trend tracking
- Guides & Tutorials for financial literacy
- Complaints & Disputes module
- Customizable settings (biometrics, theme)
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Take control of your credit and financial health with Tasdeeq. Our mobile app makes it easy to access and monitor your credit report and credit score, giving you tips and insights to help you improve your credit standing. With Tasdeeq, you can securely verify your identity and access your credit report and score at any time. Our robust KYC process ensures that your data is protected and only shown to you. Avail our subscriptions, which offer discounted prices for multiple credit reports, as well as the ability to view your credit scoring trend for up to 6-months. We offer multiple payment options to make it easy to pay for our services, and our Guides & Tutorials section provides helpful resources to improve your financial literacy. If you ever have any concerns about your report, our Complaints & Disputes module allows you to easily give feedback or raise any issues. Plus, our settings page lets you customize your experience with options to change your password, enable biometrics, and switch to light or dark mode. You can easily update your profile information at any time, and even customize your experience in the Settings. And this is only the beginning! Take the first step towards a healthier financial future and download Tasdeeq today. ABOUT TASDEEQ Tasdeeq Information Services Limited is a credit bureau, licensed by the State Bank of Pakistan (SBP). TASDEEQ has a comprehensive data repository of over 26 million individuals and with access to data from over 160+ member Institutions (including Commercial Banks, Microfinance Banks, Development Financial Institutions, NBMFCs and NBFCs and more) across Pakistan.
Screenshots
Verdict
The clearest difference is rating: Tasdeeq at 3.3 against Finja's 2.3. Tasdeeq also leads on ratings volume (9 vs 3). Finja's advantage is update cadence (every 3 weeks vs every 4 months) and iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tasdeeq holds the better App Store score, 3.3 against 2.3. Both are backed by a comparable volume of ratings — 3 and 9 respectively.
Finja ships an update every 3 weeks, Tasdeeq every 4 months. The most recent releases landed on August 12, 2026 and September 19, 2026 respectively.
| Parameter | Finja | Tasdeeq |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) | 3.3 (9 ratings) — better |
| Positive reviews | — | 36.4% of reviews |
| Number of ratings | 3 | 9 — better |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 58 MB | 95 MB |
| Age rating | 4+ | 4+ |
| Developer | OPay Digital Services Pte.Ltd. | Tasdeeq Credit Bureau |
Customer experience
Finja
Tasdeeq
In-app purchases
Finja
No in-app purchases
Tasdeeq
No in-app purchases









